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      <title>Insurance by Kinnari</title>
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      <description>What I know about Insurance </description>
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      <pubDate>2018-09-11 17:20:32 UTC</pubDate>
      <lastBuildDate>2023-03-09 11:30:27 UTC</lastBuildDate>
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         <title>Life Insurance </title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/279996937</link>
         <description><![CDATA[<div>What risk it covers? Whats the duration? Top insurance companies in India and UAE... How much of population benefits?  </div>]]></description>
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         <pubDate>2018-09-11 17:28:48 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/279996937</guid>
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         <title>Fire Insurance</title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280001241</link>
         <description><![CDATA[<div>What risk is covered? Whats the duration? Who buys this policy. Top Insurance companies in India and UAE.<br>Data  showing use of Fire Insurance? &nbsp;</div>]]></description>
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         <pubDate>2018-09-11 17:33:01 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280001241</guid>
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         <title>Marine Insurance </title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280002897</link>
         <description><![CDATA[<div>What is the risk covered?&nbsp; Who buys this policy ? Duration of policy? Top companies that provide this Insurance in India and UAE. Data  where marine insurance was useful.</div>]]></description>
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         <pubDate>2018-09-11 17:35:45 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280002897</guid>
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         <title>Policy template</title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280076336</link>
         <description><![CDATA[<div>Research on different policy related to life, fire and marine.<br><br></div>]]></description>
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         <pubDate>2018-09-11 19:45:32 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280076336</guid>
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         <title>Its real :Case Study </title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280079422</link>
         <description><![CDATA[<div>Search case where life, fire or marine insurance was helpful</div>]]></description>
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         <pubDate>2018-09-11 19:53:01 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280079422</guid>
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         <title>Innovation in Insurance</title>
         <author>kinnari_kotecha</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280080646</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-09-11 19:55:52 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280080646</guid>
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         <title>Marine Insurance ( Group Saif)</title>
         <author></author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280206251</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-09-12 06:31:35 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280207140</link>
         <description><![CDATA[<div>Disability insurance<br><br>Statistics show that 1 in 4 people will become disabled at some point before they retire. Even though this statistic includes people who receive short term disability, it is an astounding number. This makes us ask the question, <em>“Can I afford a short term or long term disability?”</em> Is your emergency fund large enough to sustain no income for a month? What about two months, or three months, or six months? The average monthly benefit paid by Social Security Disability Insurance is $1,065 per month. Will that be enough to support your family?</div>]]></description>
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         <pubDate>2018-09-12 06:35:09 UTC</pubDate>
         <guid>https://padlet.com/kinnari_kotecha/1234567/wish/280207140</guid>
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         <title>Case study (marine insurance)</title>
         <author></author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280207303</link>
         <description><![CDATA[<div><a href="https://www.zurich.com.au/content/insurance-insights/marine-logistics/case-studies/theres-a-hole-in-my-container.html">https://www.zurich.com.au/content/insurance-insights/marine-logistics/case-studies/theres-a-hole-in-my-container.htmlhttps://www.zurich.com.au/content/insurance-insights/marine-logistics/case-studies/theres-a-hole-in-my-container.html</a></div>]]></description>
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         <pubDate>2018-09-12 06:35:57 UTC</pubDate>
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         <title>Life Insurance (case study</title>
         <author></author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280207840</link>
         <description><![CDATA[<div>Bob is a 25 year old qualified carpenter who is a subcontractor to various builders. He is earning $70,000 gross but pays $20,000 in expenses, most which are fixed expenses ie a leased car and leased equipment. Bob rents an apartment and spends the rest of his earnings of $50,000 on living and entertainment expenses. Bob has little in the way of savings.<br><br>What if Bob doesn’t have insurance?<br><br></div><div>Bob has a car accident and is hospitalised for one month. He then faces a long and painful rehabilitation process of 12 months to try to regain the use of one of his arms. Even with private health insurance there are medical bills to be paid particularly for physiotherapy and rehabilitation sessions. Bob has no income for 13 months but must continue to pay his lease costs of $20,000 per annum. What little money Bob receives in disability payments from the government won’t cover his rental costs. Bob has to move back home and borrow money from his parents. If he doesn’t recover the use of his arm Bob will never be able to work as a carpenter again and will have to retrain into a potentially lower paid job.<br><br>What Insurances could Bob have taken out?<br>Income protection<br>Business expense cover<br>Life insurance<br><br></div>]]></description>
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         <pubDate>2018-09-12 06:38:06 UTC</pubDate>
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      <item>
         <title>Case study (fire)</title>
         <author>vaidehi15102002</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280208053</link>
         <description><![CDATA[<div><br><strong>FIRE DUE TO LIGHTENING(CASE 9)</strong><br>on the other hand loss to the building which was totally burnt after lightening strike was paid by the insurer as the loss could be attributed directly to the lightening strike and covered under the policy.</div>]]></description>
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         <pubDate>2018-09-12 06:38:57 UTC</pubDate>
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         <title>Fire </title>
         <author>nainika007</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280208192</link>
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         <pubDate>2018-09-12 06:39:26 UTC</pubDate>
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         <title></title>
         <author>nainika007</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280208762</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-09-12 06:41:47 UTC</pubDate>
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         <title></title>
         <author>dsouzacraig86</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/280209110</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-09-12 06:43:17 UTC</pubDate>
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         <title></title>
         <author>akafrica2020</author>
         <link>https://padlet.com/kinnari_kotecha/1234567/wish/1001106838</link>
         <description><![CDATA[<div>l</div>]]></description>
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         <pubDate>2020-12-09 06:11:53 UTC</pubDate>
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