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Given in the article it shows how to invest your money into stocks. This website explains how brokers can help you invest in the stocks you like. You learn how to make an investment account. It also explains the difference between stocks and funds, and how to decide which one is the best for you. These learning experiences help you invest and find the professionals to help you on your way there.

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One of the best ways for beginners to learn how to invest in stocks is to put money in an online investment account, which can then be used to invest in shares of stock or stock mutual funds.

How to invest in stocks in six steps

If you're ready to invest in stocks yourself, this six-step process may help you get started. First, figure out how hands-on you want to be. Then open an account, choose your investment strategy, set a budget, focus on the long-term and manage your portfolio as needed over time. (Keep in mind, a good rule of thumb is to build a diversified portfolio and then stay invested, even when the market has ups and downs.)

1. Decide how you want to invest in the stock market

There are several ways to approach stock investing. Choose the option below that best represents how you want to invest, and how hands-on you'd like to be in picking and choosing the stocks you invest in.

" I'd like to choose stocks and stock funds on my own. " Keep reading; this article breaks down things hands-on investors need to know, including how to choose the right account for your needs and how to compare stock investments.

" I'd like an expert to manage the process for me. " You may be a good candidate for a robo-advisor, a service that offers low-cost investment management. Virtually all of the major brokerage firms and many independent advisors offer these services, which invest your money for you based on your specific goals.

" start investing in my employer's 401(k). " This is one of the most common ways for beginners to start investing.

In many ways, it teaches new investors some of the most proven investing methods: making small contributions on a regular basis, focusing on the long-term and taking a hands-off approach. Most 401(k)s offer a limited selection of stock mutual funds, but not access to individual stocks.

2. Choose an investing account

Once you have a preference in mind, you're ready to shop for an investment account. For the hands-on types, this usually means a brokerage account. For those who would like a little help, opening an account through a robo-advisor is a sensible option. We break down both processes below.

An important point: Both brokers and robo-advisors allow you to open an account with very little money.

The DIY option: opening a brokerage account

The passive option: opening a robo-advisor account

A robo-advisor offers the benefits of stock investing, but doesn't require its owner to do the legwork required to pick individual investments. Robo-advisor services provide complete investment management : These companies will ask you about your investing goals during the onboarding process and then build you a portfolio designed to achieve those aims.

This may sound expensive, but the management fees here are generally a fraction of the cost of what a human investment manager would charge: Most robo-advisors charge about 0.25% of your account balance. And yes - you can also get an IRA at a robo-advisor if you wish.

If you choose to open an account at a robo-advisor, you probably needn't read further in this article - the rest is just for those DIY types.

3. Learn the difference between investing in stocks and funds

Going the DIY route? Don't worry. Stock investing doesn't have to be complicated. For most people, stock market investing means choosing among these two investment types:

Stock mutual funds or exchange-traded funds. Mutual funds let you purchase small pieces of many different stocks in a single transaction. Index funds and ETFs are a kind of mutual fund that track an index; for example, a replicates that index by buying the stock of the companies in it.

When you invest in a fund, you also own small pieces of each of those companies. You can put several funds together to build a diversified portfolio. Note that stock mutual funds are also sometimes called equity mutual funds.

Individual stocks. If you're after a specific company, you can buy a single share or a few shares as a way to dip your toe into the stock-trading waters. Building a diversified portfolio out of many individual stocks is possible, but it takes a significant investment and research.

If you go this route, remember that individual stocks will have ups and downs. If you research a company and choose to invest in it, think about why you picked that company in the first place if jitters start to set in on a down day.

The upside of stock mutual funds is that they are inherently diversified, which lessens your risk. For the vast majority of investors - particularly those who are investing their retirement savings - a portfolio made up of mostly mutual funds is the clear choice.

But mutual funds are unlikely to rise in meteoric fashion as some individual stocks might. The upside of individual stocks is that a wise pick can pay off handsomely, but the odds that any individual stock will make you rich are exceedingly slim.

4. Set a budget for your stock market investment

New investors often have two questions in this step of the process:

How much money do I need to start investing in stocks? The amount of money you need to buy an individual stock depends on how expensive the shares are. (Share prices can range from just a few dollars to a few dollars.)

If you want mutual funds and have a small budget, an exchange-traded fund (ETF) may be your best bet. Mutual funds often have minimums of $1,000 or more, but ETFs trade like a stock, which means you purchase them for a share price - in some cases, less than $100).

