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because customer need to pay premium every month

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Insurance : riba = charge premium
: gharar =

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Risk s

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Share - distribute
Transfer - transmit

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transfer of risk :

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Share risk: Takaful make a poll
Transfer risk: Insurance company

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Share- hand by hand, transfer-shift

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Risk Sharing and risk tRansfer

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Insurance is a protection from hazard, product

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Insurance is financial protection from financial lost it is form of risk management primarily used to hedge against the risk of a contingence or uncertain loss. It is offer by the conventional bank.

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Inssurance is a company who arrangement to provide guarantee of compensation for specific loss, damage, illness death in return of pyment oat specified premium.

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Inssurance is a company who arrangement to provide guarantee of compensation for specific loss, damage, illness death in return of pyment oat specified premium.

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takaful is shariah compliance insurance option which is grounded in islamic muamalat product. this means, under takaful there can be various shariah compliance product such as med takaful, motor takaful, and fam takaful. the term also, refer to the concept of islamic insurance based on mutual corporations where both risk and fund shared.

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Risk management, transfer of risk to respective insurance company to protect the customers and compensate if there are losses and damage occur. Amount charged by the insurance company to the customer called as premium. Step in insurance:
-Choose right policy
-Pay premium
-Make a claim in case of losses

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Let's use padlet for the backroom channel. Thanks.