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Jennifer Mauricio, Laynee Flores, Andrea Cardenas, & Bianca Lira

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Jennifer Mauricio, Laynee Flores, Andrea Cardenas, & Bianca Lira

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1. Why does the 35-49 age group have the largest amount of money owed?

1. Shouldn’t they have more time to be deep enough in their job to pay back their student debt?

2. How do people 24 and younger have less debt if they are the ones still in college?

2. We would have assumed that younger people have more debt since they are still in school and they have had less years paying it off.

3. Should the government help students so they won't have to take out as many loans and be in debt for more than 10 years?

3. The government is the one who offers financial aid yet people keep needing to take more money out. And if they do end up helping it will lower the percentage of people having student loans.

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1. Why is it that more people borrowed money in ages 24 and younger but people 62 and older have more debt?

- This question is important because we have the numbers but we need to know and understand the reasons why more people at a retirement age are still having to pay a decently large amount of money of student debt.

2. Did they dig deeper into tax brackets and incomes to collect more specific data for the graph? If so, how did it affect the numbers?

- This is an important question to ask because when you go to college they consider your tax bracket and your income, so it will affect what you are paying when you get out of college.

3. How have interest rates on loans changed over the years, is there a pattern in this?

- This is an important question to ask because interest rates can have an effect on debt and could be a factor on why debt is higher for people in there mid 60s rather than younger age groups.

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1. At one point  does college become too expensive for students?

This is important because tuition keeps on rising and eventually a lot more of students will need loans to get into the school they want to get in

2. Why has the average college tuition increased over the passed 9-10 years?

We chose this question because it’s a very common question when college is brought up. Cost is a very important factor for many students and a lot of them want to know why they should expect to pay more in coming years.

3. How can students rely less on student loans, and transition into college more “comfortably”?

This question is important because addresses the “how”, or introduces how students can avoid being, ultimately, in debt from college.

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Camila A.,Cali H., Leslie S., & Lessly V.

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Camila A.,Cali H., Leslie S., & Lessly V.

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1. What spiked the increase of over 13% of student loans?

We picked this one because we can look into how we can decrease the 13% of student loan debt.

2. Out of all those people who are in debt, how many if them graduated college with a degree?

We picked this because we think it is important to know how to still succeed with student debt.

3. How do you get rid of student loans dept?

We picked this because if there is a way to avoid having your debt increase, it is important to know so you won't be paying it off while you are an adult.

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1. Why has the number of students relying on student loans gone up? We chose this because we wanted to know what has been causing students to use more student loans than earlier years.

2. What is the average amount of loans that the student takes out? We chose this question because we want to know how much money students usually take out to see what the difference is between different years.

3. What external factors are at play that cause middle age groups to have the biggest amount of borrowers? We chose this question because it is important to understand the factors surrounding the issue of high amounts of borrowers in order to resolve these factors and mitigate the issue.