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      <title> Finances  by </title>
      <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5</link>
      <description>Priyanga Prabaharan 100750024                                                  </description>
      <language>en-us</language>
      <pubDate>2024-02-21 04:41:19 UTC</pubDate>
      <lastBuildDate>2024-02-22 07:51:20 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Welcome</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890433929</link>
         <description><![CDATA[<p>Hello! My padlet is about Finances - how to increase your money. The information that you're going to be going through is potential ways you can be increasing your money as a resident living in Canada. It covers points such as renting a room, investing, etc. All these ideas will help you in the future in some way. Goodluck!</p>]]></description>
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         <pubDate>2024-02-21 04:41:19 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890433929</guid>
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      <item>
         <title>Image #1</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890436639</link>
         <description><![CDATA[<p>The image above is an excellent example of how to increase your finances. It's all about saving and planning to increase your assets in other areas to be successful in the future!</p>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2341114231/fc5b21f839ae1662f1af455d132e0ca8/Finances___Money_Matters.png" />
         <pubDate>2024-02-21 04:44:25 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890436639</guid>
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      <item>
         <title>Image #2</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890446255</link>
         <description><![CDATA[<p>This image represents that finance is all about efficiency! There are many steps involved to increase your money in a linear pattern as shown above. It takes dedication and time to reach your financial goals.</p>]]></description>
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         <pubDate>2024-02-21 04:56:22 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890446255</guid>
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      <item>
         <title></title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890447274</link>
         <description><![CDATA[<p><strong>1. What did you learn about your topic that surprised you the most? </strong></p><p><br/></p><p>What surprised me about financing (how to make more money) is REITs. I wasn't aware of the fact that you don't need to have much money to invest in REITs. I always assumed I would have to do this after I graduate but I'm willing to start investing, this week. I am excited to be apart of the REIT community and what I can learn from it. This is a skill that I will be using throughout my life. </p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-02-21 04:57:43 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2890447274</guid>
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      <item>
         <title>Website #1</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891572105</link>
         <description><![CDATA[<p>The article above indicates that furthering your education leads to financial success. There are many factors including; grow your income, build your career, professional/personal development, facilitate a career enhancement, enhance your marketability. All five of these components can help you become successful financially and help you build a portfolio for yourself.</p><p><br/></p><p>I chose this website because not many people in our society value education as opposed to past generations. This article is specifically towards students/ people with educational background. Yes, todays norm is to be your own boss but to increase your money you can further your education by going back to school. An information that was useful was that a McMaster graduate assured us that she got a supervisor position at her firm after furthering her education.</p>]]></description>
         <enclosure url="https://continuing.mcmaster.ca/top-5-reasons-why-continuing-education-is-so-important-to-you-and-your-career/" />
         <pubDate>2024-02-21 23:20:25 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891572105</guid>
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      <item>
         <title>Website #2</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891591653</link>
         <description><![CDATA[<p>The above website indicates how to make your hobby into an income. It mentions about the possible profit you'll make, online presence, freelancer opportunities, creating a product/service etc. These are all things you should be looking into if you want to be a small business owner to ensure you are successful financially.</p><p><br/></p><p>I chose this website because many people like myself always have thought about turning what they like to do into income. But where do we start? This article is something that would help you to ensure that you're on the correct pathway. A piece of information that I found useful was the points that was covered to identify the profit you'll be making. If there's an demand for it etc. </p>]]></description>
         <enclosure url="https://www.linkedin.com/pulse/how-make-money-your-hobbies-turning-passion-profit-majed-khalaf" />
         <pubDate>2024-02-21 23:53:45 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891591653</guid>
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      <item>
         <title>Website #3</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891619665</link>
         <description><![CDATA[<p>Having a second job may be the best option for you to be make more money in Toronto. The article above gives you 15 different ways to have a second job. It can vary from doing Uber eats or something different as dog sitting. It's really depending on your availability and what you're most comfortable with. This can help you pay off bills etc which can lead to you saving money for long-term goals.</p><p><br/></p><p>I chose this because many people at my workplace, Costco Wholesale, use Instacart as their second job. An important information that was valuable for me is the part where they give us information about Instacart. You can make up to $14-20 hourly which is a good starting point when you first start. </p>]]></description>
         <enclosure url="https://hardbacon.ca/en/financial-independence/side-hustle-toronto/" />
         <pubDate>2024-02-22 00:27:17 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891619665</guid>
      </item>
      <item>
         <title>Website #4</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891619896</link>
