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      <title>Credit choices-Advanages and Disadvantages by Naznin Bhikha</title>
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      <pubDate>2018-11-22 05:26:25 UTC</pubDate>
      <lastBuildDate>2018-12-03 20:12:15 UTC</lastBuildDate>
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         <title>&quot;CREDIT CHOICES: Advantages and disadvantages&quot; byShivangi Masarani and Naznin Bhikha</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/309632440</link>
         <description><![CDATA[<div>This topic can take a place as a benchmark for you. </div>]]></description>
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         <pubDate>2018-11-30 03:22:44 UTC</pubDate>
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         <title>This topic is about....</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/309635534</link>
         <description><![CDATA[<div>pros and cons of credit cards which is use instead of cash in this technical era. This all information will be useful for any kind of population to select and use of credit card in their further life. we are gonna provide you some true features of it by some images, videos and website. </div>]]></description>
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         <pubDate>2018-11-30 03:48:39 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/309635534</guid>
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         <title> Image#3: Summarized image of advantages and disadvantages of credit card</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310016045</link>
         <description><![CDATA[<div>This picture describes the detailed description of how a credit card leads to advantages in ways such as convenient factor and also helps to build credit score. Whereas, also have some disadvantages and risk of other charged fess for using a credit card and also leading to overspend </div>]]></description>
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         <pubDate>2018-12-01 01:05:35 UTC</pubDate>
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         <title>Video#1 How does credit card works?</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310018397</link>
         <description><![CDATA[<div>This video is shows you how every credit card works and what we have to take an attention with it? if we taking this things liberally then it will being more stressful for us. This video is gonna provide you some short and simple procedure of the credit card with an excellent real-life example. Creativity of the video and pictures in the video more helpful for you to understand easily so students can also take a chance to get a knowledge from it especially for student banking account in Canada. </div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=Yy1OxM_18EQ" />
         <pubDate>2018-12-01 01:45:54 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310018397</guid>
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         <title>Video#2 How to raise your credit score?</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310021701</link>
         <description><![CDATA[<div>This video is provide you such a huge information about credit score, their level and it's value. How credit score is important and which agency has an authority about our credit score in Canada. This video purpose is just giving you truth knowledge of the credit score professionally. well, by this information people can get the bright future in their professional life as well as in personal life for example, buy a things on very big budget. This is expresses you simple credit score and it's benefits that we should do it by our better lifestyle. </div>]]></description>
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         <pubDate>2018-12-01 02:35:52 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310021701</guid>
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         <title>Image#1: Advantages of credit card</title>
         <author>nazninbhikha12</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310028755</link>
         <description><![CDATA[<div>.Nowadays, credit card which offers various benefits such as cash-back, gift-offers, VIP benefits as well as earning air miles has become most profitable way for the people using it in day-to-day living.</div>]]></description>
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         <pubDate>2018-12-01 04:37:41 UTC</pubDate>
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         <title>Image#2: Disadvantages of credit card</title>
         <author>nazninbhikha12</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310029915</link>
         <description><![CDATA[<div>Using a credit card and not paying the amount due before the given date can lead to interest charges which keeps on increasing if you do not pay the amount due. Also it leads to spending more and increases the desire to purchase more. Some other disadvantages are fake credit cards and heavy commission which can be seen in image below.</div>]]></description>
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         <pubDate>2018-12-01 05:10:46 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310029915</guid>
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         <title>Website#1: Ways of choosing  the best credit card in Canada</title>
         <author>nazninbhikha12</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310030375</link>
         <description><![CDATA[<div>The website shows all the information related to the credit cards in Canada. It has the search bar where you can enter the area you are staying or looking fro search of a particular card, also a bar to choose whether a student, personal or business card any particular person is looking for. This information will help a person to review a credit card of his choice whether he wants a reward card or cash back card and more options with or without annual fee. In this way, the individual will be benefited.</div>]]></description>
         <enclosure url="https://www.ratesupermarket.ca/credit_cards" />
         <pubDate>2018-12-01 05:24:07 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310030375</guid>
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         <title>Website#2:: Detailed summary of credit card choices and terminology including advantages and disadvantages</title>
         <author>nazninbhikha12</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310030394</link>
         <description><![CDATA[<div>This website has content related to the credit card, its pros as well as cons and also in detail description of how to choose a credit card and what cost a credit card charges if the amount due is not paid in terms of interest charged.This website will help the viewers in learning the above topics, reviewing them and helping them in context which they will find beneficial</div>]]></description>
         <enclosure url="https://www.practicalmoneyskills.ca/personalfinance/creditdebt/cards/proscons.php" />
         <pubDate>2018-12-01 05:24:19 UTC</pubDate>
         <guid>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310030394</guid>
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         <title>Website#3: Information regarding building of line of credits and how it becomes beneficial in future</title>
         <author>nazninbhikha12</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310030405</link>
         <description><![CDATA[<div>This website has the information related to the line of credits. It helps viewers to read and implement strategies and aim goals to build a particular line of credit helping them in their future where they find a need to use their line of credit which is another advantage of a credit card. This website is very necessary for every age of the people who regular user of credit card. By this knowledge you can improve your base of the data of the credit card as well as it's importance. </div>]]></description>
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         <pubDate>2018-12-01 05:24:38 UTC</pubDate>
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         <title>Video#3 Pros and cons of having a credit card.</title>
         <author>shivmasrani83</author>
         <link>https://padlet.com/nazninbhikha12/22f9jhq3s3wp/wish/310255034</link>
         <description><![CDATA[<div>By this visual instruction, you will get a perfect summary of credit card. This video explain you an actual information of credit card with a creative examples. everybody knows that what is the advantages of credit card but this video expresses you disadvantages as well. In our daily lifestyle, we should need control on our expenses so that is why, we can deal with credit card through the regular expenses.  </div>]]></description>
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         <pubDate>2018-12-03 01:41:00 UTC</pubDate>
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