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How can Insurers band together (without forming a cartel) to force hospitals to revert to conservative methods of treating patients, rather than using "canggih" treatment which cost money?

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How can Insurers band together (without forming a cartel) to force hospitals to revert to conservative methods of treating patients, rather than using "canggih" treatment which cost money?

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Doc, how many virtual hospitals or ambulatory centres are there currently offering hybrid services and where can the public access to the list of such hospitals? Thank you

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Is LIAM or PIAM undertaking any initiative to control hospital/medical cost? 

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Is LIAM or PIAM undertaking any initiative to control hospital/medical cost? 

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Seeking free advice, is it true statins do more harm than good for heart patients

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Seeking free advice, is it true statins do more harm than good for heart patients

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In terms of skill and knowledge enhancement of medical/health Claims Technicians, what are the 3 most important things they must learn?

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In terms of skill and knowledge enhancement of medical/health Claims Technicians, what are the 3 most important things they must learn?

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Wearables are electronic gadgets. By wearing them for long hours,
are we exposing ourselves to radiation ?

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The TV series of the 70s STARTREK showed a Tricorder X being used to transmit vital signs remotely. At what stage of telemedicine is Malaysia in now, compared to advancement in USA?

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The TV series of the 70s STARTREK showed a Tricorder X being used to transmit vital signs remotely. At what stage of telemedicine is Malaysia in now, compared to advancement in USA?

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To the earlier question on wearables and cancer/radiation

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To the earlier question on wearables and cancer/radiation

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"The writer's basis compared wearable devices to cellphones, which some have suggested give off radiation that could lead to cancer. ... “In general, cellphones are definitely a very different beast than the low-powered wearables,” Fitbit CEO James Park told Time. “The transmited energies are orders of magnitude higher.” Mar 30, 2015

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The Importance of Independent Medical Opinions for Insurance Claims

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The Importance of Independent Medical Opinions for Insurance Claims

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Stuart Pack

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Are you already in talks with insurers on the business proposition that your company have? Especially on how it can reduce claims costs

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If during an angiogram,  one is diagnosed as having blockages and advised to immediately have  stent(s), its difficult to tell the cardiologist to wait till a second opinion is obtained. Your advice?

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If during an angiogram,  one is diagnosed as having blockages and advised to immediately have  stent(s), its difficult to tell the cardiologist to wait till a second opinion is obtained. Your advice?

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Can Medo give the insurer a 2nd opinion without viewing the patient and by just looking at the claimant's medical reports.

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Can Medo give the insurer a 2nd opinion without viewing the patient and by just looking at the claimant's medical reports.

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Questions patients are encouraged to ask doctors - most often we wont know if the answers are correct. If we were to ask MeDo, how do u charge

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Questions patients are encouraged to ask doctors - most often we wont know if the answers are correct. If we were to ask MeDo, how do u charge

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Will your doctors go to court (if required) as Insurer's witness to give evidence for the medical opinion given?

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Will your doctors go to court (if required) as Insurer's witness to give evidence for the medical opinion given?

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Christopher Foo

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The various Sections you mentioned, how do they apply to Marine Insurance

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The various Sections you mentioned, how do they apply to Marine Insurance

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It appears the Sections do not resolve the issue - The insurer does not require to show that the non-disclosure / misrepresentation had any causal link to the claim in order to avoid the contract. For example, if a claim was submitted relating to flood damage the insurer could avoid the whole contract if the insured had failed to disclose that their alarm system was not functioning?

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It appears the Sections do not resolve the issue - The insurer does not require to show that the non-disclosure / misrepresentation had any causal link to the claim in order to avoid the contract. For example, if a claim was submitted relating to flood damage the insurer could avoid the whole contract if the insured had failed to disclose that their alarm system was not functioning?

