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I think this final photo relates very well to this assignment because I find it very accurate. A good credit score is something very important, and your life will be easier if you keep a good credit score. As well as a poor credit score can cause some problems and issues in your life. I think this a good photo to end the assignment on because it will hopefully motivate people to carry a good credit score, to keep you worry free when it comes to credit.

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This photo shows you credit scores along with what that means in regards to that credit score. This is important to go along with the last picture, because after finding out how credit score is calculated, someone would want to know what credit is considered good, and what is bad.

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This photo reveals what goes into the calculation of your credit score as well as approximately how much it influences your score. This photo describes my topic perfectly.

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https://www.transunion.ca/credit-score

This final website is very effective because it contains all of the information someone would need about credit, even with no prior knowledge. My favourite part about this website is the "Credit Education" section because it gives you a thorough and informative explanation on several things credit related including a very strong section on how your credit score is calculated. This website would be very effective for pretty much anyone no matter how much knowledge on credit because it has the basics on credit, but also a ton of in depth analysis on several different credit topics.

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https://www.nerdwallet.com/blog/credit-score-landing-page/

This is another very informative website because they have one full section of the website specifically for credit cards. What I like about this website it the wide variety of things you can do when it comes to credit cards, including what goes into a credit card, your credit score, approximately what your credit score must be to gain access to certain credit cards and many other cool features. This website would really help someone trying to gain more information about credit score because it has the basics of what forms your credit score, what that credit score means for you and what credit cards you can get with that.

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https://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02179.html

I think this is an excellent website and possibly the most useful one because this information about credit score is coming directly from the Canadian government. This website also gives links to major credit-reporting agencies so you can get more information on your credit score and credit in general. I think the most important part about this website is that you know the website is 100 % reliable, therefore everything you read on there about credit score is directly from the source and you don't have to worry about any false information.

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Video # 3 "You Credit Score Explained" (https://www.youtube.com/watch?v=ysO6EJZqsf4

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Video # 3 "You Credit Score Explained" (https://www.youtube.com/watch?v=ysO6EJZqsf4

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This final video very effective because it was broken down into Canadian terms. I also like how in this video, the man explained how you may be effected by your credit score with a mortgage rate, because having a cheaper mortgage rate can end up saving you thousands of dollars in the long run. I think the most important part of the video is when the man explains how even paying your credit on time can lower your score, how it happens and even gave examples along with it.

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Video # 2 "What goes into your credit score"  (https://www.youtube.com/watch?v=9xaSI--_tr0)

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Video # 2 "What goes into your credit score"  (https://www.youtube.com/watch?v=9xaSI--_tr0)

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This was a very useful video because it was a fun video to follow, while also including lots of key information on credit score. Key points in the video were when the squirrel explained what is a good, bad and neutral credit score as well as what happens when you fall into any of those 3 credit score area's. I think another key and important area of the video is when the squirrel explains approximately how your credit score is calculated, so that you know what to do to help your rating.

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Video # 1 "How Credit Scores Really Work" (https://www.youtube.com/watch?v=rim0dJVdniw)

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Video # 1 "How Credit Scores Really Work" (https://www.youtube.com/watch?v=rim0dJVdniw)

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I really enjoyed this video and thought it would be a good one to share because it really simplifies the idea of credit ratings. Dave was able to take an idea that really scares a lot of people, and something a lot of people do not completely understand, and break it down in easy terms so anyone watching could understand. He touched all the basics and gave a great overview of credit rating, while also included some very useful images and visualizes to aid with the understanding.

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In this website you will find lots of interesting information in regards to credit rating/score and what goes into the analysis of it as well. By the end of it, I hope you have a thorough understanding of these matters and are able to then, begin working on your credit rating.

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"Credit Ratings" by Cameron Black-Araujo

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"Credit Ratings" by Cameron Black-Araujo

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What goes into the analysis that results in a credit rating?