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      <title>Sajay Samuel- How college loans exploit students for profit - Reflections by Mandy Hochstein</title>
      <link>https://padlet.com/mandyhochstein/22dqq3hms1q5</link>
      <description>http://www.ted.com/talks/sajay_samuel_how_
college_loans_exploit_students_for_profit</description>
      <language>en-us</language>
      <pubDate>2017-01-13 18:41:11 UTC</pubDate>
      <lastBuildDate>2025-09-24 02:35:51 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Catie </title>
         <author>cmcmanigal</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133514</link>
         <description><![CDATA[<div>The amount of students that start and don't finish.<br>- The students that start get to have the degree and get to have jobs that match it, but the students that don't finish cant get the jobs.&nbsp;<br>- It showed me to be careful on what college to go to depending on the amount of money and money I would have to pay back. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 19:12:14 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133514</guid>
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      <item>
         <title>Tabitha</title>
         <author>tabithablatchford18</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133519</link>
         <description><![CDATA[<div>What shocked me was how many students start college and never finish, because half of students finish through college and after the first year some students just don't finish.<br><br>It made me think about just going to to the work force because college is too expensive.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 19:12:16 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133519</guid>
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      <item>
         <title>Sydney</title>
         <author>slammers1</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133533</link>
         <description><![CDATA[<div>The amount of people who graduate, get jobs, and are underemployed. &nbsp;<br>-it shocked me because i never thought out of one hundred people only half would get their degree and of that half only about 30 get a job matching their degree&nbsp;<br><br>It really made me think about how I'm going to pay for college, because as a nursing student I will use a lot of resources. So if we have to pay more tuition in the near future then I will really have to start working hard. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 19:12:20 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133533</guid>
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      <item>
         <title>Casper</title>
         <author>cjueden</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133536</link>
         <description><![CDATA[<div>The thing that shocked me is the amount of people who did not graduate and end up with jobs that don't relate or challenge people. Also the way he put it as buying it as a product and the new system he talked about with different tuition for different majors. - it shocked me because I did not realize how many people dig themselves a hole like that just to not graduate. The new system shocked me because it actually makes sense and yet it has not been implemented. The video definitely pushed me to go to the cheapest college possible. It also led to kind of not want to go to college at all because the amount of jobs that do not need a college degree and the amount of debt we give to ourselves and we lose the opportunity to start making money right away.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 19:12:20 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133536</guid>
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         <title>Courtney</title>
         <author>cpick1</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133546</link>
         <description><![CDATA[<div>The number of students that are underemployed.<br>-it shocked me because they went to school for that degree and ended up with a job with what seem like less of a value. so it just doesn't seem right to seem spend money on tuition and then not make your money back.&nbsp;<br>-it showed me to be smart about choosing a college not on how cool the college is, but on the number of freshmen actually graduate and get their degree.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 19:12:22 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147133546</guid>
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         <title>What shocked me from this video was the amount of people who are underemployed. That shocked me because colleges always advertise with how many students graduate from their institute and go on to get jobs that suit their degrees. It&#39;s how they promote. It makes me mad to be quite honest. And I completely agree with the idea that college tuition should be priced by major, not the institute being attended. I&#39;ve been really struggling with picking where I&#39;d like to go to school, and because of this I&#39;m going to go ahead and eliminate four schools I&#39;ve been accepted into, just based off of ridiculous prices for the major I want. I am not going to be a doctor so why I should I pay to be one?  </title>
         <author>hannahallvin</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154648</link>
         <description><![CDATA[<div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:28 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154648</guid>
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      <item>
         <title>Cecelia</title>
         <author></author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154659</link>
         <description><![CDATA[<div>What really shocked me was how 18 out of 100 people would be underemployed because they basically wasted their money on a degree they won't use. It's really crazy to think that fallowing our dreams is no longer financially allowed. These days it seems like you have to go into something you feel meh about rather than going into debt by studying what you love. It was definitely an eye opener</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:32 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154659</guid>
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         <title></title>
         <author>emeisenheimer</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154680</link>
         <description><![CDATA[<div>-The thing that shocked me from this video was the amount of people who get degrees and then are underemployed. I was shocked by this because when I think of going to college I imagine people going and getting the degree they said they were going to get and then continue and get a job, but that is not always how it works. People have spent money to get really good degrees and then they haven't been able to get a job because they were overqualified.&nbsp;<br>- I think watching this video was good to hear. It is important to take the time to actually think about what you want to do with your life and not just choose a college because then you could be spending money that you could have done something else with. By watching this video I think it kinda makes me second guess myself because after hearing those statistics I want to make sure I love what I study but at the same time not go into a ton of debt.  <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:39 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154680</guid>
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      <item>
         <title>How many students are underemployed.</title>
         <author>lhahne1</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154694</link>
         <description><![CDATA[<div>It shocked me because these kids all went to school in hopes to get a college degree and then get a good job with that degree. But really they just wasted their money because they are under employed and they don't even use the degree that they earned. This affected me by really making me sure about my decision about where I will probably go to college. It showed me that I do not want to get a lot of debt for probably the same program, so I should just go to the cheaper college and get the same degree at a lesser cost.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:43 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154694</guid>
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      <item>
         <title>Sadi</title>
         <author>solsen9</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154698</link>
         <description><![CDATA[<div>What shocked me was how even though people with a college degree statistically earn more some of them aren't even employed and others are underemployed. After you go to college and get a degree your supposed to be able to get the best job or better jobs then those who choose not to go in the first place. However, in reality you can end up working the same job as the person that didn't go because you don't even use the degree that you are still paying off. This has made me think of how I'm actually going to pay for college and if the degree that I want will actually get me somewhere after I graduate.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:43 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154698</guid>
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      <item>
         <title></title>
         <author>reickhoff</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154734</link>
         <description><![CDATA[<div>What shocked me the most is how much money They make from interest.go down if that is only from profit. That doesn't include the bonuses and raises they give out during holidays. This affected me by really pushing me to apply for more scholarships so i wont have to pay so much interest and add to their ridiculous profit.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:52:58 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154734</guid>
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      <item>
         <title></title>
         <author>kmccain3</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154917</link>
         <description><![CDATA[<div>What shocked me was how people got a degree and then ended up with a job that didn't need that degree </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:54:07 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154917</guid>
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      <item>
         <title>langdon </title>
         <author>lchrastil</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154934</link>
         <description><![CDATA[<div>yes i should because he telling the truth and he help me to chose sparingly&nbsp;which callieges.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:54:13 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147154934</guid>
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         <title></title>
         <author>jgothier</author>
         <link>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147155054</link>
         <description><![CDATA[<div>Looking at it as a business is kinda interesting. Makes you really think about how screwed you can become. It shocked me when he was talking about how the degrees should cost less if the starting pay ends up being less, it was shocking how truthful that was.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-01-13 20:54:58 UTC</pubDate>
         <guid>https://padlet.com/mandyhochstein/22dqq3hms1q5/wish/147155054</guid>
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