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They're based off your financial responsibility/choices, they affect whether or not you can have a mortgage or take out certain loans, the lowest score you can have is 300.

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it costs money to look at your credit score sometimes 

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it costs money to look at your credit score sometimes 

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Can really affect how much money you have to pay for things, and can determine your eligibility for big things like homes and cars.

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Get higher score by making payment on time

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determined off by your financial decisions

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They affect interest rate

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you can improve it by making full credit card payments on time

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you can improve it by making full credit card payments on time

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you want it to be generally higher

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Helps determine whether you deserve a loan or not