# data[].attributes.body
Marketing professional Amy Hefti holds a bachelor of arts in advertising from Iowa State University. With more than two decades of experience in marketing and advertising, she has served in top advertising agencies and consulting firms including Accenture Consulting in New York City and NCL Government Capital in Minneapolis. As head of marketing at NCL Government Capital, Amy Hefti provides innovative marketing and advertising solutions for thriving businesses.

# data[].attributes.attachment_link.readable_text
Marketing professional Amy Hefti holds a bachelor of arts in advertising from Iowa State University. With more than two decades of experience in marketing and advertising, she has served in top advertising agencies and consulting firms including Accenture Consulting in New York City and NCL Government Capital in Minneapolis. As head of marketing at NCL Government Capital, Amy Hefti provides innovative marketing and advertising solutions for thriving businesses.

The COVID-19 pandemic has triggered a recessionary impact on the American economy. The country experienced a 4.8 percent GDP decline in the first quarter of the year, and 36.5 million people were displaced from their jobs in two months.

When people lose their jobs, they conserve their savings and trim their budgets, resulting in a significant decline in the sales of retail stores and e-commerce platforms. Likewise, many marketers and advertisers are adjusting to a slower economy. A recent survey revealed that while 65 percent of marketers plan to reduce their annual marketing budget, 86 percent envisage that it will be increasingly challenging to reach their marketing goals.

Therefore, given the current marketplace realities, there is the need to adopt solutions that blend new processes, technologies, and human resources. Marketers should review their marketing strategies, brainstorm, and restructure their budgets. But trimming the marketing budget is hardly a viable option if it will weaken all marketing efforts.

The lockdown has caused a dramatic increase in the screen time of the average individual. As people spend more time with their smartphones, computers, televisions, or video game consoles, businesses can seize this opportunity by shifting their focus to multi-channel advertising including search engine optimization (SEO), social media, pay-per-click (PPC) advertising, and in-game advertising.

# data[].attributes.attachment_link.description
Marketing professional Amy Hefti holds a bachelor of arts in advertising from Iowa State University. With more than two decades of experience in marketing and advertising, she has served in top advertising agencies and consulting firms including Accenture Consulting in New York City and NCL Government Capital in Minneapolis.

# data[].attributes.headline
Socially Conscious Women Combine Investments and Philanthropy

# data[].attributes.subject
Socially Conscious Women Combine Investments and Philanthropy

# data[].attributes.body
Drawing on broad experience in the advertising world, Amy Hefti serves as the head of marketing for NCL Government Capital in Minnesota, which arranges cooperative purchasing for governmental agencies. In a previous position at the Accenture marketing firm, Amy Hefti consulted frequently with Bank of America. Recently, this banking and investment firm published an article describing how women can use their money to improve social conditions.

# data[].attributes.attachment_link.readable_text
Drawing on broad experience in the advertising world, serves as the head of marketing for NCL Government Capital in Minnesota, which arranges cooperative purchasing for governmental agencies. In a previous position at the Accenture marketing firm, Amy Hefti consulted frequently with Bank of America. Recently, this banking and investment firm published an article describing how women can use their money to improve social conditions.

It is estimated that the worldwide total of women's assets could reach $110 trillion by 2025, giving them additional clout in financial affairs. One Bank of America executive who focuses on sustainable investments and another who advises women on
philanthropy stated that women's wealth could help create an economy based on their values.

Women frequently invest in groups and projects that uplift other women, and they tend to match these commitments with participation in socially conscious investments. Many of them are less concerned with the bottom line, and instead seek companies that promote social goals.

The Bank of America interviewees noted that while donations to worthy causes are effective, they are not sufficient to drive change. Sustainable investments that deal in large sums potentially have a greater impact. Failing to support both avenues of change can be self-defeating, such as when a woman who donates to climate change advocates has money in a mutual fund that includes coal-mining companies.

# data[].attributes.attachment_link.title
Socially Conscious Women Combine Investments and Philanthropy

# data[].attributes.attachment_link.description
Drawing on broad experience in the advertising world, serves as the head of marketing for NCL Government Capital in Minnesota, which arranges cooperative purchasing for governmental agencies. In a previous position at the Accenture marketing firm, Amy Hefti consulted frequently with Bank of America.

# data[].attributes.headline
NCL Government Capital Helps Municipalities Maintain Operations

# data[].attributes.subject
NCL Government Capital Helps Municipalities Maintain Operations

# data[].attributes.body
Leveraging 20 years’ experience as an advertising executive in New York City, Amy Hefti has helped major corporations bounce back from economic setbacks. Amy Hefti now serves as the head of marketing for NCL Government Capital in Minnesota. Independently owned and operated, NCL helps municipalities and educational institutions obtain financing to maintain existing assets.