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      <title>E-SULAM (GROUP E06) by TENGKU SITI BATRISYIA</title>
      <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t</link>
      <description>HOW TO SAVE MONEY WISELY AMONG STUDENTS</description>
      <language>en-us</language>
      <pubDate>2021-02-03 00:45:54 UTC</pubDate>
      <lastBuildDate>2025-10-24 18:00:22 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>INTRODUCTION ❗️</title>
         <author>syazwaninabilah09</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1156569651</link>
         <description><![CDATA[<div><strong><em>Category</em></strong> : e-SULAM Project<br><strong><em>Service learning</em></strong>: Indirect <br><strong><em>Institution</em></strong>: Pusat Asasi, Kampus Dengkil, Universiti Teknologi MARA (UiTM)<br><strong><em>Code</em></strong><strong>:</strong> ELC081<br><strong><em>Course</em></strong>: English for Foundation Studies II </div>]]></description>
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         <pubDate>2021-02-03 01:25:52 UTC</pubDate>
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         <title>ABOUT US 👨‍🎓 :</title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168095143</link>
         <description><![CDATA[<div>1. SYAHZANANI ZAWANAH BINTI ABDUL TAIP.<br>2. TENGKU SITI BATRISYIA BINTI TENGKU JAMAL ABDUL NASSIER.<br>3. AISYAH SYAFIQAH BINTI ZAINUDDIN.<br>4. NUR SYAZWANI NABILAH BINTI SAMSUDDIN.<br>5. WAN NUR SALWA BINTI WAN MUHAMMAD KHAIRO.</div>]]></description>
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         <pubDate>2021-02-05 13:26:36 UTC</pubDate>
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      <item>
         <title>CREDIT HOURS 🎥  :</title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168155216</link>
         <description><![CDATA[<div>3</div>]]></description>
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         <pubDate>2021-02-05 13:41:10 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168155216</guid>
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      <item>
         <title>SOCIAL MEDIA PLATFORM :</title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168174744</link>
         <description><![CDATA[<div>1.  INSTAGRAM.<br>2. TWITTER.<br>3. WHATSAPP. <br>4. YOUTUBE.</div>]]></description>
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         <pubDate>2021-02-05 13:45:29 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168174744</guid>
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         <title>BENEFITS</title>
         <author>2020451376</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168258987</link>
         <description><![CDATA[<div>1. HELPS IN EMERGENCY <br>2. HELPS FINANCE FOR FUTURE EDUCATION <br>3. SAVING FOR FUN <br><br></div>]]></description>
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         <pubDate>2021-02-05 14:03:43 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168258987</guid>
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         <title>COMMUNITY INVOLVED :</title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168389715</link>
         <description><![CDATA[<div>1. Students.<br>2. Past-graduates.<br>3. Internet community.</div>]]></description>
         <pubDate>2021-02-05 14:29:12 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168389715</guid>
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         <title>OBJECTIVE OF THE PROJECT </title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168458460</link>
         <description><![CDATA[<div>1. To increase awareness of the importance of saving money as a student.<br>2. To highlight the alarming rate of education loan debt among Malaysian graduates.</div>]]></description>
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         <pubDate>2021-02-05 14:42:24 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168458460</guid>
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         <title>DATA FOR THE PROJECT📈 </title>
         <author>syazwaninabilah09</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168632550</link>
         <description><![CDATA[<div>A survey on the students experience regarding "Money" have been conducted and and they are 280 have response to the survey. 90.7% of the respondents are between 18-25 years old, 8.2% are under 18 years old and 1.1% are above 25 years old. Most of the respondents are foundation/ matriculation students which is 76.1%. 12.1% are in primary/secondary school and others are in degree, master, PhD, diploma and pre-university.<br><strong><em>HERE ARE THE QUESTIONS ON THE SURVEY</em></strong><br><mark>1. DO YOU THINK STUDENTS SHOULD SAVE THEIR MONEY?</mark><br>99.6% of the respondents thinks students should save their money while 0.4% thinks otherwise.<br><mark>2. DO YOU THINK YOU'RE USING YOUR MONEY WISELY?<br></mark>Most of the respondents response to yes while the others say no <br><mark>3. HAVE YOU EXPERIENCED SHORT OF MONEY AS A STUDENT?</mark><br>80% of the the respondents have experienced short of money as a student, while 20% haven't.<br><mark>4. AS A STUDENT, WHERE DO YOU GET YOUR INCOME FROM?</mark><br>70.7% of the respondents get their income from parents, 21.4% from scholarship and 7.9% from their part-time work /dropship/ agent.</div>]]></description>
         <pubDate>2021-02-05 15:14:23 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168632550</guid>
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         <title>OUR TOPIC 💰</title>
         <author>syazwaninabilah09</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168826852</link>
         <description><![CDATA[<div>Living as a students are difficult as we need to learn to manage things better. This might include the problems of the students to manage and save money wisely.</div>]]></description>
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         <pubDate>2021-02-05 15:50:11 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1168826852</guid>
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         <title>LEARNING OUTCOME</title>
         <author>wnswawa</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1169152433</link>
         <description><![CDATA[<div>Demonstrate social communication and responsibility when engaging with selected crafted verbal and written texts on contemporary issues.</div>]]></description>
