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H

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Would you recommend a dispersed competitive insurance market or a consolidated insurance market with few but strong insurers (given increasingly demanding capital requirements)?

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With the stringent capital requirements and squeezing profit margin, what Insurance industry has to offer it shareholders in terms of return of investments?

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Understanding Key Trends in Insurance Regulations

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Under digital disruption regulator plays quite important role, how is your experience in that specially when it comes for PDPA and cloud based solution in Malaysia.

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Has there been an idea or simulations by Insurtech proponents, of the long term steady state improvement on combined ratios, for shifting traditional distribution models to InsurTech?

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Why do you think Malaysia is slow in embracing InsurTech?

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In insurance supply chain where do you see that insuretech will disrupt the most

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Fintech Disruption In Insurance - Examples & Success Stories

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Chartered corporations have been around for at least a century and hasn’t deterred fraud/ misselling etc, what assurance do consumers get from revised frameworks? Are there revisions on penalties/ sanctions?

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Chartered corporations have been around for at least a century and hasn’t deterred fraud/ misselling etc, what assurance do consumers get from revised frameworks? Are there revisions on penalties/ sanctions?

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On the Corporate Chartered status, does it mean the entity could embrace a Chartered entity status from CII? 

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On the Corporate Chartered status, does it mean the entity could embrace a Chartered entity status from CII? 

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How would IOT gives an impact on chartered qualifications?

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The Aldermabury Declaration is self funded. Who funds it and how much the stakeholders pay

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The Aldermabury Declaration is self funded. Who funds it and how much the stakeholders pay

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Regarding Customer confidence campaign, how does the industry deal with bad actors? Wouldn't ethics require practitioner to whistleblow

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Regarding Customer confidence campaign, how does the industry deal with bad actors? Wouldn't ethics require practitioner to whistleblow

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Can we get an idea of how many CII qualified charter holders are there in china and indonesia, being large growing markets in asia? Does China have their own standards/ framework

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The UK Aldermanbury Declaration 2010 - Lessons for Malaysia

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What do you think of Malaysian tertiary education structure in producing actuaries?

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Do you think robots will somehow replace actuaries?

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Why did you take interest in Malaysia as a market for General Insurance? Is there much upside (vs Life) seeing that most segments are already mandatory and there will be detarrifications?

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From customer pov, which method will provide more ‘value’ to their policy

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Turning Life Actuaries to Casualty Actuaries

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Since the drivers behave safer when app is on, and the app is not on anywhere near all the time, how do you deal with the intrinsically skewed data?

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Since the drivers behave safer when app is on, and the app is not on anywhere near all the time, how do you deal with the intrinsically skewed data?

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If you were to do this for a life business, how will you look at it?

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How long does it take AIG Singapore to implement this telematic technology?

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Malaysia (KL especially) has a fairly large car rental market for students and foreigners who cannot get loans. Any ideas to go about this and still have a viable telematics app?

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Is there penalty for reckless driver?

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How do you manage manipulation as per question below

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Good Apps but will this make driver look on th Apps more than the road and do you have stats on this aspect?

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1. How to ensure that the apps are turned on everytime.
2.The designated driver is only driving and not somebody else.
3. The App is used for same car plate and not for other.
4. Any issue with the gathered data set with PDPA and can it be used for any cross sell or up sell.

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Telematics Beyond Risk Management: Engagement Tool of The Future

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Will there be standardisations in terms of compensation as well - where salaries for expats from Europe/US are aligned to their home country when they come over to South east Asia, can ASEAN professionals expect the same?

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Will there be standardisations in terms of compensation as well - where salaries for expats from Europe/US are aligned to their home country when they come over to South east Asia, can ASEAN professionals expect the same?

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Does takaful feature in the development of the ASEAN standard? Is Malaysia’s takaful industry’s competency of acceptable standard that can be the benchmark for ASEAN?

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In terms of leadership talent and board composition in Insurance, where would be the key skill areas needed in facing Industry 4.0? Is technical skills still important or should it be technology and or sales skills?

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Will AI & Robotic automation reduce the human capital shortage?

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Will AI & Robotic automation reduce the human capital shortage?

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Coupled with the skills and talent gaps warnings, the industry may not have enough people to be able to handle the 2 Ds, ie dirty and difficult. To prepare for VUCA, we need to ensure enhanced competencies across and in depth. But are companies developing strategic talents?

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Harmonization of ASEAN Learning Standard - The Way Forward For AEC

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There are instances where you have to lie to find out the truth. How do you justify and perceive this?

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Realistically and practically speaking, is the best way to instil ethical culture meaningfully in an organization top down ie via leadership?

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Professionalism cannot stand without ethics. Is there any professional association that codifies ethcis?

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How do we measure ethical standard in an organisation? We need to measure baseline to drive higher ethical standards.

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How do we measure ethical standard in an organisation? We need to measure baseline to drive higher ethical standards.

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Ethical Leadership Within Civilisational Wisdom

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Ethical Leadership Within Civilisational Wisdom

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Dr. Mohd Nizam bin Mohd Ali, Senior Director, Malaysian Institute of Integrity