# data[].attributes.body
On my 16th birthday, I was blessed enough to not have to worry that my parents didn't buy me a car as a present because they had already bought one for me. However, not all of my friends were this lucky. One of my friends had to save most of their summer job's money to pay for a car for them to drive. They were smart and didn't spend that much money those two years on going out to dinner or through fast food drive-thru's. They were using a budget: which is "one of the core pillars of financial responsibility (Amet)". Their financially responsible actions led them to buying a car.

# data[].attributes.body
When I was younger I was notorious for spending any and all money I ever got. I was constantly begging to go to the store so that I could buy a new Webkinz or candy bar. I never had any money because it was all gone. I never really understood why my sister was saving her money when she could have bought herself a Nintendo DS or something else that was wicked cool at the time. I was definitely a "spend now, save later" kid.

# data[].attributes.body
A long term goal is something that you want to accomplish in the future. You should make long term goals by being S.M.A.R.T..

Specific

Measurable

Attainable

Realistic

Time-bound

Long term goals aren't something that can be reached in a week or even a year. These goals take a lot of time and effort to achieve. A long term goal for managing money could be to set aside 10% of each paycheck to a savings account that could go towards buying a house or to a retirement fund for when you're older.

# data[].attributes.body
“In order to meet bigger goals, it helps to break it down and set short term, mid term and long term goals (Amet)."

A short term goal is anything that can be achieved today, tomorrow, this week, this month, or in a couple of months. Short term goals can include anything from finishing all of your homework to trying to eat healthy for one month. A short term goal for managing money could be setting aside enough money from a couple week's of paychecks to replace a piece of furniture that has broken down.