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      <title>Life insurance by Lia Dotson</title>
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      <description>Lia Dotson</description>
      <language>en-us</language>
      <pubDate>2018-12-06 18:15:26 UTC</pubDate>
      <lastBuildDate>2019-11-05 14:48:58 UTC</lastBuildDate>
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         <title>what is life insurance</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311957063</link>
         <description><![CDATA[<div>insurance that pays out a sum of money either on the death of the insured person or after a set period.</div>]]></description>
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         <pubDate>2018-12-06 18:17:11 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311957063</guid>
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      <item>
         <title>Term life insurance </title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311957435</link>
         <description><![CDATA[<div>your life insurance policy covers you for a certain period of time. The life insurance policy expires after a number of years. Typically, the life insurance premiums for term insurance is less expensive than whole life insurance.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-06 18:17:47 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311957435</guid>
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         <title>Whole life insurance</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311959243</link>
         <description><![CDATA[<div>your life insurance doesn’t expire and covers you as long as you’re paying your premiums. A whole life insurance policy will typically be more expensive than a term insurance policy and the value may change over time.</div>]]></description>
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         <pubDate>2018-12-06 18:20:36 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311959243</guid>
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         <title>universal life insurance </title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311959672</link>
         <description><![CDATA[<div> is a type of cash value life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.</div>]]></description>
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         <pubDate>2018-12-06 18:21:15 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311959672</guid>
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         <title>variable life insurance</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311960748</link>
         <description><![CDATA[<div>a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in a number of sub-accounts available in the policy. A sub-account acts similar to a mutual fund, except it's only available within a variable life insurance policy.</div>]]></description>
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         <pubDate>2018-12-06 18:22:55 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311960748</guid>
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      <item>
         <title>What are beneficiaries and how they receive payment</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311961215</link>
         <description><![CDATA[<div>those who inheret your stuff<br>lawyers</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-06 18:23:38 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311961215</guid>
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         <title>Premiums </title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311963790</link>
         <description><![CDATA[<div>Your premiums are set by your insurance company and are based on a number of factors; for most policies, once your policy is signed and confirmed, your premiums are set for the term of your policy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-06 18:27:34 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311963790</guid>
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      <item>
         <title>factors that determine how much you get in life insurance</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311963905</link>
         <description><![CDATA[<div>age<br>gender<br>whether or not you smoke<br>health<br>lifestyle<br>family medical history<br>driving record<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-06 18:27:47 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311963905</guid>
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         <title>links</title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311965945</link>
         <description><![CDATA[<div><a href="https://www.policygenius.com/life-insurance/what-is-a-life-insurance-premium/">https://www.policygenius.com/life-insurance/what-is-a-life-insurance-premium/</a><br><br><a href="https://www.investopedia.com/articles/investing/102914/7-factors-affect-your-life-insurance-quote.asp">https://www.investopedia.com/articles/investing/102914/7-factors-affect-your-life-insurance-quote.asp</a><br><br><a href="https://www.google.com/search?q=how+do+benefitiairies+recieve+payment&amp;rlz=1C1GCEA_enUS816US816&amp;oq=how+do+benefitiairies+recieve+payment&amp;aqs=chrome..69i57.15440j0j4&amp;sourceid=chrome&amp;ie=UTF-8&amp;safe=active&amp;ssui=on">https://www.google.com/search?q=how+do+benefitiairies+recieve+payment&amp;rlz=1C1GCEA_enUS816US816&amp;oq=how+do+benefitiairies+recieve+payment&amp;aqs=chrome..69i57.15440j0j4&amp;sourceid=chrome&amp;ie=UTF-8&amp;safe=active&amp;ssui=on</a><br><br><a href="https://www.google.com/search?q=life+insurance+policies&amp;rlz=1C1GCEA_enUS816US816&amp;oq=life+insurance+policies&amp;aqs=chrome..69i57j69i60j0l4.12287j0j4&amp;sourceid=chrome&amp;ie=UTF-8&amp;safe=active&amp;ssui=on">https://www.google.com/search?q=life+insurance+policies&amp;rlz=1C1GCEA_enUS816US816&amp;oq=life+insurance+policies&amp;aqs=chrome..69i57j69i60j0l4.12287j0j4&amp;sourceid=chrome&amp;ie=UTF-8&amp;safe=active&amp;ssui=on</a> </div>]]></description>
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         <pubDate>2018-12-06 18:31:04 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311965945</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311967060</link>
         <description><![CDATA[]]></description>
         <enclosure url="http://www.fiscallysound.com/wp-content/uploads/2015/09/Life-Insurance-Sign.jpg" />
         <pubDate>2018-12-06 18:32:57 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311967060</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311967214</link>
         <description><![CDATA[]]></description>
         <enclosure url="http://www.infographicszone.com/wp-content/uploads/2013/01/life-insurance-facts.jpg" />
         <pubDate>2018-12-06 18:33:16 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311967214</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311967336</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-12-06 18:33:27 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311967336</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311967454</link>
         <description><![CDATA[]]></description>
         <enclosure url="http://www.economiapersonal.com.ar/wp-content/uploads/2013/07/life-insurance-policy-02.jpg" />
         <pubDate>2018-12-06 18:33:39 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311967454</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/311967588</link>
         <description><![CDATA[]]></description>
         <enclosure url="http://www.truelifequote.com/wp-content/uploads/2013/01/term-life-insurance1.png" />
         <pubDate>2018-12-06 18:33:55 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/311967588</guid>
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         <title></title>
         <author>02ldotson</author>
         <link>https://padlet.com/02ldotson/182juid3m053/wish/406873768</link>
         <description><![CDATA[your ]]></description>
         <enclosure url="" />
         <pubDate>2019-11-05 14:48:18 UTC</pubDate>
         <guid>https://padlet.com/02ldotson/182juid3m053/wish/406873768</guid>
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