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My Topic is Savings. Factors used to evaluate various savings plans and will Demonstrate it through Various Videos and websites

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This was brilliantly put together. The best this rule can do is to remind us that we should not spend 100% of our earnings each month, instead we need to always keep some part of our money into savings. Exact percentage can vary for each one of us also The benefit here is that it aids in finance management, and in saving up for your retirement down the line. It also promotes saving up for emergency situations.

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How To Manage Your Money (50/30/20 Rule)

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Self discipline with a plan, over time = wealth! The most important issue is the guy dosen't know where the money is going and its a very big issue. What i should learn from it is that i should Start by noting down every single expense, no matter how small, for at least a month. This will give me a clear picture of where my money is going and help identify areas where i can cut back. And i should Treat my savings as a priority. Allocating a portion of my income to savings before paying any other bills or expenses will motivate consistent progress towards your goals.

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How Can I Save Money Only Making $15/hour?!

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These 8 principles the guy speaks in this video offer a roadmap for effective money management on a limited income. He emphasize the importance of prioritizing financial stability over societal pressures, advocating for treating savings as an essential bill.

Predictability in spending habits allows for better planning and allocation of funds towards savings.

Trimming unnecessary expenses in entertainment, seeking cost-effective service alternatives, and optimizing transportation costs all contribute to significant savings.

Avoiding impulse purchases, even seemingly insignificant ones like gas station treats, helps in long-term financial health.

Finally, embracing a simpler lifestyle akin to earlier times not only reduces expenses but fosters a mindset of conscious spending and greater savings potential.

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How To Save Money On A Low Income (Money Saving Tips)

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Top Cashback is a game changer for cashback savings. Their user-friendly platform allows us to earn cashback on any purchases at a variety of retailers, including some of our favorites like Amazon and Target. The transparency of their cashback rates and the fact that we can easily track our earnings make smart choices about our purchases. The percentages of your purchases you get back each time can seem small but quickly add up over time. Overall, I highly recommend Top Cashback to anyone looking to save money while shopping online.

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Thousands of top UK brands pay us when you shop and we share that cash with you. Join now to save £100s each year.

Thousands of top UK brands pay us when you shop and we share that with you.

Top-named brands

20M members globally

Quick and easy

So you can get on with your shopping.

It all adds up

Members can earn over £300 per year shopping across TopCashback.

Payout how you want

Get your money directly to your bank account, PayPal, or Gift Cards.

Quick and easy

So you can get on with your shopping.

It all adds up

Members can earn over £300 per year shopping across TopCashback.

Payout how you want

Get your money directly to your bank account, PayPal, or Gift Cards.

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TopCashback.co.uk: The UK's #1 Cashback & Vouchers Site

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Join free, earn cashback & save money at 5,000+ retailers. 11 million members save £100's yearly. 'Cashback Site Of The Year 2022' - Consumer Moneyfacts

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Plum is a mobile app, powered by open banking technology, that combines spending, saving, budgeting and investing.

You can set up an 'interest pocket' that earns interest, which can be set to automatically save spare money or spare change. The investment ISA's features are incredibly useful in plum. It also allows you
Setting up different pockets with different targets and Managing bills and subscriptions automatically. The tech is great way to save money and Plum work out what to deduct from your bank account each week into your plum savings which I think is great! It’s a small amount each week and you barely notice the difference. Its just amazing!

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Sun Life is probably your best bet if you're looking for whole life insurance with cash value for investment purposes. They offer a wide range of permanent policies that offer investment components. it has the has the highest dividend scale in Canada at 6.25% for one of its life insurance products.

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Where does your money go? Use this monthly budget calculator to help you manage your spending and understand if you're falling short, breaking even or coming out ahead.

Get results in just a few clicks.

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Do you budget your money? Creating a budget can be a great way to keep track of your finances and make sure you have enough money to meet your needs and goals. Try Sun Life's budget calculator to help take control of your spending and start saving more.

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From these Topics, I've learned that effective money management isn't solely about the amount of income I have, but rather about smart choices and priorities. This knowledge can be applied practically in various real-life scenarios: like Budgeting and Prioritization: I can Apply the concept of treating savings as a non-negotiable expense, just like paying bills. Prioritizing and allocating a fixed portion of my income to savings every month.

Expense Tracking: it will Analyze my spending habits, especially in areas like entertainment, services, and transportation. i should Identify areas where i can cut down or find more cost-effective alternatives.

Long-Term Planning: By making my spending predictable and consciously managing it, i can plan for larger expenses or investments, like education, a home, or retirement savings.

By applying these principles, i think i can gradually shift my financial habits towards a more sustainable and responsible approach, allowing myself to navigate a low-income situation more effectively and build a stronger foundation for my financial future.