FTC Credit Score webpage by Tye https://padlet.com/Tyzhaya/19soq2xuupse en-us 2016-12-07 18:27:39 UTC 2023-02-18 23:33:55 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Lightdecrease.png As an American citizen, what does your credit score do for you and the American economy ? Tyzhaya https://padlet.com/Tyzhaya/19soq2xuupse/wish/142384447 Your credit scores determines your ability to borrow money or buy something on credit. It can affect whether you get a job, what you pay for insurance, and even how your personal relationships work out.]]> 2016-12-07 18:39:45 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142384447 How can you maintain a good credit score? https://padlet.com/Tyzhaya/19soq2xuupse/wish/142384822
  • Pay your bills on time.
  • Keep your credit card balances low. ...
  • Manage your debt. ...
  • Don't close old credit cards. ...
  • Limit your applications for new credit. ...
  • Watch your credit report.

    • ]]>     2016-12-07 18:40:45 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142384822     Describe the best strategy to get a credit report for free three times each year without having to use sketchy websites like Credit Karma https://padlet.com/Tyzhaya/19soq2xuupse/wish/142387226 FREE Credit Reports. Federal law allows you to:

    • Get a free copy of your credit report every 12 months from each credit reporting company.
    • Ensure that the information on all of your credit reports is correct and up to date.
    ]]>     2016-12-07 18:47:17 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142387226     What makes a score low or high score and what kind of score is more desirable? Tyzhaya https://padlet.com/Tyzhaya/19soq2xuupse/wish/142448193 a high score is most desirable; getting things in your name and not paying it off & also checking your credit score can bring it down. Not getting a lot of credit cards& paying bills on time will give you a higher score.]]> 2016-12-08 00:32:17 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142448193 How can you avoid impostor websites and scams involving your identity, and credit score? Tyzhaya https://padlet.com/Tyzhaya/19soq2xuupse/wish/142448240 Not giving up your credit card number, social security number and/or phone number, also by not clicking on weird emails.]]> 2016-12-08 00:32:53 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142448240 What makes up your credit score? Tyzhaya https://padlet.com/Tyzhaya/19soq2xuupse/wish/142450225 2016-12-08 00:58:25 UTC https://padlet.com/Tyzhaya/19soq2xuupse/wish/142450225