https://padlet.com/patel_parth161669/1ndfp5dj0dn9 by Parth Patel, Jay Patel en-us 2019-04-01 14:09:33 UTC 2025-03-14 09:26:45 UTC hello@padlet.com patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347187029 Credit score is most important aspect for everyone because it is the way by you can get mortgage approval from bank and make good impression on bank.]]> 2019-04-01 14:15:25 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347187029 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347189493 so here in this web site their are certain tricks to improve you credit score faster one of the tricks are make someone your primary account holder who has a better credit score so what does that mean it does mean that when you use that person as a primary account holder and after some time you can separate your account so it will climb your credit score 35 to 40 points in most cases they also talk about not to be as a co signer for someone as you are taking risk by trusting that person if he does not paying his payment regularly it will affect your credit]]> 2019-04-01 14:19:04 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347189493 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347201971 there are certain factors he has talk about in this video to increase your credit score dramatically there are certain factors which affect on your credits which are credit card utilization , payment history, age of credit , total account and credit inquiries it means that if one of your credit card is 1 year old and the card is 5 year old the older card will affect more compare to the new card because it Has a old credit history compare to new total account Aldo affect on your credit. it also affect that your are using your credit card regularly or not and finally credit inquiries also affect on that because once you apply for new mobile phone on credit or new car it will affect your score yo 10 to 15 points on every hit




]]> 2019-04-01 14:39:15 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347201971 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347210046 there are certain way shows here to improve your credit score by it is for the people who has very low credit score around 300 to 500 so if you have a very low credit score you can go with this. to improve your score just try to make your payment on time and if you can't do it go to the agencies who can do it for you there is one more idea which will affect your credit score which is add your self to someones account who has good credit score and who is making his or her payment on time it will not going to effect his or her credit but it will improve your credit for sure because he or she is making payment on Time
 ]]> 2019-04-01 14:51:14 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347210046 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347222118 this is the video I like most in all four video because it is giving me an information on credit card payment when to pay credit card and how can you manage you credit card. so what ever you spend throughout the month it does not matter to credit bureau that data will on save by your credit card company
The thing matter to credit bureau is your closing balance so it means that what ever you spend throughout the month try to payoff 90% of that payment before the end of your bill cycle which will increase your score regularly.]]> 2019-04-01 15:09:53 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347222118 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347236893 Transition is one of the legal authority who provide credit score to banks. so this will be most easy and convenient way to know how to improve credit score there are certain ways over here by which you can Improve you credit you need to pay your bill payments on time watch your credit card balance frequently do not open new credit card account in short times when you plan to move somewhere always alert banks before you move so you get your documents to your new address and you don't miss out and payment.]]> 2019-04-01 15:33:38 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347236893 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347249087 this is the official website of government of canada which shows you certain way to improve your credit score there are certain ways like pay your bill on time always monitor your payment history use your credit card as much as you can and make payment on time limit your credit application or credit check use different types of credit like car loan line of credit and credit card do not use credit card only. a mix of credit products can improve your credit quickly but at the same time you have to pay your credit card. try to make some of your mobile bill and car loan or your insurance  payment preauthorized to improve your credit score.
 ]]> 2019-04-01 15:52:39 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347249087 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347258410 this is the web site where you can find certain way to improve your credit score they have also given a some common answers of the our question like do not hit more inquiries on your credit score it will bring your credit down make your credit card payments on time do not miss minimum payments and balance owe at the day of statement issue the other tricks are to set up pre authorized payment on your car loan or insurance and your mobile bill payment. keep looking to your account frequently to keep updating with your account.]]> 2019-04-01 16:06:44 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347258410 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347264910 on this website they has given information about the organization which has responsibility to give credit report to banks which are TransUnion and Equifax these are standardised organisation in canada there are some other information which also provides on this web site like if you find something wrong in your account like wrong inquires or something immediately contact these organizations also give them report so that they can help you with that pay your bills on time do not miss out the payment date and minimum payment of your credit card pay 70% payment of your purchase in last one month do not over limit your credit card it Weill give negative impact on your credit history.]]> 2019-04-01 16:17:52 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347264910 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347270758 in this image we can observe that they have provide some steps to improve c credit score most of the steps are an shown in previous videos and web site like always pay your bill on time don't open and close account frequently keep credit card balance low keep the debit to credit ratio less than 30%]]> 2019-04-01 16:27:47 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347270758 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347273842 in this image ww can see that they have provide percent tase that how much percentage factors affect to your credit score as we can observe in it that 35% of that is affected by payment history and 30% by credit utilisation so when can focus on this factors more credit mix and and new credit affects 10 % and your credit history affect 15%]]> 2019-04-01 16:34:12 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347273842 patel_parth161669 https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347291094 2019-04-01 17:03:45 UTC https://padlet.com/patel_parth161669/1ndfp5dj0dn9/wish/347291094