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      <title>Padlet Credit Card Applications by Jessica Arispe</title>
      <link>https://padlet.com/149003179/1rd1s4aosfqx</link>
      <description>Jessica Arispe &amp; Rebecca Santiago</description>
      <language>en-us</language>
      <pubDate>2017-03-02 16:55:41 UTC</pubDate>
      <lastBuildDate>2024-10-26 09:03:29 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>5. What is the credit limit with the particular card?</title>
         <author>149003179</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157399055</link>
         <description><![CDATA[<div>AmericanAirlines: It is located on the card carrier.</div><div><br></div>]]></description>
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         <pubDate>2017-03-02 16:59:51 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157399055</guid>
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      <item>
         <title>1.</title>
         <author>149003179</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157399116</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:00:01 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157399116</guid>
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         <title>6. What extra fees and penalties may be charged?</title>
         <author>149003179</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400103</link>
         <description><![CDATA[<ul><li>MasterCard: Silver card no fees.  Fee for a cash advance in Canada $2. Fee for a cash advance outside Canada $4. Fee for a bounced cheque (NSF cheque) $25. Fee for an extra copy of your<br> monthly statement $2. Fee for going over your credit limit $20<br> (a credit limit is the amount of money you can<br> spend using your credit card)</li></ul><div><br></div>]]></description>
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         <pubDate>2017-03-02 17:02:35 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400103</guid>
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         <title>7. What is the grace period?</title>
         <author>149003179</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400257</link>
         <description><![CDATA[<div><br></div><ul><li>AmericanAirlines: at least 25 days</li></ul><div><br></div>]]></description>
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         <pubDate>2017-03-02 17:02:59 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400257</guid>
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      <item>
         <title>8. What does reading the fine print reveal?</title>
         <author>149003179</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400292</link>
         <description><![CDATA[<div>I learned that reading the fine print reveals that there are more fee's than just borrowing the money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:03:06 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157400292</guid>
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      <item>
         <title>1. What is the introductory APR? </title>
         <author>155004185</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157401373</link>
         <description><![CDATA[<div>The APR is An annual percentage rate that is charged for borrowing or earned through an investment</div><ul><li> MasterCard: <strong><em>18%</em></strong></li><li> AmericanAirlines: <strong><em>26.24%</em></strong></li><li> Visa: <strong><em>0%</em></strong></li></ul><div><br></div>]]></description>
         <enclosure url="https://upload.wikimedia.org/wikipedia/commons/d/d2/APR,_LLC_company_logo.png" />
         <pubDate>2017-03-02 17:05:42 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157401373</guid>
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      <item>
         <title>2. Does the APR increase over time?  If so, when and by how much?</title>
         <author>155004185</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157402125</link>
         <description><![CDATA[<ul><li> MasterCard: yes, <strong><em>20%</em></strong> </li><li> AmericanAirlines: yes, <strong><em>29.99%</em></strong> </li><li> Visa: yes, its increases to currently <strong><em>10.49% - 22.49% </em></strong>based on your creditworthiness </li></ul>]]></description>
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         <pubDate>2017-03-02 17:07:26 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157402125</guid>
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      <item>
         <title>3. Is there an annual fee?</title>
         <author>155004185</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157403111</link>
         <description><![CDATA[<ul><li> MasterCard: no, there is no annual fee for masterCard</li><li> AmericanAirlines: yes, ther is a fee for transaction and penalty. <ol><li>Transaction: </li></ol></li><li> Visa: No, Ther is no annual fee for Visa</li></ul><div><br></div>]]></description>
         <enclosure url="http://www.creditcards.com/credit-card-news/images/cc-annual-fee.jpg" />
         <pubDate>2017-03-02 17:09:56 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157403111</guid>
      </item>
      <item>
         <title>4. Is there a minimum monthly payment?  If so, what is it?</title>
         <author>155004185</author>
         <link>https://padlet.com/149003179/1rd1s4aosfqx/wish/157403642</link>
         <description><![CDATA[<ul><li> MasterCard: If you owe less than $200 your payment will be $10, if you owe more than $200 your payment will be 5% of the total amount you owe.</li></ul><div><br></div>]]></description>
         <enclosure url="https://upload.wikimedia.org/wikipedia/en/2/25/Flat_Interest_APR.jpg" />
         <pubDate>2017-03-02 17:11:16 UTC</pubDate>
         <guid>https://padlet.com/149003179/1rd1s4aosfqx/wish/157403642</guid>
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