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The goal of summative assessment is to evaluate student learning at the end of an instructional unit by comparing it against some standard or benchmark.

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Singular event after the learning and teaching process.

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When the farmer eats his own fruit it is formative, when the farmer sells that fruit to others, it is Summative.

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The goal of formative assessment is to monitor student learning to provide ongoing feedback that can be used by instructors to improve their teaching and by students to improve their learning.

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An assessment that is ongoing during the learning and teaching process.