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      <title>Credit Cards by Briana Herr</title>
      <link>https://padlet.com/herrbriana/1lu963lfrvat</link>
      <description>information about credit score and credit cards</description>
      <language>en-us</language>
      <pubDate>2017-01-31 14:33:39 UTC</pubDate>
      <lastBuildDate>2017-01-31 14:50:06 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Calculating Finance Charges</title>
         <author>herrbriana</author>
         <link>https://padlet.com/herrbriana/1lu963lfrvat/wish/150536693</link>
         <description><![CDATA[<div><strong><br>Average Daily Balance:</strong></div><div>You pay interest on the average balance owed during the billing cycle. The creditor figures the balance in your account on each day of the billing cycle, then adds together these amounts and divides by the number of days in the billing cycle.</div><div><br></div>]]></description>
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         <pubDate>2017-01-31 14:37:38 UTC</pubDate>
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