# data[].attributes.body
- Robert Latham Owen: Democrat of Oklahoma, in the 1920s saw the federal reserve as biased towards deflationary policies.
- Carter Glass: Democrat of Virginia

# data[].attributes.body
-The problem was that the United States didn't have a bank since the Second Charter which was in 1836 and the confidence in the banking system was low because of the collapse of the banks during the depression.
Economic reform
- The federal reserve was created to provide the nation with a safer and more stable financial system.