How much money should I invest in stocks? If you're investing through funds - have we mentioned this is the preference of most financial advisors? - you can allocate a fairly large portion of your portfolio toward stock funds, especially if you have a long time horizon.

A 30-year-old investing for retirement might have 80% of their portfolio in stock funds; the rest would be in bond funds. Individual stocks are another story. A general rule of thumb is to keep these to a small portion of your investment portfolio.

5. Focus on investing for the long-term

Stock market investments have proven to be one of the best ways to grow long-term wealth. Over several decades, the average stock market return is about 10% per year. However, remember that's just an average across the entire market - some years will be up, some down and individual stocks will vary in their returns.

For long-term investors, the stock market is a good investment no matter what's happening day-to-day or year-to-year; it's that long-term average they're looking for.

6. Manage your stock portfolio

While fretting over daily fluctuations won't do much for your portfolio's health - or your own - there will of course be times when you'll need to check in on your stocks or other investments.

If you follow the steps above to buy mutual funds and individual stocks over time, you'll want to revisit your portfolio a few times a year to make sure it's still in line with your investment goals.

Finally, pay attention to geographic diversification, too. Vanguard recommends international stocks make up as much as 40% of the stocks in your portfolio. You can purchase international stock mutual funds to get this exposure.

The process of picking stocks can be overwhelming, especially for beginners. After all, there are thousands of stocks listed on the major U.S. exchanges.

Stock investing is filled with intricate strategies and approaches, yet some of the most successful investors have done little more than stick with stock market basics.

That generally means using funds for the bulk of your portfolio - Warren Buffett has famously said a low-cost S&P 500 ETF is the best investment most Americans can make - and choosing individual stocks only if you believe in the company's potential for long-term growth.

The S&P 500 is an index consisting of about 500 of the largest publicly traded companies in the U.S. Over the last 50 years, its average annual return has been more or less the same as that of the market as a whole - about 10%.

The bottom line on investing in stocks

Learning how to invest in stocks can be daunting for beginners, but it's really just a matter of figuring out which investment approach you want to use, what kind of account makes sense for you, and how much money you should put into stocks.

Frequently asked questions

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How to Invest in Stocks: Quick-Start Guide for Beginners - NerdWallet

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Learn how to invest in stocks, including how to select a brokerage account and research investments.

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In this web article, the best ways to get out of credit card, student loan, or mortgage debt is to 1) list everything you owe, 2) decide how much money can be contributed each month, 3) reduce interest rates, 4) manage outstanding balances, and 5) avoid new debt. This article is especially useful to younger generations because of the ongoing debt rise due to poor financial education. Because of this, learning how to manage your debt will be an extremely important skill to learn early. However, this article is biased because it is promoting the services of Experian, a credit company. Furthermore, it does not expand its scope to how debt can be avoided in the first place.

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Americans' credit card debt reached $1.02 trillion in the second quarter (Q2) of 2023, according to Experian data. That marks the first time credit card balances have ever surpassed the $1 trillion mark.

Overall debt levels are also up 4.5% from the same time last year, according to Experian data. Credit card debt and personal loan debt are two primary drivers of the rise: Credit card balances grew by 16.3%, while personal loan balances are up 21.3% since mid-2022.

Both these types of debts tend to have the highest interest rates when compared to other types of debt, including mortgages and student loans. Finding yourself in high-interest debt can be overwhelming. Large balances accruing interest can feel difficult to overcome, but the good news is getting out of debt is possible. Here are five steps to get out of debt-and stay debt-free.

1. List Everything You Owe

Take a detailed inventory of your debt to get a clear picture of where you're at now. Start by listing all of your debt accounts and what you owe:

Record payment information. Next to each debt, write down the interest rate, minimum monthly payment and due date.

Calculate your total minimum monthly payment. Add up the minimum payments of all your debts to find the bare minimum amount you need to pay every month to stay current on your debt.

2. Decide How Much You Can Pay Each Month

While making all of your minimum monthly payments on your debts will keep your payment history in good shape, it will mean staying in debt longer and paying more in interest. The more you can pay above the minimum each month, the faster you can get out of debt.

