https://padlet.com/eric_bostrand/1tkrkhum1cj621p9 Takeaways from Retirement Intro Clips en-us 2021-01-19 20:16:59 UTC 2021-01-22 19:37:15 UTC hello@padlet.com https://padlet.net/icons/png/1f4b0.png 8024363 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105728432 see if your employer has retirement price matching as it is literally free money.]]> 2021-01-20 13:56:34 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105728432 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105728799 The median amount for amount of money invested for retirement is only about 65k, which for 30 years of retirement, is not enough]]> 2021-01-20 13:56:38 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105728799 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105730730 investing heavily in equality may help you make more money.]]> 2021-01-20 13:57:05 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105730730 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105730992 2021-01-20 13:57:07 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105730992 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105732160 make sure that if your employer offers a 401k you take it. ]]> 2021-01-20 13:57:24 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105732160 8024363 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105732520 most people do not invest enough to their retirement]]> 2021-01-20 13:57:29 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105732520 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733320 Have 12x your salary by the time you retire, including your social security ]]> 2021-01-20 13:57:40 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733320 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733368 The average person only has $200,000 in their 401k by the time they retire]]> 2021-01-20 13:57:41 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733368 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733751 2021-01-20 13:57:46 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733751 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733894 2021-01-20 13:57:48 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733894 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733968 2021-01-20 13:57:49 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105733968 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105734173 Save about 15% of your paycheck including employer matching benefits]]> 2021-01-20 13:57:52 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105734173 8020381 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105735871 People are not accounting for how much they spend each year in retirement after they don't save enough to live for 20 more years ]]> 2021-01-20 13:58:17 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105735871 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105737710 Make sure you have a 401k and put money away so that your company will match it .]]> 2021-01-20 13:58:43 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105737710 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105739154 Join a employee saving program ]]> 2021-01-20 13:59:03 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105739154 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105739952 2021-01-20 13:59:14 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105739952 80138481 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105742573 Your retirement is going to have to be sizable enough for you to live on for the remainder of your days. Thus, retiring late can save you a  bit more cash.]]> 2021-01-20 13:59:38 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105742573 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105743294 People ]]> 2021-01-20 13:59:48 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105743294 8020381 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105747057 need 12x your salary ]]> 2021-01-20 14:00:36 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105747057 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105748157 To be a 401k millionaire always take a longer term view, have a growth eye, and don’t react to market swings ]]> 2021-01-20 14:00:50 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105748157 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105749761 Need 12x your salary and could need to work until you are 70+ if needs be.]]> 2021-01-20 14:01:12 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105749761 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105751616 you should wok until you are 70 because you can make more money for retirement. ]]> 2021-01-20 14:01:37 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105751616 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105764606 To maximize your retirement money think about the money that is going out. For example if your kids have left the house, consider downsizing to save]]> 2021-01-20 14:04:25 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105764606 80138481 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105768133 If you don't earn much, you'll wind up relying on Social Security.]]> 2021-01-20 14:05:10 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1105768133 https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1115622728 Try not to pay attention to market movements while putting money into a retirement account such as a 401k. Stay focused on working while your money grows in a retirement account until you have enough to retire. M]]> 2021-01-22 19:35:48 UTC https://padlet.com/eric_bostrand/1tkrkhum1cj621p9/wish/1115622728