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Excerpts of a TD Newsroom article on the same topic.

To keep you up to date with all of the ways you can bank wherever and whenever with TD, here are some things you may have not realized you can do with the TD app.

What can I do with the TD app?

Deposit cheques online from your mobile device.
When you're registered for mobile banking, you can securely deposit cheques from any Canadian financial institution using the TD app. You can immediately deposit cheques to your account as soon as you receive them.

Send money to your family and friends globally.
Through theWestern Union® Money TransferSM feature available with TD, you can now do a money transfer to family and friends in over 200 countries and territories across the world through a network of 500,000 Western Union® locations online or through your TD app. It's quick and easy, and your loved ones will receive the funds within hours¹.

Get answers to many of your questions about your TD bank accounts anytime.
Have a question about when your next credit card payment is due or how much you spent at your favourite store last month? Chatbots, like TD ClariTM, can help provide information you need about your spending. TD Clari can provide quick answers to common questions received by our customer service teams, including inquiries about nearby branch locations or exchange rates.

Bank online anytime.
Register for online banking, so you can complete many of your everyday banking needs from home, such as:

View your account balances, transaction history and TD Credit Card account information

Send money with Interac e-Transfer®

Make Canadian bill payments

Locate a TD branch, Investor Centre or ATM

How can I use the TD app to help keep my money safe?

You can temporarily lock your TD credit card if you've misplaced it. If you're certain you cannot find your credit card because it is lost or stolen, the first thing you must do is immediately report the loss or theft to TD. But if you think you've only misplaced your TD credit card, you can use the TD app to temporarily lock your account from being used for any in-person credit card charges. Once you locate your card, you can easily lift the temporary lock through the TD app.

How do you get started with the TD app

You can download the TD app on your mobile device within minutes. If you are already registered for EasyWeb, no additional registration is required - you will only need your Access Card number and EasyWeb password to login to your accounts through the TD app. If you haven't registered for an EasyWeb account, you can do so on the secure EasyWeb site.
This content discusses current topics of interest in a general and informational manner only and may not be appropriate in all circumstances. Please ensure that you seek advice personalized for your situation from the appropriate professional, consultant or subject matter expert on the topic of interest to you. Legal The WESTERN UNION name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.
If you haven't already downloaded the TD app:

More questions about mobile banking with the TD app?

Learn more about the TD app and check out the helpful "how to" tutorials with step-by-step directions for using the TD app.

¹ Service timing and funds availability depend on certain factors including the service selected, the selection of delayed delivery options, special terms applicable to each service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

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deposit cheque online 
mobile banking 
mobile cheque deposit 
digital banking 
mobile banking online 
online mobile banking 
banking app 
mobile banking app 
features of mobile banking

# data[].attributes.attachment_link.description
Excerpts of a TD Newsroom article on the same topic. To keep you up to date with all of the ways you can bank wherever and whenever with TD, here are some things you may have not realized you can do with the TD app. Deposit cheques online from your mobile device.

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For my assignment, I will be explaining what mobile banking is, how it works, and why it is important. I will also talk about some of the benefits of mobile banking such as e-transfer and disadvantages like security.

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For my assignment, I will be explaining what mobile banking is, how it works, and why it is important. I will also talk about some of the benefits of mobile banking such as e-transfer and disadvantages like security.

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Introduction to CIBC Online Banking and Mobile Banking

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This video by CIBC talks about how to sign up for their online banking account and addresses the basics of how to use most Canadian mobile banking apps. Mobile banking is the act of making financial transactions on your mobile device and is intended to be convenient for everyone. You are able to send and receive money with the click of a button.

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I chose this video because it is a well known Canadian Branch and does a great job of explaining not just the basics of how to use a banking application but also some of their features that can help make banking a lot easier.

# data[].attributes.body
This video talks about e-transfer, a service only available to people with Canadian bank accounts but similar concepts are done worldwide with different names. This service allows users to send money from one bank account to another in as little time and as little trouble as possible.

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I chose this video because it describes what Interac e-Transer is and what it can be used for along with some features such as auto-deposit which allows you to receive funds without having to enter a security password.

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This video briefly describes how you can even pay your bills using your mobile device anywhere at anytime. You are also able to set up automatic payments on a schedule like once a week/month. You can also choose a starting date and end date for the payments.

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I chose this video because it walks you through how to pay bills using a mobile app and all of the convenient features you can personalize for your specific needs. Now you don't have to worry about missing a bill payment.

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This video by BMO talks about how their Mobile Banking App comes with many features to help monitor your financial spending and detect suspicious activity.

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I chose this video because BMO's Mobile App does a great job of standing out compared to the other Canadian branches. It explains that their app includes features such as it will notify you if a free subscription is going to end and identifying double charges.

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This website talks specifically about what you can do with the TD Mobile Banking App and its features. It mentions how the app can help keep your money safe and instructions on how to download it and get started.