That can be easier said than done, however, especially when money's tight. Here's how to assess how much you can afford to pay each month, plus find extra money to put toward your debt:

Calculate your monthly expenses. Using a spreadsheet or a budgeting app, calculate how much you spend on basic expenses each month, such as groceries, your cellphone bill, utilities, gas for your car, rent or mortgage payments and so on. For expenses that vary, such as your monthly electricity payment, try taking the average over several months.

Compare your expenses to your income. Tally up your monthly net income-that's what you take home after taxes. Subtract your total expenses from your monthly income, including necessary expenses noted above and discretionary expenses, such as entertainment and other nonessential expenses. If the amount you have left over isn't enough to help pay down your debt, you'll need to take action to improve your cash flow, by cutting expenses or increasing your income.

3. Reduce Your Interest Rates

It can be difficult to pay off debt when you're battling with high interest rates. Reducing your rates is a promising strategy to make getting out of debt more manageable and affordable. Consider one of these options:

4. Use a Debt Repayment Strategy

You'll need a plan for which balances to prioritize paying down first. Keep in mind that your mortgage is one debt that may be impossible to pay off in a short period of time-instead, focus on debts such as credit card balances and other loans that you can pay down more quickly. Consider these strategies for paying down debt:

Put extra money toward the credit card or debt with the smallest balance. The debt snowball strategy is a method that can help you knock out your smallest balances more rapidly, providing quick wins and reducing the total number of accounts you have to deal with. With this method, you make minimum payments on all accounts, and put extra toward your smallest balance until it's paid off. Then focus on the account with the next-smallest balance, and so on.

Each time you successfully pay off a debt, put the money you freed up toward paying off your other debts. You can also direct any extra funds that come your way, such as your tax refund or work bonus, toward making additional payments on your debt.

Also keep your credit in mind as you pay down debt. One of the single best things you can do for your credit score is to pay your bills on time every month. To ensure you never miss a payment on debts or any other services, consider setting up automatic payments or payment reminders through your bank.

5. Avoid Taking On New Debt

Getting out of debt is challenging. As you make progress toward paying off your debts, be sure to reward your progress and take pride in how far you've come.

Make a commitment to avoid taking on any new debt that isn't absolutely necessary. Be especially careful if you plan to use a personal loan or balance transfer card to consolidate credit card debt. If you aren't confident that you can resist the temptation to charge up the cards you just paid off, then it's best to avoid consolidating your debt.

What to Do if You Still Need Help Getting out of Debt

It can be extremely stressful to find yourself in deep debt, especially when you can't see a way out. Whether you need additional support or are looking for a last resort option, consider these measures:

The Bottom Line

Paying off high-interest debt is a huge step toward your long-term financial health. There's a lot you can do on your own to gain control of debt, such as starting a budget, using a debt repayment strategy and consolidating your debts. If you need additional support, a credit counselor can help you make a plan individualized to your finances.

Once you've reduced or even eliminated your debt, you can begin rebuilding your credit by practicing good credit and financial management. Pay all your bills on time, and avoid carrying credit card balances from month to month. To keep track of your credit going forward, you can check your credit score and credit reports for free with Experian or enroll in ongoing credit monitoring.

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Here are steps to get out of debt, starting with listing everything you owe, reducing interest rates and using a debt repayment strategy.

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In this web article, some rules of thumb are established for creating a financial portfolio. These steps are as follows: 1) build an investment profile, 2) allocate assets, 3) diversify assets, 4) select investments, 5) consider taxes, and 6) monitor the portfolio. This article is especially useful to younger generations because, before research, I had no idea that financial portfolios existed. Because of this, teaching the importance of building portfolios will be more than useful to the class. However, the information in the article is biased because it was written to highlight the perks of Citi, a finance company.

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Citi Personal Wealth Management - Market Insights & Financial Guidance

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Building a portfolio is sort of like building a house. You want a design that you will be happy with and that meets your family’s needs. You’ll need to use a wide variety of materials. And what counts isn’t just the quality of those materials but also how they work together.

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Stocks: What They Are, Main Types, How They Differ From Bonds

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Stocks: What They Are, Main Types, How They Differ From Bonds

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In this web article, stocks are defined as investments in a portion of a company in a specific market. Buyers can buy and sell stocks based on the appreciation or depreciation of a company’s value. This article is for younger generations because almost 90% of people lose their money due to poor investments and risk management. It also provides more clarity to the numerous financial markets. Because of this, the article is unbiased as it comes from an informational brand.

