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      <title>Degrees Not Debt! by Jefferson County Education Association</title>
      <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit</link>
      <description>Dec. 20, 2021</description>
      <language>en-us</language>
      <pubDate>2021-12-20 22:34:33 UTC</pubDate>
      <lastBuildDate>2021-12-21 01:19:23 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>All things PSLF related</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957763544</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://studentaid.gov/pslf/?utm_content=&amp;utm_medium=email&amp;utm_name=&amp;utm_source=govdelivery&amp;utm_term=" />
         <pubDate>2021-12-20 22:38:15 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957763544</guid>
      </item>
      <item>
         <title>Do I have qualifying payments?</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957764305</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://studentaid.gov/announcements-events/pslf-limited-waiver#do-you-qualify" />
         <pubDate>2021-12-20 22:39:29 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957764305</guid>
      </item>
      <item>
         <title>I need to find out who my loan service provider is</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957767172</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://nsldsfap.ed.gov/nslds_FAP/default.jsp" />
         <pubDate>2021-12-20 22:43:39 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957767172</guid>
      </item>
      <item>
         <title>I need to file a complaint against my loan service provider.</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957767840</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumerfinance.gov/complaint/#student-loan" />
         <pubDate>2021-12-20 22:44:39 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957767840</guid>
      </item>
      <item>
         <title>I want to apply for PSLF</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957771951</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://studentaid.gov/pslf/" />
         <pubDate>2021-12-20 22:50:44 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957771951</guid>
      </item>
      <item>
         <title>I think I qualify for TLF</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957774915</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://studentaid.gov/manage-loans/forgiveness-cancellation/teacher" />
         <pubDate>2021-12-20 22:55:35 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957774915</guid>
      </item>
      <item>
         <title>Directory of low-income schools</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957775616</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://studentaid.gov/tcli/directory-search" />
         <pubDate>2021-12-20 22:56:42 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957775616</guid>
      </item>
      <item>
         <title>I&#39;m unsure if I should choose PSLF or TLF!</title>
         <author>jeffcoea</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957778824</link>
         <description><![CDATA[<div>Call these folks before making your decision:&nbsp;</div><ul><li>FedLoan Servicing (855-265-4038)&nbsp;</li><li>Federal Student Aid (1-800-433-3243)&nbsp;</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-20 23:01:39 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957778824</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820564</link>
         <description><![CDATA[<div>38k</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:03:45 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820564</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820647</link>
         <description><![CDATA[<div>22,000</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:03:54 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820647</guid>
      </item>
      <item>
         <title>Debt Number...</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820660</link>
         <description><![CDATA[<div>102,000+</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:03:54 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820660</guid>
      </item>
      <item>
         <title>100k+</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820817</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:04:02 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820817</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820982</link>
         <description><![CDATA[<div>50,000</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:04:13 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957820982</guid>
      </item>
      <item>
         <title>108,000</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821089</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:04:21 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821089</guid>
      </item>
      <item>
         <title>90K</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821095</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:04:21 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821095</guid>
      </item>
      <item>
         <title>33,000</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821387</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:04:39 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821387</guid>
      </item>
      <item>
         <title>203,000</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821742</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:05:01 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957821742</guid>
      </item>
      <item>
         <title></title>
         <author>rhiannonwenning</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957822075</link>
         <description><![CDATA[<div>$82,000</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:05:24 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957822075</guid>
      </item>
      <item>
         <title>not sure.  I haven&#39;t looked since the pandemic started.</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957823783</link>
         <description><![CDATA[<div>not sure.&nbsp; I haven't looked since the pandemic started.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:07:05 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957823783</guid>
      </item>
      <item>
         <title>10,0000</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957825037</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:08:32 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957825037</guid>
      </item>
      <item>
         <title>26k</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957829320</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:13:04 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957829320</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957830453</link>
         <description><![CDATA[<div>Might you be able to add the slide deck from the webinar to this padlet? :)</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:14:24 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957830453</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957836413</link>
         <description><![CDATA[<div>I think I was part of loan forgiveness and had been paying to an income-based program (I think).  However, I think that company went under.  Would studentaid.gov be able to help me figure out where I stand?  And how to get started paying again when I have to?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:20:43 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957836413</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957840935</link>
         <description><![CDATA[<div>Basically, I need to know whom to call to get my payments restarted so I don't default.  Would that be studentaid.gov?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:25:01 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957840935</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957844168</link>
         <description><![CDATA[<div>What if my loan servicer went out of business during the pandemic?&nbsp; Do I contact studentaid.gov</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:27:48 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957844168</guid>
      </item>
      <item>
         <title>What if you worked in multiple low income schools in special ed for 8 years, but not in the same school?  Would that count?  Also, it was a previous school district, so I&#39;m sure it&#39;s complicated.  </title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957872085</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:51:39 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957872085</guid>
      </item>
      <item>
         <title>104k! Thanks to interest!</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957872819</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:52:16 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957872819</guid>
      </item>
      <item>
         <title>I&#39;m an SLP ,  I work in multiple schools.  Some being a higher ration than others.  I am assigned a home school.  If one school is title 1/low income, but the other is not?  Which do I have to put down to file? </title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957873761</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:53:05 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957873761</guid>
      </item>
      <item>
         <title>Years have to be served as a teacher?</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957873860</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:53:11 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957873860</guid>
      </item>
      <item>
         <title>56K</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957874288</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 00:53:22 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957874288</guid>
      </item>
      <item>
         <title>Loans during the 90s</title>
         <author>rhiannonwenning</author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957885509</link>
         <description><![CDATA[<div>If I took out loans during the 90s (1995-2000), would I qualify for TLF? Or, does the government count when I started making payments (2000)?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 01:02:09 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957885509</guid>
      </item>
      <item>
         <title>What counts as one of the 120 “qualifying” payments?</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957890112</link>
         <description><![CDATA[<div>Could you pay your monthly payment each month (IBR or otherwise) and then also go in and make additional payments during the same month and have them all count towards 120? (Can you game the system and just make multiple $10 payments until you reach 120 transactions?)</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 01:06:11 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957890112</guid>
      </item>
      <item>
         <title>Can you share the HR contact info for the person who is processing the TLFP?</title>
         <author></author>
         <link>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957907970</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-21 01:19:23 UTC</pubDate>
         <guid>https://padlet.com/jeffcoea/1id7m8p0g4n5qoit/wish/1957907970</guid>
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