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I chose this website because it generally describes how the TD Mobile Bank app works. One piece of information I found useful is that you can Deposit cheques online from your app. My parents did not know this was possible and still thought you had to go to a branch.

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Many or all of the products here are from our partners that pay us a commission. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. Terms may apply to offers listed on this page.

Hackers want your money, but you don't have to make it easy for them.
Hackers want your money, but you don't have to make it easy for them.
There's no denying that online and mobile banking has made managing your money a lot easier than it used to be. No longer do you have to hop on the phone or run down to your local bank branch to deposit or transfer funds. All you have to do is sign into your account and click a few buttons, and your money goes where you want it to automatically.

Unfortunately, this easy access has also made things a lot more convenient for would-be bank robbers. It no longer takes weeks of planning a coordinated heist. All you need is a little hacking skill and an unsuspecting victim who's not careful enough with their passwords.

That's not to say that online and mobile banking is unsecure, but you need to be careful about how you use it to ensure you're not inadvertently giving others access to your financial accounts. Here are seven security risks you definitely want to avoid.

1. Using a fake mobile banking app

Some scammers have created fake mobile bank apps to get you to enter your password and other private details. Once they have that information, they can turn around and use it to access your real bank account and take out your money. Always read reviews and make sure you're dealing with the real app for your bank before downloading one or trying to log in. You can also try going to your bank's website and clicking on the link to the download page for its mobile app to make sure you're using the right one.

2. Using your mobile banking app on public Wi-Fi

Public Wi-Fi might enable you to save your monthly cell phone data, but it also makes it much easier for hackers to access your phone and see what you're doing. It is possible for them to hack into your phone when you're using cellular data, too, but that is much harder to do. Always stick to cellular data if you need to access your financial accounts in public, or better yet, wait until you're on a private Wi-Fi network to log into your bank account.

3. Not updating your phone's operating system or apps

Installing updates can be a pain and can keep you from accessing your phone or apps for a while. However, you should always do it anyway. Some of these updates are important security patches that fix flaws in an app that might let hackers more easily access your data. Outdated software is also easier to hack in general. Whenever your phone notifies you about an update, install it as soon as it's feasible, especially if it's for your mobile banking app.

4. Storing passwords and PINs on your phone

You might decide to keep a note on your phone with your bank account password or PIN if you're prone to forgetting it, but this is dangerous, too. If you lose your phone and a would-be thief finds it, they can easily gain access to your financial accounts, and you probably won't even notice until your money is already gone. Try to memorize your passwords, especially your bank account password, so you don't need to store them on your phone or computer.

5. Using an easy password

The days when "Password" was considered a secure password are long behind us -- if they ever existed at all. Fortunately, most online accounts, including mobile banking apps, no longer allow you to use such simplistic passwords. You must choose something that has a mix of capital and lowercase letters with some numbers and symbols thrown in. These types of passwords are more difficult to hack, so using one of them helps keep your account secure.

You should also use different passwords for all of your online accounts -- or at least use a different password for your mobile banking app -- so that hackers who gain access to one of your online accounts can't break into all of them. Changing your password every couple of months, even if you don't need to, can also keep hackers from accessing your banking information.

6. Not password protecting your phone

Modern smartphones let you enter a passcode or open your phone with a fingerprint scanner so that no one else can access your phone without your permission. This extra layer of security can prevent others from hacking into your mobile banking account or gaining access to other personal information stored on your phone that might help them answer your bank's security questions. Take advantage of these security features to keep your bank account and other personal information protected.

7. Not signing up for security alerts

Security alerts are messages sent to your phone or email that tell you about new or suspicious activity regarding your bank account. It might be a login from a new device or a purchase that seems suspicious. These alerts can help you quickly identify when your identity has been compromised so you can take action to stop the thief from draining your account. Enroll in these alerts if your bank offers them and check your bank accounts regularly for signs of suspicious activity.

Mobile banking apps are really useful, and they're not going away anytime soon. But they're also not immune to attack. Avoiding the seven above mistakes is crucial if you want your bank account to remain private.

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Many people are missing out on guaranteed returns as their money languishes in a big bank savings account earning next to no interest. The Ascent's picks of the best online savings accounts can earn you more than 8x the national average savings account rate.

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7 Security Risks of Mobile Banking -- and How to Avoid Them

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Many or all of the products here are from our partners that pay us a commission. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. Terms may apply to offers listed on this page. Hackers want your money, but you don't have to make it easy for them.

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This website talks about mobile banking in general, the risks associated with it, and how you can prevent them. This can apply to anyone in Canada who uses mobile banking and should always be taken into consideration.

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I chose this website because although Mobile banking is extremely convenient and makes financial transactions simple, there is still a possibility of your account being hacked. There are some really useful safety precautions on here such as trying not to use your mobile app on public wifi and instead use cellular data for better security.