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What Are Stocks?

A stock, also known as equity, is a security that represents the ownership of a fraction of the issuing corporation. Units of stock are called " shares" which entitles the owner to a proportion of the corporation's assets and profits equal to how much stock they own.

Stocks are bought and sold predominantly on stock exchanges and are the foundation of many individual investors' portfolios. Stock trades have to conform to government regulations meant to protect investors from fraudulent practices.

Key Takeaways

Understanding Stocks

Corporations issue stock to raise funds to operate their businesses and the holder of stock, a shareholder, may have a claim to part of the company's assets and earnings.

A shareholder is considered an owner of the issuing company, determined by the number of shares an investor owns relative to the number of outstanding shares. If a company has 1,000 shares of stock outstanding and one person owns 100 shares, that person would own and have a claim to 10% of the company's assets and earnings.

Stockholders do not own a corporation but corporations are a special type of organization because the law treats them as legal persons. Corporations file taxes. can borrow, can own property, and can be sued. The idea that a corporation is a "person" means that the corporation owns its assets. A corporate office full of chairs and tables belongs to the corporation, and not to the shareholders.

Corporate property is legally separated from the property of shareholders, which limits the liability of both the corporation and the shareholder. If the corporation goes bankrupt, a judge may order all of its assets sold but a shareholder's assets are not at risk. The court cannot force you to sell your shares, although the value of your shares may have fallen. Likewise, if a major shareholder goes bankrupt, they cannot sell the company's assets to pay their creditors.

Shareholder

What Is Shareholder Ownership?

What shareholders own are shares issued by the corporation, and the corporation owns the assets held by a firm. If you own 33% of the shares of a company, it is incorrect to assert that you own one-third of that company. However, you do own one-third of the company's shares. This is known as the "separation of ownership and control."

Owning stock gives you the right to vote in shareholder meetings, receive dividends if and when they are distributed, and the right to sell your shares to somebody else.

If you own a majority of shares, your voting power increases so that you can indirectly control the direction of a company by appointing its board of directors. This becomes most apparent when one company buys another. The acquiring company buys all the outstanding shares.

The board of directors is responsible for increasing the value of the corporation and often does so by hiring professional managers, or officers, such as the chief executive officer, or CEO. Ordinary shareholders do not manage the company.

The importance of being a shareholder is that you are entitled to a portion of the company's profits, which is the foundation of a stock's value. The more shares you own, the larger the portion of the profits you get. Many stocks, however, do not pay out dividends and instead reinvest profits back into growing the company. These retained earnings, however, are still reflected in the value of a stock.

How to Compare Common and Preferred Stock

There are two main types of stock: common and preferred. Common stock usually entitles the owner to vote at shareholders' meetings and to receive any dividends paid out by the corporation.

Preferred stockholders generally do not have voting rights, though they have a higher claim on assets and earnings than common stockholders. For example, owners of preferred stock receive dividends before common shareholders and have priority if a company goes bankrupt and is liquidated.

Companies can issue new shares whenever there is a need to raise additional cash. This process dilutes the ownership and rights of existing shareholders (provided they do not buy any of the new offerings). Corporations can also engage in stock buybacks, which benefit existing shareholders because they cause their shares to appreciate in value.

What Is the Difference Between Stocks and Bonds?

Stocks are issued by companies to raise capital to grow the business or undertake new projects. There are important distinctions between whether somebody buys shares directly from the company when it issues them in the primary market or from another shareholder in the secondary market. When the corporation issues shares, it does so in return for money.

Bonds vary from stocks in several ways. Bondholders are creditors to the corporation and are entitled to interest as well as repayment of the principal invested. Creditors are given legal priority over other stakeholders in the event of a bankruptcy and will be made whole first if a company is forced to sell assets.

Conversely, shareholders often receive nothing in the event of bankruptcy, implying that stocks are inherently riskier investments than bonds.

How Do You Buy Stock?

Most often, stocks are bought and sold on stock exchanges, such as the Nasdaq or the New York Stock Exchange (NYSE). After a company goes public through an initial public offering (IPO), its stock becomes available for investors to buy and sell on an exchange. Typically, investors will use a brokerage account to purchase stock on the exchange, which will list the purchasing price (the bid) or the selling price (the offer). The price of the stock is influenced by supply and demand factors in the market, among other variables.

