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Why people might become critical of the FHA is because,the government-run mortgage insurer is a critical part of our economy, helping first-time homebuyers and other low-wealth borrowers access the long-term, low down-payment loans they need to afford a home.

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Yes,because the agency claims to be “self-supporting,” funded entirely from its mortgage programs and without any taxpayer money. New reform measures should generate revenue for FHA. (http://www.allgov.com/departments/department-of-housing-and-urban-development-hud/federal-housing-administration?agencyid=7411)

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Yes, because they provided mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals.

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The goals of this organization are to improve housing standards and conditions, provide an adequate home financing system through insurance of mortgage loans, and to stabilize the mortgage market.

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provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.