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         <pubDate>2021-02-05 16:50:08 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1169152433</guid>
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      <item>
         <title>OUR PREPARATION</title>
         <author>syazwaninabilah09</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1170912944</link>
         <description><![CDATA[<div>1. Online meeting<br>2. Group WhatsApp</div>]]></description>
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         <pubDate>2021-02-06 06:20:16 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1170912944</guid>
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      <item>
         <title>OUR VIDEO</title>
         <author>HowToSaveMoneyWiselyAmongStudent</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171013443</link>
         <description><![CDATA[<div>This is our video about How To Save Money Wisely Among Students and Its Benefits! </div>]]></description>
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         <pubDate>2021-02-06 08:36:01 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171013443</guid>
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      <item>
         <title>SYNOPSIS OF OUR PROJECT</title>
         <author>syhzwnh</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171159229</link>
         <description><![CDATA[<div>The project entitled "How To Save Money Among Students" was conducted by 5 members of the group.<br><br>In 2019, the rate of unemployment among post-graduates students are 59.9% among the total post-graduates on the same year. In addition, this will influence the increase of rate of the unpaid education loan debt among Malaysian graduates. As stated in MyMetro news, there were 375,925 post-graduates have never paid for the educational loan (PTPTN) in 2019. One of the factor is because the post-graduates does not have enough savings to pay for the debt. <br><br>The aim of the project is to increase the awareness of the importance of saving money as a student and to highlight the alarming rate of education loan debt among Malaysian graduates. On the other hand, this project mainly were conducted to help people especially students by providing ways to save money and the benefits of saving money.  <br><br>This project was conducted by doing  research through the Internet and  survey via Google Form to study on the attitude of most students about saving money. Then, the results were analyzed. Five best ways to save money had been chosen based on the most student-friendly criteria and the benefits of saving . The  animation and text video was then recorded via animation applications and Microsoft PowerPoint. It was then uploaded in social media platform, YouTube.<br><br>There are a few limitations in completing this project. Firstly, the survey could not be conducted widely among students all around Malaysia, this results in an inaccuracy of the results in the survey. Next, this study did not examine on the reason students did not save money wisely. Last but not least, this study does not determine on the impact of not saving money wisely.</div>]]></description>
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         <pubDate>2021-02-06 10:47:21 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171159229</guid>
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         <title>MATERIALS USED</title>
         <author>syhzwnh</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171312340</link>
         <description><![CDATA[<div>References<br>1. Title : Hampir 60 peratus Siswazah Menganggur Selepas Setahun Tamat Pengajian (Almost 60% post-graduates Were Unemployed A Year After Graduated) https://www.astroawani.com/berita-malaysia/hampir-60-peratus-siswazah-menganggur-selepas-setahun-tamat-pengajian-220152<br><br>2. Title :  375,925 peminjam tak pernah bayar PTPTN ( 375,925 Loan Borrower Have Not Paid PTPTN)</div><div>https://www.hmetro.com.my/mutakhir/2019/10/512552/375925-peminjam-tak-pernah-bayar-ptptn</div>]]></description>
         <pubDate>2021-02-06 12:48:17 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171312340</guid>
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         <title>RATIONAL OF THIS PROJECT</title>
         <author>syhzwnh</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171380229</link>
         <description><![CDATA[<div>In Malaysia specifically, there are many university students taking educational loan such as PTPTN to further their studies. This would results the students to be in debt after graduating. <br><br>This project was conducted to help the students on ways to save money wisely to be able to pay the educational debt after graduating. <br>This project helps in contributing towards the community as we could help to decrease the rate of poverty among post-graduates before it is too late   and to be able to live peacefully without having to face financial problem..  Besides that, the community  are able to gain knowledge on simple, efficient and modern ways to save money instead of the traditional way of saving money. This project would also create awareness towards the community on  the importance of saving money at early age, especially students.</div>]]></description>
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         <pubDate>2021-02-06 13:39:03 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1171380229</guid>
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      <item>
         <title>WAYS TO SAVE YOUR MONEY </title>
         <author>2020451376</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1172622261</link>
         <description><![CDATA[<div>1. Make  a budget.<br>2. Plan meal.<br>3. Choose priorities.<br>4. Be a dropship<br>5. Create MAE Bank.</div>]]></description>
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         <pubDate>2021-02-07 06:33:35 UTC</pubDate>
         <guid>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1172622261</guid>
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         <title>REFLECTIVE LOG (IMPAK PEMBELAJARAN)</title>
         <author>HowToSaveMoneyWiselyAmongStudent</author>
         <link>https://padlet.com/howtosavemoneywiselyamongstudent/1mzmap3iz1ozd79t/wish/1177189043</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-02-08 14:44:07 UTC</pubDate>
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