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Would you say that this principle of UF would apply to Motor Insurance matters? IN Malaysia today there is a trend for Motor insurance to be purchased by persons other than the actual owner of the vehicle. This is caused by either a sale of a vehicle without a JPJ transfer  (Sambung bayar) or where a car is used by the family of a deceased owner. Wouldn't the insurer be able to repudiate liability on the grounds that the purchaser of the contract/policy did not make full and frank disclosure. 

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Would you say that this principle of UF would apply to Motor Insurance matters? IN Malaysia today there is a trend for Motor insurance to be purchased by persons other than the actual owner of the vehicle. This is caused by either a sale of a vehicle without a JPJ transfer  (Sambung bayar) or where a car is used by the family of a deceased owner. Wouldn't the insurer be able to repudiate liability on the grounds that the purchaser of the contract/policy did not make full and frank disclosure. 

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Para 5(9), Schedule 9 - has there been any litigation?

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Para 5(9), Schedule 9 - has there been any litigation?

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Malaysian public hospital is amongst the best in the world. Can they play a role in your virtual hospital set-up

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Malaysian public hospital is amongst the best in the world. Can they play a role in your virtual hospital set-up

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How do you see the Hybrid Virtual Hospital function within the realm of public hospitals (not just private)  in the near future? 

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How do you see the Hybrid Virtual Hospital function within the realm of public hospitals (not just private)  in the near future? 

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What changes in law need to be introduced to curb/discourage wrong diagnosis and over-treatment

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What changes in law need to be introduced to curb/discourage wrong diagnosis and over-treatment

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Connecting the dots - who shld drive this? What are the suggested steps to connect the dots? What have to be in place to ensure success?

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Connecting the dots - who shld drive this? What are the suggested steps to connect the dots? What have to be in place to ensure success?

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Hybrid Virtual Hospital & Technology Tools for Healthcare Application

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Hybrid Virtual Hospital & Technology Tools for Healthcare Application

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Dr. Kamalanathan Sappani

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In uk..how this 'employees surveillance system' done?

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In uk..how this 'employees surveillance system' done?

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How can local insurance adjusters play a more prominent role in fraud investigation? Is there a special training curriculum they can follow? Would an adjuster in the room like to comment

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How can local insurance adjusters play a more prominent role in fraud investigation? Is there a special training curriculum they can follow? Would an adjuster in the room like to comment

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Has any fraud detection system anywhere ever been hacked

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Has any fraud detection system anywhere ever been hacked

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Fraud detection is one thing, fraud investigation is something else. Especially to get AG's Chamber to charge the culprit. Whats your advice to set up an investigation Bureau

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Fraud detection is one thing, fraud investigation is something else. Especially to get AG's Chamber to charge the culprit. Whats your advice to set up an investigation Bureau

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Man make policy, man break policy - how can insurers ensure integrity of systems in fraud detection?

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Having done regional work, which Asian country is more prone to insurance frauds? Is there a specific country that can be highlighted?

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Wheat in the Chaff - How Big Data Help Detect and Prevent Fraud

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Wheat in the Chaff - How Big Data Help Detect and Prevent Fraud

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Emmanuel Villedey

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Role and Jurisdiction of Ombudsman for Financial Services (OFS)

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Role and Jurisdiction of Ombudsman for Financial Services (OFS)

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Kalyana Kumar

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What are the examples of "actual cost" incurred by the complainant since the award is only RM1,000 max per dispute

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Since its inception (1/10/16), how many insurance cases has been heard? What are the 3 biggest areas of complaint

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Since its inception (1/10/16), how many insurance cases has been heard? What are the 3 biggest areas of complaint

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If case fee is only borne by insurers regardless of cause, what is the burden on the complainant in case of vexatious complaint? 

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If case fee is only borne by insurers regardless of cause, what is the burden on the complainant in case of vexatious complaint? 

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What additional scope/jurisdiction does OFS has compared to FMB, if any?

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What additional scope/jurisdiction does OFS has compared to FMB, if any?