https://padlet.com/mae_deeter/10a5mgphol4z en-us 2018-06-05 20:23:14 UTC 2026-01-22 02:14:36 UTC hello@padlet.com mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265735602 Many kids want to go to college, but don't always have the money to do so.  One way to afford it is for a student to take out a loan (page 7).  But then there's the decision of what type of loan to use, and this can be difficult. There are two types of loans: private and federal (page 7). There are different types of federal loans as well. In this presentation, I will be sharing and ranking the different types of loans on how well it would work for me.]]> 2018-06-05 20:26:30 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265735602 mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265737328 Private loans are loans that are based on credit history and are fixed or variable (page 7).  For me, I would rank this at the bottom of choices for me.  This requires to have a little bit of credit because it is through your own bank.  I don't have a credit card so I wouldn't be able to qualify for this loan anyway.]]> 2018-06-05 20:37:07 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265737328 mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265738587 Out of the three, this would be my second choice.  This loan is based on an individual's credit score.  They are also typically low-interest loans.  Since I don't have a credit card, I would be able to qualify for this one.  It doesn't say there must be credit in my account, so I could maybe this would be a good option.]]> 2018-06-05 20:45:09 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265738587 mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265739412 I feel that this would be the best option for me. It provides long term money based on an individual's needs. Usually, there is a low interest rate and the government pays it while the student is attending school. Most individuals qualify for this type of loan, and I think I would qualify for it too. Only one of my parents is paying for my college, so this would be very helpful to have when I go to college.]]> 2018-06-05 20:51:13 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265739412 mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265983042 The first credit card I looked at was a Chase Sapphire Card that was good on rewards. It can give me points based on what I purchase when I travel. But the drawbacks of it are too much for me. There is an annual fee that I have to pay, and I don't travel that much so the fee wouldn't be as worth it to pay in the long run.]]> 2018-06-06 23:04:22 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265983042 mae_deeter https://padlet.com/mae_deeter/10a5mgphol4z/wish/265983783 The second one I looked at was a Capital One Venture Card. It has easy to use rewards because I get miles for anything I spend money on. If I'm traveling, I don't have to be fixed with one airline or hotel, I can choose whichever one I want. I feel this card is the better choice because I can be more flexible with it and still gain rewards and miles.]]> 2018-06-06 23:14:34 UTC https://padlet.com/mae_deeter/10a5mgphol4z/wish/265983783