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Provides financial coverage if you get injured and are not able to work.

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Cancelling prepaid, non-refundable trips.

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People would follow rules and recommendations cause they can not risk getting sick.

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Mathis

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leaving suitcases and bags in rental cars when traveling

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No hurricane shutters because its "just a category 1 storm"

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Makes you want to explore new hobbies and feel immortal.

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Karina

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You can pursue riskier sports.

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Diego Sala
Car Insurance

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Hurricane Insurance.
when power cuts damage your A/C.

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A person would not normally depend on one device to keep them alive, but there is a safety net for their families

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More likely to leave door left unlocked.

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Home-owner's Insurance - Lauren Johnson 

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Home-owner's Insurance - Lauren Johnson 

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Stove left on (risky behavior) which often results in a house fire.

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Insurance increases moral hazard.  Think of something that can be insured & find a picture that shows risky behavior.

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Insurance increases moral hazard.  Think of something that can be insured & find a picture that shows risky behavior.