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1. What are some conditions for getting a car loan?

2. How long can a car loan be?

3. Why would someone prefer a shorter car loan term?

4. Why would someone prefer a longer car loan term?

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1. What is an interest rate for a car?

2. What determines the interest rate for the car loan?

3. Would you rather have a higher interest rate or a lower interest rate for a car loan and why?

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1. What is a credit score?

2. How does the credit score affect the interest rate?

3. Why is it important to know your credit score?

4. How do you improve your credit score?

5. How and where do you find your credit score?

6. What is considered a bad credit score?

7. What is considered a good credit score?

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1. What is the loan principal amount?

2. What is a down payment?

3. How does the down payment affect the loan principal amount?

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1. What is financing a car?

2. What are some advantages of financing a car?

3. What are some disadvantages of financing a car?

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1. What is leasing a car?

2. What are some advantages of leasing a car?

3. What are some disadvantages of leasing car?

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What is a Credit Score? A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports

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allows you to drive a vehicle from a dealership for an agreed upon amount of time and miles

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Financing a car is when you take out a loan to purchase a vehicle, and pay back that loan over time.

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how does the credit score affect the interest rate 

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how does the credit score affect the interest rate 

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People with higher credit scores tend to qualify for lower interest rates

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Why is it important to know your credit score?

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Why is it important to know your credit score?

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You may use your credit scores and credit history to help make lending decisions.

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the amount you borrowed in the loan.

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How do you improve your credit score? You can improve your credit score by opening accounts that report to the credit bureaus, maintaining low balances, paying your bills on time and limiting how often you apply for new accounts.

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What are some advantages of leasing a car.

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What are some advantages of leasing a car.

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Lower monthly payments.

Less cash required at drive off.

Lower repair costs.

You don't have to worry about reselling it

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a sum a buyer pays upfront when purchasing an expensive good such as a home or car.

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Financing a car is where you make payments on a car that you cannot afford at one time and pay the dealership back

The advantage of financing a car is that you can pay for a car that you've always wanted monthly and after you pay it off it is yours.

some disadvantages are that there may be higher interest rates and the payments might be high. If your late on payments there is a late fee added on to the payment, and lastly its more money in the long run

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how and where do you find your credit score

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how and where do you find your credit score

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Check your credit card or other loan statement. Many major credit card companies and other lenders provide credit scores for their customers

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Any score below 600.

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What is considered a good credit score? 

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What is considered a good credit score? 

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What is considered a good credit score? Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

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A higher down payment shrinks your loan balance upfront, which means you'll pay less each month.

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What are some disadvantages of leasing a car?

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What are some disadvantages of leasing a car?

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You don't own the car at the end of the lease. That means you don't have a trade-in if you decide to purchase a car. Consumers who routinely lease cars over many years may end up paying more than they would if they had initially bought the car.

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What are some disadvantages of financing a car?

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What are some disadvantages of financing a car?

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• The interest rate can be expensive.

• The monthly payments can be too much.

• The cars value decreases while you're still paying it off.

• You don't legally own it until it's paid off.

• It can negatively impact your credit score.

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3. Why would someone prefer a shorter car loan term?

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3. Why would someone prefer a shorter car loan term?

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For a shorter interest rate

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1.An interest rate for a car basically a loan that you have to pay off.

2.Credit score history, and current income is what determines the interest rate for a car loan.

3. We would rather have a lower interest rate on a car. We don't want to owe so much money overtime, because life situations can happen and what happens when we cant pay it off. Our credit score will decrease if we couldn't afford to pay the loan off.

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1. Some conditions for getting a car loan are you need a good credit score and proof of your income.

2. A car loan can be 36 to 84 months.

3. Someone should prefer a shorter car loan term because it means you'll pay off the car faster.

4. Someone would prefer a longer car loan term because it allows for lower monthly payments.

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What are some advantages of financing a car?

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What are some advantages of financing a car?

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There's fewer restrictions than leasing a car, and you can do whatever you want with the car.

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Why would someone prefer a longer car loan term

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Why would someone prefer a longer car loan term

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4. For a lower monthly payment

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1. What are some conditions for getting a car loan?

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1. What are some conditions for getting a car loan?

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The conditions for getting a car loan are proof of residence, debt-to-income ratio, income, and identification.

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A car loan can be as short as 12 months and as long as 96 months.

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