7.2 Safeguarding Your Identity by Jenni Mejia https://padlet.com/jennimejia0619/16jb0bbt7wrv In a 2-3 well developed paragraphs that include at least 3-4 cited references to the reading, imagine that you or someone you know personally is a victim of identity theft. What might you/he/she have done that made you vulnerable to identity theft? What can you/he/she do to protect your personal information in the future? en-us 2017-05-01 13:59:28 UTC 2025-12-09 23:22:16 UTC hello@padlet.com Vulnerable to Identity Theft jennimejia0619 https://padlet.com/jennimejia0619/16jb0bbt7wrv/wish/171591660 So one of my mom's friend actually was a a victim of identity theft. She was filing for a divorce and her ex-husband had a crazy girlfriend. When she wasn't home her ex's girlfriend stole old pay checks that she found in her drawer and she used them to get $80,000. After she heard about this she was now $80,000 in debt. Unfortunately, she could not pay this off so she filed for bankruptcy :( .This stayed of her record for 10 years, and she couldn't get a loan, couldn't buy a car, etc. It's finally off her record so she has gotten another car and is living happily. But she said that when that happened, she had to start over again.]]> 2017-05-13 01:40:49 UTC https://padlet.com/jennimejia0619/16jb0bbt7wrv/wish/171591660 Protection jennimejia0619 https://padlet.com/jennimejia0619/16jb0bbt7wrv/wish/171592082 -Pay by credit card: “If you pay by credit or charge card online, your transaction will be protected by the Fair Credit Billing Act" (Pg. 8).
-Keep records: “Print or save records of your online transactions, including the product description and price, the online receipt, and the emails you send and receive from the seller” (pg. 8).
-Protect your information: “Don't email any financial information.  Email is not a secure method of transmitting financial information like your credit card, checking account, or Social Security number” (Pg. 8). 
-Check the privacy policy: “Really. It should let you know what personal information the website operators are collecting, why, and how they're going to use the information” (Pg. 8).
-Keep your Social Security number safe: “Banks and credit card companies are reporting an increase in SSN-related fraud. Even though the SSN offers advantages for identification and record-keeping purposes, the widespread use of SSNs makes invasions of privacy and fraud easier to commit” (Pg. 9).
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