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Type of Aid | Advantages | Disadvantages
Merit Based | You do not need to pay back, are based on academic achievements, and on special talents | Certain scholarships can only be obtained if you are a minority, or ethnicity
Need Based  | Awards are given out for students with financial needs to help cover expenses | Only students who financially qualify for this aid will be rewarded it
Self Help | Students earn aid through working for it such as work study or student loans | Students have work to get aid and must pay back money
Gift Aid | Aid that is awarded to students that must not be paid back (free money) | Aid must only be given to students who have good grades and special athletic talents

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Many student's are worried about how to pay for college. Well there is so much money that can be awarded to pay for your education that we shouldn't really stress. We just have to concentrate on reaching the requirements to help ourselves.

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http://www.warnerpacific.edu/wp-content/uploads/2013/08/workstudy.jpg

http://www.nileslibrary.org/sites/default/files/scholarships.jpg

https://www.cfnc.org/index.jsp

https://fafsa.gov/

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C.  Scholarships and grants: often called “gift aid” because they are free money—financial aid that doesn't have to be repaid. Grants are often need-based , while scholarships are usually merit-based .

Merit Awards:  Awarded on the basis of academic, athletic, or artistic merit, in addition to special interest.

Loans: Money that you have to pay back.

Student Employment/Work study programs:  helps students earn financial funding through a part-time work program.

D.  Your eligibility is determined by your expected family income(EFC), your year in school, your enrollment status, and the cost of attendance of the school you will be attending.

E.  a collection of different types of financial aid from multiple sources. It is intended to help you fill the gap between your ability to pay, your expected family contribution or EFC, and college costs, or the cost of attendance or COA.

F. By looking at the types and amounts of aid you receive.

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B.  Merit-based: awarded for a student's academic achievements in high school, as well as for special talents and unique traits, such as musical or athletic skills.

Need-based:  awarded on the basis of the financial need of the student.

Gift aid: financial aid that does not require repayment, such as student grants and scholarships.

Self-help aid:  student earns through work or is required to pay back. Student loans and work-study are both self-help aid

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1. After the FAFSA is submitted you wait to receive the amount of aid you could qualify for.

2. The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law. Your family’s taxed and untaxed income, assets, and benefits (such as unemployment or Social Security) are all considered in the formula. Also considered are your family size and the number of family members who will attend college during the year.

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Are you ready to attend college or career school, but need financial aid to help fund your education? Check out this video to learn how the office of Federal Student Aid provides more than $150 billion in grants, loans and work-study funds. Visit http://StudentAid.gov to learn more.

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Similarities and differences of financial aid

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Similarities and differences of financial aid

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1.  Similarities between Federal Student Aid and Financial Aid are that both are meet to help pay for college education expenses. Differences are that Federal Student Aid is broken up into three categories grants, work study, and loans that a student can qualify for while Financial Aid are mainly Scholarships that are awarded. Another major difference is that Federal Student Aid money comes from the U.S. Department of education while Financial Aid can come from Federal, State, or private/public organizations

Students can submit FAFSA as early as October 1 the deadline varies, deadline is June 30. The information needed are your parents Tax information, Social Security number, and driver's license number

You apply through the FAFSA (Free Application for Federal student Aid), and you can also be considered for scholarships that you qualify for when applying to schools, which they provide.

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Merit Based
Need Based
Gift Based
Self-help