Miles, Points, & Millions: Summer 2023 Workshop: Financial Literacy by EKC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk July 15-16 2023 en-us 2023-05-21 16:47:29 UTC 2026-01-31 01:36:56 UTC hello@padlet.com https://padlet.net/icons/png/1f4b8.png Investment Hacking ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598921565 Acorns App - Round Up Program]]> 2023-05-21 16:50:21 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598921565 US: Affordable Cell Service - $15/5GB a month ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598922957 2023-05-21 16:53:12 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598922957 US: Vanguard - Low Cost Investing ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598923624 2023-05-21 16:54:37 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598923624 Mark Zoril ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598924200 2023-05-21 16:55:53 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598924200 US: Mortgage Hacking ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598958946 Pay your mortgage every two weeks and save thousands of dollars.]]> 2023-05-21 18:01:41 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598958946 US: Social Security Credits can be earned through self-employment (i.e. a side business in US) ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598960940 "You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn credits when you work and pay Social Security taxes.

The number of credits does not affect the amount of benefits you receive. We use the number of credits you’ve earned to determine your eligibility for retirement or disability benefits, Medicare, and your family’s eligibility for survivors benefits when you die.

We cannot pay benefits to you if you don’t have enough credits."

]]> 2023-05-21 18:05:08 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598960940 Aggressive Savings Strategy: Coast Fire Explained ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598964072 2023-05-21 18:10:43 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598964072 Financial Minimalism ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598968816 Spend money only on what is essential to you and simplify and prioritize your financials.

Books that have helped us on our Financial Independence Journey
-----
The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j
The Intelligent Investor: https://amzn.to/2MKGokh
A Random Walk Down Wall Street: https://amzn.to/2zIVI8p
The Book on Rental Property Investing: https://amzn.to/2UkwgQ6
Building Wealth One House at a Time: https://amzn.to/2ZJQuDW
Rich Dad Poor Dad: https://amzn.to/2ZD29IK
The Total Money Makeover: https://amzn.to/2Lc0thn
The $100 Startup: https://amzn.to/2UnBpqK
Freakonomics: https://amzn.to/2HCnDeJ]]> 2023-05-21 18:19:48 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598968816 Benefits Beyond Salary ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598969637 2023-05-21 18:21:25 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598969637 Side Hustle vs. Passive Income ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598989280 2023-05-21 18:58:43 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598989280 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598990651 DISCLAIMER: I am not a financial advisor. This course is for educational purposes only and represents my personal opinions. Conduct your own research and consult a licensed financial advisor for tailored advice. All investments carry risks and success is not guaranteed. Make informed decisions and prioritize thorough research.]]> 2023-05-21 19:01:11 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2598990651 Watch and Question: Investing in the market to Achieve FIRE ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599073977 Watch this and write down any questions that you have. (maybe make template)]]> 2023-05-21 22:09:19 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599073977 Hi I'm Sybil! ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599076090 I'm glad that you are here. As a literacy strategist for EKC, I've got the best gig in the universe, spreading literacy far and wide. 

This special course combines our shared passion for literacy learning with lots of financial wisdom for you. 

In just four short hours, we'll unlock the secrets of finance and equip ourselves with savvy decision-making skills. Get set for an adventure like no other!

*This Padlet includes affiliate links. I recommend you also share your affiliate links with friends so you can both earn.]]> 2023-05-21 22:14:57 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599076090 Emergency Fund ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599080823 3-6 month of living expenses in High Interest Savings Account]]> 2023-05-21 22:29:16 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599080823 You are worthy. ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599131874 2023-05-22 00:11:44 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599131874 Be curious. ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599131936 2023-05-22 00:11:50 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2599131936 US: HSA (Health Savings Account) ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2600844666 2023-05-23 01:42:45 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2600844666 Travel Hacking with Credit Cards ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2603492495 My husband is flying for FREE to Fiji...
1. He signed up when there was an 80,000-point bonus (currently 60,000)
2. He will enjoy lounge access with me (I have this card too)
3. He will receive a $300 travel credit, bringing down the high fee.
4. He gets 1-10x points depending on the purchase
5. Plus, so much more.]]> 2023-05-24 15:42:47 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2603492495 Earn Apple Cash for FREE + 4.15% AYP Savings ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2604930060 2023-05-25 14:15:54 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2604930060 Nerdwallet is a great resource. ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2607418064 2023-05-29 01:17:33 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2607418064 Budget Calculator ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2608036887 2023-05-29 16:34:49 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2608036887 International Teacher Finances ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619831428 2023-06-10 12:29:29 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619831428 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832373 2023-06-10 12:32:16 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832373 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832412 2023-06-10 12:32:28 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832412 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832478 0:45- 2:04]]> 2023-06-10 12:32:45 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2619832478 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2631154708 2023-06-23 17:19:59 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2631154708 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2631155169 2023-06-23 17:21:18 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2631155169 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2635369856 2023-06-29 19:33:33 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2635369856 % of financially literate adults ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645056 https://gflec.org/initiatives/sp-global-finlit-survey/ ]]> 2023-07-02 19:04:14 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645056 Percentage of financial literacy by group ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645074 2023-07-02 19:04:23 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645074 Barriers & Challenges ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645536 2023-07-02 19:06:41 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636645536 ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636647177 https://www.psychologytoday.com/intl/blog/liking-the-child-you-love/202102/why-financial-literacy-is-vital-happiness#:~:text=Balanced%20Financial%20Awareness%20Means%20Greater%20Happiness&text=The%20less%20stressed%20you%20are,the%20happier%20you%20will%20feel.]]> 2023-07-02 19:15:49 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2636647177 Join the EKC Literacy Community of Teachers ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2639098821 https://erinkentconsulting.com/community]]> 2023-07-06 00:46:00 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2639098821 Sybil Hall: sybil@erinkentconsulting.com ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2639099355 2023-07-06 00:46:37 UTC https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2639099355 Join other EKC On-Demand Courses ekc3 https://padlet.com/erinkentconsulting/1wvgiqtcioy7bwvk/wish/2639100828 2023-07-06 00:48:08 UTC 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