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Ask NOMI

Have a question about a recent transaction, need to cancel an e-Transfer or want a bit of help getting around the app?

You can find Ask NOMI in the main menu of the RBC Mobile app, or by clicking "Support" under the More menu.

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Have a question about a recent transaction, need to cancel an e-Transfer or want a bit of help getting around the app? You can find Ask NOMI in the main menu of the RBC Mobile app, or by clicking "Support" under the More menu.

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This RBC website talks about their service called NOMI. Its purpose is to make saving money simple and with ease. It uses artificial intelligence to track your personal financial patterns and gis your alerts or recommendations to help.

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This mobile banking feature is a very interesting program to me having an interest in coding I like how it works. NOMI analzyes your monthly financial flow and gives you recommended budget plans based on calculations to help you not only save money but help avoid unnecessary spending.

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Although Canada's mobile banking landscape is relatively mature and stable, a number of key trends emerged in 2020 due to the COVID-19 pandemic. Sensor Tower Store Intelligence platform reveals that mobile banking apps will continue to see consistent growth among Canadian consumers through 2021 and 2022, while other categories such as fintech have seen supercharged adoption.

Canada's Mobile Banking User Base Climbed 40% in 2020

The top 10 mobile banking apps in Canada saw an acceleration in monthly active users in March and April 2020 at the onset of COVID-19. Although the pace of growth slowed in the latter part of the year, usage of these apps remains up 40 percent compared to January 2018.

TD Canada Leads the Way in Weekly Time Spent

TD Canada was the most downloaded mobile banking app from Canada's App Store and Google Play in 2020. In the first quarter of 2021, the app also led the category by weekly time spent. TD Canada's mobile app averaged more than eight minutes spent each week by its users, due to a high average session count.

Other top mobile banking apps, including RBC and Scotiabank, averaged between six and eight minutes of weekly time spent by their users.

Asset Management Is on the Rise

Sensor Tower recently reported that asset management apps had a record-breaking start to 2021 in the United States. This trend was also seen in Canada where the category saw a sharp uptick in adoption toward the end of 2020. Throughout the year, the top asset management apps led the finance category on Canada's marketplaces, whereas the top budgeting apps saw a dip in first-time downloads.

The surge of consumer interest in asset management might be due to users reallocating funds to stock portfolios rather than travel or leisure as they sheltered in place due to the ongoing pandemic.

Future Growth Opportunities

While the top mobile banking players on Canada's app stores have remained consistent over the last three years, fintech has seen acceleration of certain trends, such as the supercharged adoption experienced by asset management apps. It's possible that COVID-19 will have a knock-on effect in these particular categories, depending on whether consumer interest stays elevated or returns to normal as the economy continues to recover.

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Top Canadian Mobile Banking Apps' User Base Grew 40% in 2020

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Although Canada's mobile banking landscape is relatively mature and stable, a number of key trends emerged in 2020 due to the COVID-19 pandemic. Sensor Tower Store Intelligence platform reveals that mobile banking apps will continue to see consistent growth among Canadian consumers through 2021 and 2022, while other categories such as fintech have seen supercharged adoption.

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This website includes Canada's statistics on the top mobile banking apps and their user base growth over the years.
COVID-19 also had an impact on the increase in users since most people were trying to stay at home as much as possible

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I chose this website because it visually shows the rapid increase in Mobile Banking usage since 2018 due to Covid and talks about how this number may decrease as the economy recovers. It also shows that Mobile Banking is here to stay for a long time.

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This image shows a visual representation of how simple e-Transfer works. From one mobile bank account to another money is sent in seconds.

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I chose this image because I think it implies that physical money will someday be gone since it's a lot more convenient and quicker to send and receive money via mobile banking to anyone.

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This image shows one of the many security precautions you should take to ensure privacy and safety when mobile banking.

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I chose this image because I believe going the extra mile to have additional security measures is always important. You don't want to wake up one day and see that your accounts been compromised or unapproved purchases have been made. It's a long headache that can be avoided by doing things such as complex passwords, 2 factor or multi-factor authentication, realize phishing spam and scams, etc.

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1. What did you learn about your topic that surprised you the most?

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1. What did you learn about your topic that surprised you the most?

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I think what surprised me the most is how much Mobile Banking usage has increased in these past few years compared to desktop usage. Mobile banking apps receive a lot more logins per day compared to desktop logins and I think that will increase in the future.

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2. Provide a real life example of how this topic is relevant or interesting for you

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2. Provide a real life example of how this topic is relevant or interesting for you

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This topic is relevant and interesting for me because I will always be managing my money via banking and mobile banking so it's important I understand the different options available and how to always keep banking secure.

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3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?

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3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?

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I would tell everyone to make sure you have 2-factor authentication enabled. When Net 3 becomes popular, security will be a must in keeping online wallets safe from hackers. So I will always tell people to enable security methods especially when mobile banking.