How Can You Earn Income From Owning Stock?

There are two ways to earn money by owning shares of stock is through dividends and capital appreciation. Dividends are cash distributions of company profits. If a company has 1,000 shares outstanding and declares a $5,000 dividend, then stockholders will get $5 for each share they own. Capital appreciation is the increase in the share price itself. If you sell a share to someone for $10, and the stock is later worth $11, the shareholder has made $1.

Is It Risky to Own Stock?

All investments have a degree of risk. Stocks, bonds, mutual funds, and exchange-traded funds can lose value if market conditions decline. When you invest, you make choices about what to do with your financial assets. Your investment value might rise or fall because of market conditions or corporate decisions, such as whether to expand into a new area of business or merge with another company.Historically, stocks have outperformed most other investments over the long run.

The Bottom Line

A stock represents fractional ownership of equity in an organization. It is different from a bond, which operates like a loan made by creditors to the company in return for periodic payments. A company issues stock to raise capital from investors for new projects or to expand its business operations. The type of stock, common or preferred, held by a shareholder determines the rights and benefits of ownership.

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Stocks: What They Are, Main Types, How They Differ From Bonds

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A stock, also known as equity, is a security that represents the ownership of a fraction of an issuing corporation.

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How to Invest Money: Choosing the Best Way To Invest for You

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How to Invest Money: Choosing the Best Way To Invest for You

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Based on the article, investing is defined as the process of buying assets to receive later benefits, particularly money. To invest, you 1) have to give your money a long-term goal, 2) decide if you need professional help, 3) create an account, and 4) match your investments to your risk tolerance. The credibility of this article is accredited to NerdWallet, a well-known finance company. This article is useful to younger generations because many people do not know how to start investing, let alone building their wealth. However, this article is biased because it is actively promoting the perks of a company.

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Investing money in the stock market is one of the main ways to build wealth and save for long-term goals such as retirement. But figuring out the best strategy to invest that money can feel daunting. That doesn't need to be the case, though - there are several straightforward, beginner-friendly ways to invest.

Investing money is personal

Everyone has a unique financial situation. The best way to invest depends on your personal preferences along with your current and future financial circumstances.

Here's a five-step process that can help you figure out how to invest your money right now:

And here are the details on how to put your cash to work in the right way, right away.

Figuring out how to invest money starts with determining your investing goals, when you need or want to achieve them and your comfort level with risk for each goal.

In this article, we're largely focusing on investing for long-term goals. We'll also touch on how to invest with no specific goal in mind. After all, the aim to grow your money is a fine goal by itself.

2. Decide how much help you want

Once you know your goals, you can dive into the specifics about how to invest (from picking the type of account to the best place to open an account to choosing investment vehicles). But if the DIY route doesn't sound like it'll be your cup of tea, no worries.

If you'd rather do it yourself, continue reading - we'll take you through the steps.

3. Pick an investment account

To buy most types of investments, including stocks and bonds, you'll need an investment account. Just as there are a number of bank accounts for different purposes - checking, savings, money market, certificates of deposit - there are a handful of investment accounts to know about.

Some accounts offer tax advantages if you're investing for a specific purpose, like retirement. Keep in mind that you may be taxed or penalized if you pull your money out early, or for a reason not considered qualified by the plan rules. Other accounts are general purpose and should be used for goals not related to retirement - that dream vacation home, the boat to go with it or simply a vacation, period.

Here's a list of some of the most popular investing accounts:

If you're investing for retirement:

Traditional or Roth IRA: If you're already contributing to a 401(k) or don't have one, you can open an individual retirement account. In a traditional IRA , your contributions are tax-deductible but distributions in retirement are taxed as ordinary income. A is a cousin of the traditional version, with the opposite tax treatment: Contributions are made after-tax and do not offer upfront tax-deductibility, but money grows tax-free and distributions in retirement are not taxed. There are also retirement accounts specifically designed for self-employed people .

If you're investing for another goal:

You can open many types of non-retirement accounts at an online broker.

