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2ii) They affect their living standards and the relationships they have too. (when to marry)

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1) $13000
-Non-consumable
-Consumable
-School

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2) Cost of living and residential property. BTO he will get his house faster when he has saved the first million.
tax, gst, --> since inflation has be getting worse, he will need to spend more money on daily essentials.

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1. Taxes on tobacco products raise by 15%, taxes on higher-end cars are increased, with those in the costliest bracket being charged with an additional registration fee of 320%, rates for residential properties are now 5% if they cost $1.5-3 million and 6% if they cost more than that, and taxes for non-residential properties are now 4% if they cost $1-1.5 million and 5% if they cost more than that

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Q1.
- Eligible households can get up to $700 in 2023 and $850 in 2024
- Students aged  from seven to 20 will get a $300 Edusave or Post-Secondary Education Account top up
- Eligible Singaporeans will get bigger payouts of Assurance Package cash, more CDC vouchers and a one-off Cost-of-living Special Payment

Q2i. Not applicable to us, we earn higher income than most Singaporeans. Taxes and expenses are much more easier deal with than the average Singaporean

Q2ii. These budget is able to cater to everyone from lower-income households and help them deal with global inflation prices.

To a certain extent yes, we will be losing more money but if the Government is able to use our money wisefully, then its not a waste. It is also manageable if we spend wisely

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1. government top up to the eldercare fund of $500 million. this find subsidises seniors, based on means-testing, who need more cae, be it in homes, centres or institutions. medifind will also be topped up by 1.5 billion. and the CPF monthly salary ceiling will be progressively raised from 6000 dollars to 8000 dollars.

2i. more money for healthcare and cpf
2ii. to plan for the future

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1. CDC subsidies and lowered income tax for  low income workers and increased taxes for high income workers. Additional 15% tax on tobacco products
2(i)Monthly subsidies from the government, and less tax on his monthly income. Government also helps families purchase their first homes.
2(ii)subsidies and lower income tax help low income workers to survive. Higher income workers are taxed more, to give back to society and eventually to the less privileged. The tax on tobacco helps to reduce tobacco use due to its increase in price, and brings in additional income annually.

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1. what are the budget measures about?
S$2,351 a month
2i. How are these budget measures applicable to you?
it is applicable because we would have to pay more cpf next time we work
2ii. why are these budget measures important to singapore?
The Budget includes the revised government revenue and expenditure projections for the current financial year, as well as the planned government revenue and expenditure in the coming financial year

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I just had my baby, David in January. I also have an older child, Petra who is 3 years old. I work as a free-lance writer and earn about $2500 on good months.
- In 4 months' time, I will need to send David to infant care.
- Petra is currently enrolled in Nursery 1.
- Click here for an estimated expenditure: https://dollarsandsense.sg/much-cost-raise-child-singapore-till-age-18/

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Your Reading - More Support for Lower-Income Families 

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Your Reading - More Support for Lower-Income Families 

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I'm a happily retired teacher. I live in my own HDB flat, fully paid up, with my husband. We have no children, just 2 cats. I'm 65 and my husband is 69. Still strong, I think we should live to 85 years old, if all goes well. Yes, we do have savings and CPF payouts but here's a breakdown of my expenses:

https://www.todayonline.com/singapore/singapore-seniors-each-need-least-s1380-monthly-meet-basic-needs-researchers

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Earns $5 million a year (about $400,000 a month)
I love cars. Here're the prices of luxury cars in Singapore:
https://www.sgcarmart.com/new_cars/newcars_listing.php?VTS[0]=5

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The Average Singaporean White Collar Worker 

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The Average Singaporean White Collar Worker 

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I work as an Auditor at KPMG. Recently I was promoted to Team Leader and am earning $4500. I live with my parents and have been dating my girlfriend for 10 years. We don't plan to marry until we have saved our first million.

Check out the link to see what the average expenses for a person like me is:
https://www.numbeo.com/cost-of-living/in/Singapore

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The Average Singaporean Blue Collar Worker 

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The Average Singaporean Blue Collar Worker 

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I work as a security officer at Changi Airport. I earn $2,173 a month. I hope to be married to my girlfriend, whom I met in secondary school, and apply for a 4-room BTO in Punggol.

Here's how much we'll need for our dream home:
https://qanvast.com/sg/articles/4-room-bto-flat-renovations-in-singapore-from-sgd28k-to-sgd90k-2590
https://www.propertyguru.com.sg/property-guides/ultimate-list-of-bto-flat-prices-54099

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Consider how the Budget reflects the following values:
(1) Compassion

(2) Inclusivity

(3) Collective Responsibility

(4) Prudence

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(1) Read your role card
(2) Read the article assigned to you
(3) Answer the following questions

Q1. What are the Budget measures (your group reading) about? Summarise the measures in 1-3 bullet points.
Q2i. How are these Budget measures applicable to you? If they are not, why do you say so?
Q2ii. Why are these Budget measures important to Singapore?
For Group 1: Do you feel resentful that you should be paying much more taxes than before? Why or why not?

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Your Reading - Raising Revenue Through Taxes

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Your Reading - Raising Revenue Through Taxes

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Your Reading - More Support for Lower-Income Families

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Your Reading - More Support for Lower-Income Families