Identity Theft by https://padlet.com/preciousokposio/20pam6h0lzrh By: Precious Okposio & Tharsika Sundararajan en-us 2020-03-09 17:28:53 UTC 2025-03-19 23:38:02 UTC hello@padlet.com Introduction preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457046746 We are researching the topic of Identity fraud. We will cover what identity fraud is and ways to safeguard yourself from becoming a victim.Through videos, websites, and photos you will learn how easily one can fall victim of identity fraud, and also how to protect your self.]]> 2020-03-09 17:34:24 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457046746 Video #1 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047143 In this video, it talks about what identity theft/ fraud really is. Identity fraud effects many people around the world. Fraudsters can steal people’s identity by dumpster diving which means to steal mail or taking devices such as computers, printers and phones. From doing that the criminal then proceeds to manipulate people into giving them information. An interesting fact we learned is that a common form of identity manipulation is called phishing. Where they impersonate a person or entity and proceeds to ask the victim for sensitive information. The reason why we choose this video is because it gives out important information on how you can protect yourself if you’re going through identity fraud.  

]]> 2020-03-09 17:34:55 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047143 Video #2 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047314 This video undergoes some specific theft that can happen when your identity is stolen. When your identity is stolen it makes it easier for the hacker to get a job, apply for a loan, get property under your name. in some cases, criminals are taking tax funds from the victims as well.  If you notice anything wrong with your account or missed payments that you know you have paid. You must act quickly before it is too late. The reason why we chose this Video is because, it talks about what to do if you’re a victim of Identity theft. It list what you should do step by step. An interesting fact that we learned is that if you’re experiencing fraud on accounts you should immediately call your credit reporting agency to inform a representative that you are a victim of fraud and would like to file an initial fraud alert.  

]]> 2020-03-09 17:35:07 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047314 Video #4 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047718 This talks about some ways that a hacker will steal your identity. From impersonating your online social media to your banking information. There is chance that the hacker will ruin your credit score if it is not stopped as soon as possible. Some things you need to be on the look out for are public wifi use. Criminals often look for people using free Wi-Fi. Making it an easy access. Reason why we chose this video was to see what the hackers do and what goes on in their mind when doing this crime. An interesting fact that this video taught me was that identity theft is one of the fastest growing digital crimes in the world. In 2017, 6.64% were in victim of identity theft. 

]]> 2020-03-09 17:35:35 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047718 Video #3 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047945 In this video, they talk about some of the cases of identity theft. It is much common these days due to websites that can be hacked and people having simple passwords. This video breaks down 11 cases that happened all over the world and how people will do anything to act like someone else. One case is about a journalist whose identity was stole by a serial murder who called him self Michael Finkel who is the journalist. Later, Michael discovers the criminal and writes a book about him. This is not one of the worst ones, but it proves that if you wanted you could pretend to be anyone that’s not you. We chose this video because it is interesting to see some famous cases that has happened. An interesting fact we learned in this video was that your identity can be stolen at any times. it is on you to be more protective of yourself and others.

]]> 2020-03-09 17:35:54 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457047945 Website #1 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048189 This website is a government of Ontario website it's purpose is to inform citizens of ways to avoid or recover from identity theft/fraud. It gives you helpful information on types of identity theft, how your information can be stolen, signs that your information has been stolen, and ways to protect your information.

We chose this website because we think it's helpful to know what to do so you don't fall victim of identity fraud, and also because it provides you with tips of what to do if you do find out your information has been stolen]]> 2020-03-09 17:36:12 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048189 Website #2 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048341 This is a CPA website that is intended to inform people of 3 current scams that are being used to steal peoples identity, and how to protect yourself. In this it talks about scam 1.Looking for login info, where they will send you a email of a service you use i.e Netflix, and if you login in through that information such as your credit card info would be stolen. 2.Package delivery scam, items you didn't order will show up to your house followed by a fake carrier asking you to return those items because they were delivered to you in error. 3. Ransomware, software sent to your computer for the purpose of infecting it so that your information can be stolen.

We chose this website because it lets you know of current scams to look out for so you don't become victim of identity fraud, and what to do if you experience any of these scams.]]> 2020-03-09 17:36:25 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048341 Website #4 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048519 This is a credit monitoring website that is free to use, with this website you can check your credit score monthly and make sure everything is fine, you can also keep track to make sure no loans, bank accounts,  or credit cards have been opened in your name.

We chose this website because it's a free resource to helps your keep track and safeguard your information, and catch anything fishy happening. ]]> 2020-03-09 17:36:36 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048519 Website #3 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048826 This website has statics on the number of Canadian's that have become victim's of identity fraud since 2020 started, it found that 34 percent experienced identity fraud, 18 percent experienced credit card fraud, and 5 percent experienced online fraud.

We chose this because we find it alarming that 57% of Canadian's have become victims of identity fraud so far , and it's only March that is very scary.]]> 2020-03-09 17:36:58 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457048826 Photo #1 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457051481 National Bank offers a service called SECURIZONE ALERT, with this service you can track 
  • Access to and monitoring of your Equifax educational credit file
  • Access to and monitoring of your Equifax credit score
  • Online monitoring of your personal information
  • Email alert in case of key changes or if personal information is traced on suspicious websites
  • Monthly email updates

We choose this because we feel it would be a helpful tool to let people know when they have become victim of identity fraud, so they can act quickly by contacting the proper authority to stop further damage and theft of your information

]]> 2020-03-09 17:40:11 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457051481 Photo #2 preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457051661 In this picture as you can see, the thief is hacking into someone’s laptop. It shows how easily it can be done and not only do they steal your information that they can do anything with that information. Such as apply for a credit card or booking tickets on your card. That’s why it is so important to have an extra secure password and logging out of websites after you’re done using it. 

]]> 2020-03-09 17:40:24 UTC https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457051661 Reflection Questions preciousokposio https://padlet.com/preciousokposio/20pam6h0lzrh/wish/457052754 1. We learned a lot about identity theft. An important one is to always keep your information safe by having a secure password and if you can add fingerprints or face ID to your devices. It makes it much harder for the hacker to get it.  What surprised us the most about identity theft is that in a study done in 2006, said that 85% of identity theft victims don’t realize that they are a victim of identity theft up to a year if not even longer. 


2. We both have  Credit Karma/ Equifax we use these two websites monthly to keep track of our information, and make sure that credit accounts haven't been created in our names that we don't recognize. 


3. The most important information from what we researched is, to always keep your passwords as long and secure as possible. Do not have a simple guessable password because It makes it easier for the criminal to hack on to your system. Another important information that we think is good to pass on, is to limit your work on free Wi-Fi because you never know who else is using that Wi-Fi to hack onto other laptops or phones. 

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