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      <title>Credit choices by </title>
      <link>https://padlet.com/charleshowell918/18rqhll8guak</link>
      <description>Advantages and Disadvantages</description>
      <language>en-us</language>
      <pubDate>2016-11-15 22:42:58 UTC</pubDate>
      <lastBuildDate>2025-03-03 18:11:29 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <url></url>
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      <item>
         <title>Website 1</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137934956</link>
         <description><![CDATA[<div><a href="https://www.practicalmoneyskills.ca/personalfinance/creditdebt/cards/proscons.php">https://www.practicalmoneyskills.ca/personalfinance/creditdebt/cards/proscons.php</a><br>Comments:<br>this website lists of a few pros and cons about credit but not any about choices, it lists about how you can cancel credit cards, but when you lose money you cant get that back, it also gives you savings plans and even a little mini game you can play if you'd like to, and has a lot of other stuff about money on the website, also stuff for teachers about teaching a course on credit.</div>]]></description>
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         <pubDate>2016-11-15 22:51:04 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137934956</guid>
      </item>
      <item>
         <title>Advantages and Disadvantages of Credit choices</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137935538</link>
         <description><![CDATA[<div>Charles Scott Lee Howell</div>]]></description>
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         <pubDate>2016-11-15 22:56:47 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137935538</guid>
      </item>
      <item>
         <title>Introduction</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137935657</link>
         <description><![CDATA[<div>You will be learning about the choices of credit and the pros and cons of credit </div>]]></description>
         <enclosure url="" />
         <pubDate>2016-11-15 22:57:39 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137935657</guid>
      </item>
      <item>
         <title>Website 2</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137936104</link>
         <description><![CDATA[<div><a href="http://www.fcac-acfc.gc.ca/Eng/resources/educationalPrograms/ft-of/Pages/credit-5-1.aspx">http://www.fcac-acfc.gc.ca/Eng/resources/educationalPrograms/ft-of/Pages/credit-5-1.aspx</a><br>Comments:<br>Government ran site, that goes in depth about credit with quizzes about what you have learned, it goes in depth about the types of credit, it talks about how credit works, gives definition and just an in depth lesson about credit in general, then goes into all the advantages and disadvantages of credit with the choices.</div>]]></description>
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         <pubDate>2016-11-15 23:01:31 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137936104</guid>
      </item>
      <item>
         <title>Website #3</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137937201</link>
         <description><![CDATA[<div><a href="http://www.mtstcil.org/skills/budget-12.html">http://www.mtstcil.org/skills/budget-12.html</a><br>Comments:<br>It gives a list of advantages and disadvantages, here is an example emergencies - Credit cards can also be useful in times of emergency. While you should avoid spending outside your budget (or money you don't have!), sometimes emergencies (such as your car breaking down or flood or fire) may lead to a large purchase (like the need for a rental car or a motel room for several nights.)</div>]]></description>
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         <pubDate>2016-11-15 23:09:34 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137937201</guid>
      </item>
      <item>
         <title>Video 3</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940066</link>
         <description><![CDATA[<div><a href="http://www.consumerreports.org/video/view/money/banking/2484764844001/credit-score-gotchas/">http://www.consumerreports.org/video/view/money/banking/2484764844001/credit-score-gotchas/</a><br><br>Comments: talks about how the money you spend to check your credit and talks about how disadvantages and what problems occur when checking credit like how you pay 200$ just to check your credit and how if you get dealerships to check your credit it can hit you hard or softly, and you should shop around for the best interest rates.</div>]]></description>
         <enclosure url="http://www.consumerreports.org/video/view/money/banking/2484764844001/credit-score-gotchas/" />
         <pubDate>2016-11-15 23:30:24 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940066</guid>
      </item>
      <item>
         <title>Video 2</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940183</link>
         <description><![CDATA[<div><a href="https://www.youtube.com/watch?v=pDSpYDTX8y4">https://www.youtube.com/watch?v=pDSpYDTX8y4</a><br>Comments: talks in depth about everything all the content is available at everythingcu.com, it talks about shared branching, it talks also about how you can go to the branches and cash checks and more and that they are supposed to help you, and ts better to get guidance instead of doing it on your own</div>]]></description>
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         <pubDate>2016-11-15 23:31:30 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940183</guid>
      </item>
      <item>
         <title>Video 3</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940227</link>
         <description><![CDATA[<div><a href="https://www.youtube.com/watch?v=xfd7GdqjUNc">https://www.youtube.com/watch?v=xfd7GdqjUNc</a><br>Comments: it goes and talks about revolving credits and goes in depth about credit cards and what you should consider about credit cards like the rewards and the redemption options including which credit cards you should get even one about credit cards for college students!</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=xfd7GdqjUNc" />
         <pubDate>2016-11-15 23:31:55 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940227</guid>
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      <item>
         <title>Picture 1</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940588</link>
         <description><![CDATA[<div>Talks about advantages and is very related to the topic because it is a slide about advantages it explains about the security and payments </div>]]></description>
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         <pubDate>2016-11-15 23:34:56 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940588</guid>
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      <item>
         <title>Picture 2</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940664</link>
         <description><![CDATA[<div>It talks about a credit union and it relates because it its about credit choices the pros and cons of it.</div>]]></description>
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         <pubDate>2016-11-15 23:35:27 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940664</guid>
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      <item>
         <title>Picture 3</title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940730</link>
         <description><![CDATA[<div>Well this is pretty self explainable because it says the advantages of using credit on the part of the picture and gives a list about it.</div>]]></description>
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         <pubDate>2016-11-15 23:36:05 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137940730</guid>
      </item>
      <item>
         <title>Word Document </title>
         <author>charleshowell918</author>
         <link>https://padlet.com/charleshowell918/18rqhll8guak/wish/137942684</link>
         <description><![CDATA[]]></description>
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         <pubDate>2016-11-15 23:54:30 UTC</pubDate>
         <guid>https://padlet.com/charleshowell918/18rqhll8guak/wish/137942684</guid>
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