Now that you know what kind of account you want, you need to choose an account provider. There are two major options:

5. Choose investments that match your tolerance for risk

Figuring out how to invest money involves asking where you should invest money. The answer will depend on your goals and willingness to take on more risk in exchange for higher potential investment rewards. Common investments include:

Mutual funds: Investing your money in funds - like mutual funds, index funds or exchange-traded funds (ETFs)- allows you to purchase many stocks, bonds or other investments all at once. Mutual funds build instant diversification by pooling investor money and using it to buy a basket of investments that align with the fund's stated goal. Funds may be actively managed, with a professional manager selecting the investments used, or they may track an index. An S&P 500 index fund , for example, will hold around 500 of the largest companies in the United States. Learn more about mutual funds .

If you have a high risk tolerance, a long time horizon and can stomach volatility, you may want a portfolio that contains mostly stocks or stock funds. If you have a low risk tolerance, you may want a portfolio that has more bonds, since these tend to be more stable and less volatile.

Your goals are important in shaping your portfolio, too. For long-term goals, your portfolio can be more aggressive and take more risks - potentially leading to higher returns - so you may opt to own more stocks than bonds.

Building a diversified portfolio of individual stocks and bonds takes time and expertise, so most investors benefit from fund investing. Index funds and ETFs are typically low-cost and easy to manage, as it may take only four or five funds to build adequate diversification.

More resources on investing

Now you know the investing basics, and you have some money you want to invest. Feel like you need more information? The below posts dive deeper into what's covered above.

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How to Invest Money: Smart Ways to Get Started - NerdWallet

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Knowing how to invest money starts with five simple steps. Learn how to set goals, pick an investing account, choose investments and start investing.

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Rich Dad, Poor Dad is a compelling narrative about an economically stagnant upbringing and the importance of financial education to younger generations. This book is useful because it has numerous financial principles, including how to invest, save, and spend your money. Its credibility is accredited to its author, Robert Kiyosaki, a successful business owner and financial manager. However, Kiyosaki’s expertise is objectively biased to fit the knowledge level of his demographic, young adults. Furthermore, his perspective on finances can differ from a more seasoned entrepreneur.

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Rich Dad | Financial Education & Coaching for Everyone

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Rich Dad Poor Dad: The #1 Best-Selling Personal Finance Book Ever

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Robert Kiyosaki (Rich Dad Poor Dad) offers personal finance education to help you learn about cash flow, real estate, investing, and business building

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10 Principles of Building Wealth - YouTube

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10 Principles of Building Wealth - YouTube

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In this video it names various points in how and why these help build your wealth. Investing in appreciating assets, if you wanna build wealth accumulated wealth is dependent upon what you do with your money. Avoiding conspicuous consumption. people get such an urge to fulfill their desires by spending unnecessary money. Everyday we're asked a question to fulfill temptation or be patient and enjoy wealth tomorrow. Apply leverage to build your wealth. You wont get wealthy trading time for money and you CAN NOT do it by yourself. Leverage isn't over working it's working smarter not harder. Debt is a big thing in the financial industry and detaching yourself from things you do not need will lead you the opposite way from dept.

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7 Principles Of Building Wealth - YouTube

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7 Principles Of Building Wealth - YouTube

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In this video it shows many ways on how to build your wealth. It explains ways to grow financial literacy by improving your knowledge about finance. Financial literacy is the bases with your affiliation with money and is the key to becoming wealthy. Along with the network, the network is connecting to the right people and is the key to becoming wealthy. The intention with the network is professional connection and helping each other grow. Set realistic goals and create a vision, grow an emergency fund, reduce expenses, start investing, and invest in yourself!

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7 Principles Of Building Wealth | Everyone Can Build Wealth

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How Millionaires Build Wealth! (With Dave Ramsey) - YouTube

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How Millionaires Build Wealth! (With Dave Ramsey) - YouTube

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In this video your sitting down with self made millionaires and them sharing they're inside scoop on how to build you wealth. giving tips to young adults who want to build their wealth. comparing and contrasting ways and truly giving their own experiences on how they build their wealth. its very encouraging and lets us see their big mistakes and helps the viewers learn from what they've already already gone through. It includes the Ramsey 7 baby steps and millionaire next door. This video lets us know that it takes one step at a time and teaches focus and intensity to what your doing.

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How Millionaires Build Wealth! (With Dave Ramsey)

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This video is very helpful. It shows animations and many good tips and topics on how to grow you financially and why its so important. it really explains why and it's a lot of good factors on why its gonna help you future tense. it gives examples and definitions and always the listeners to visually see what the video is talking about which is very helpful to most listeners.

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How To Build Wealth With Nothing And Achieve Financial Freedom