         <description><![CDATA[<p>Have you ever wanted to increase your income but you have no time? Well this article is for you! The above article covers pros of renting out a space in your home. Factors such as flexibility, shared expenses can help you with renting a space out in your home. </p><p><br/></p><p>I chose this website because this is something that I want to do in the future. I always wanted to own a property and eventually I want to rent out my room/basement to a trustworthy person. One useful information that I learned is potential tax benefits. They can claim expenses related to renting the space out. I can use this information in the future.</p>]]></description>
         <enclosure url="https://liv.rent/blog/landlords/renting-out-a-room-in-your-house/" />
         <pubDate>2024-02-22 00:27:31 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891619896</guid>
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      <item>
         <title>Video #1</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620367</link>
         <description><![CDATA[<p>The above video is an overview of REITs in Canada. He goes over REITs, passive income, taxes relating to that etc. These are all things that can help increase your income. You can invest into properties such as; retail, industrial, offices, and residential. It doesn't have to be homes!</p><p><br/></p><p>I chose this video over others because this video is very informative and doesn't confuse the viewer. Something that I found useful in this video is the difference between investing in real estate and becoming a home owner. In reality, it's very hard to own a home because of the many checkpoints you have to meet but with REITs you can have $20 and invest in a property to be part owner. This would help you out in the future and would increase your money in a positive way.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=4j0VuUQHpB8&amp;t=10s" />
         <pubDate>2024-02-22 00:27:58 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620367</guid>
      </item>
      <item>
         <title>Video #2</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620541</link>
         <description><![CDATA[<p>TFSA is tax free savings account. It's an account you can have with your banking to get interest back on your savings. The video talks about what it is, the benefits, the requirements to opening it, how you can withdraw from it etc. These are all things that can increase your finance. </p><p><br/></p><p>I chose this video over other videos posted on the internet because she gives a general understanding of what it is and the benefits of it. One thing I found useful in this video is the contribution limit is $6000. I am aware that it grows more as years goes by because of the minimum wage increasing at a rapid rate.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=BfDA-i_ldts" />
         <pubDate>2024-02-22 00:28:06 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620541</guid>
      </item>
      <item>
         <title>Video #3</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620640</link>
         <description><![CDATA[<p>The video posted above talks about the perks of starting a cleaning business. Cleaning business is something that would always be in demand because people would like to come to a clean home after a busy day. Therefore, you'll always be financially stable. Many people have busy lives and this can be something that can be helpful. This can also be a cash business. </p><p><br/></p><p>I chose this video over other options because it's a business that my mom is working for. Information that I found important in this video is the type of products you can use to start a cleaning business. You need to have good products to start a cleaning business to be successful. </p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=Tvgw4r06xdg&amp;t=1s" />
         <pubDate>2024-02-22 00:28:13 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620640</guid>
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      <item>
         <title>Video #4</title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620842</link>
         <description><![CDATA[<p>Tutoring is something that can be useful for all ages. Many kids growing up may need a tutor to further understand the topics that are being taught at school. If you're someone that possess skills of a teacher; smart, patient, kind etc., you're a perfect candidate! This can be a extra flow of cash coming into your income. </p><p><br/></p><p>I chose this video over other things because this is something that can be done at home/online depending on your availability. Unlike other ways to make cash, you can do this simply at home. One thing that I found useful in this video is doing free trials. This can benefit you and the student in various ways. They can learn from you and you can assess what kind of learner they are.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=J667w0KE9wU" />
         <pubDate>2024-02-22 00:28:26 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891620842</guid>
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         <title></title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891671680</link>
         <description><![CDATA[<p><strong>2. Provide a real-life example of how this topic is relevant or interesting for you.</strong></p><p><br/></p><p>A real life example that is relevant to making money is renting out a room. Ever since my family moved into a house in 2014, we have been renting out our basement. This helps my parents significantly because we're a middle class family. We can make ends meet monthly, but that extra cash that's flowing monthly for us helps us accomplish tasks in other areas of our lives. For example, our mortgage is almost paid off. Which is one less thing we don't have to worry about. </p>]]></description>
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         <pubDate>2024-02-22 01:18:53 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891671680</guid>
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         <title></title>
         <author>priyangap</author>
         <link>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891674424</link>
         <description><![CDATA[<p><strong> 3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?</strong></p><p><br/></p><p>Something that I would pass onto a family member of mine after I did this assignment is tutoring. I believe that my sister is someone that is smart, patient, kindly towards everyone. She can start a tutoring business in our home. We live in a children friendly neighbourhood that can help us find a group of students that would want tutoring for subjects. She would be a great candidate. The video I uploaded on the padlet would be a great start to become financially stable.</p>]]></description>
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         <pubDate>2024-02-22 01:21:31 UTC</pubDate>
         <guid>https://padlet.com/priyangap/1t3aj1mi22bsd5t5/wish/2891674424</guid>
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