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Become a Federal Agent | Careers | The College Board

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Link 2 -> https://fbijobs.gov/career-paths/intelligence-analysts

The career I would like to follow is dealing with the FBI agency it’s either being a on field officer or a intelligence analyst. I grew fond of this career as I started watching shows about agents in action in the field not only that I like helping people and make them feel safe so that they can walk though the streets comfortably. This the career I’m going to follow and achieve as I’m applying colleges with connections to this career.

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Become a Federal Agent | Careers | The College Board

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Learn about what a federal agent is and what federal agents do. Explore the academic path to this career to see if it's the right one for you.

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https://bigfuture.collegeboard.org/majors/architecture-planning-architecture
the path I'm interested in is architecture since it involves art and I'm very interested in how the build models. I've also been interested in buildings since childhood.

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Architecture College Degree Programs | The College Board

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Explore architecture studies and whether it's the right major for you. Learn how to find schools and universities with strong programs for this major.

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Does More Education Mean Higher Pay? - JSTOR Daily

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People with a higher level of training or education tend to make more money then those who don’t because of the fact that the employer believe that those people are more smarter and skilled. However, this is not necessarily in some cases because people nowadays are being able to get jobs that before use to require a diploma which is good in some way because they are giving chances to people that aren’t able to get a type of education.

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Across the political spectrum, there's a push to get more young Americans to graduate from college. The reasoning appears obvious: college-educated workers make more money and are much less likely to be unemployed than people with just a high school diploma. But if the rate of college graduation jumped enormously, how much better would individuals' employment prospects actually be?

In a 1999 paper, Harvard economist Claudia Goldin looked at a parallel case: The spread of high schools between 1910 and 1940. She found that the results were not as clear a win for individual diploma-holders as we might imagine.

In the mid-nineteenth century, American high schools were simply preparatory institutions for the small proportion of students who would go on to college. Even in 1910, just one in 10 young adults was a high school graduate. But, starting in the late 1910s, new schools began springing up. They were open to all children who had completed elementary school. By 1933, graduation rates across the country were over 70 percent.

Employers were able to hire educated employees with technical abilities without having to pay them higher wages than were offered to less-skilled workers.

Goldin argues that one reason for rising high school enrollments was the much higher wages that educated workers could demand around the turn of the twentieth century. High school graduates could often get management jobs in the growing industrial corporations then emerging. Even simple clerical jobs that required a secondary education paid significantly better than production jobs open to almost anyone. For young people who started high school between 1890 and 1895, these basic white-collar jobs paid 1.7 times as much as production jobs for men and 1.9 times for women.

But during and after World War I, the value of a high school degree fell. White-collar workers who graduated in the 1920s could only expect 1.1 times the pay of production workers (for men) or 1.5 times (for women). Goldin writes that part of the decline had to do with more highly educated production workers: after the creation of junior high school in 1909, more children stayed in school through the ninth grade. But she attributes most of the change to the sheer number of high school-educated workers available to potential employers.

As high school graduates became more abundant, employers tailored new, more technical jobs for them. By the 1940s, many young, male blue-collar workers in industries like petroleum refining, shipbuilding, and electrical machinery had diplomas. Notably, employers were able to hire these educated employees with technical abilities without having to pay them higher wages than were offered to less-skilled workers.

Of course, the declining gap in pay between high-school graduates and less-educated workers also meant there was less incentive to graduate. And, indeed, graduation rates essentially plateaued between the 1930s and the 1950s.

Today, college graduates earn significantly more than their high-school-educated counterparts. The big question (which Golden and Lawrence F. Katz explored in the 2015 book, The Race Between Education and Technology) is what happens when more young people finish college and enter the job market.

Resources

JSTOR is a digital library for scholars, researchers, and students. JSTOR Daily readers can access the original research behind our articles for free on JSTOR.

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Does More Education Mean Higher Pay? - JSTOR Daily

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Across the political spectrum, there's a push to get more young Americans to graduate from college. The reasoning appears obvious: college-educated workers make more money and are much less likely to be unemployed than people with just a high school diploma. But if the rate of college graduation jumped enormously, how much better would individuals' employment prospects actually be?

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When it comes to my career path, I would like to become a computer programmer or computer scientist, because I’ve always had a fascination with computers. The world is slowly evolving into an era of technology, where everything we do is a direct result of technology. I want to be at the forefront of the movement, rather than at the back, and not adapting. Companies like Microsoft, and NVIDIA, are some of the most relevant companies that are the faces of this movement. They are also in need for people to fulfill the roles that I want to pursue, and learn more about.

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Become a Computer Scientist | Careers | The College Board

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Learn about what a computer scientist is and what computer scientists do. Explore the academic path to this career to see if it’s the right one for you.

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Karina Sarmiento~ Higher level of education provides more jobs?

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Karina Sarmiento~ Higher level of education provides more jobs?

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A higher level of education has statistically proven to open more job opportunities for people. This is because if you have a achieved a higher education in a specific field you’re more likely to receive that job because it sets you apart from others since you have more knowledge on the subject. Companies will want to hire you more than people who don’t have that knowledge because it would take a greater amount of time to teach someone all of the basics. This leads to a higher income because not everyone has the knowledge required for the specific job so it would be higher in demand.

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https://www.the-learning-agency.com/insights/education-and-income-how-learning-leads-to-better-salaries/#:~:text=Education%20plays%20a%20decisive%20role,growth%20at%20a%20national%20level.

Having a higher education leads to better salaries because society views having a higher education as having more skills and experience. In todays world innovative ideas and solutions are desired in a workplace and having a higher education improves that.

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Education And Income: How Learning Leads To Better Salaries - The Learning Agency

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Better Math Skills Lead To A Boost In Salary Of More Than $20,000 August 4, 2020 DOWNLOAD THE WHITE PAPER The U.S. is in the midst of an economic downturn resulting from COVID-19, with potential long-lasting effects on workers and the American labor market.

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JetBlue Airways Corporation Benefits & Perks | PayScale

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Link number 2 ->
https://careers.jetblue.com/job/Long-Island-City-Engineer-Aircraft-Systems-NY-11101/791746400/

The company I would be interested to work for is JetBlue because of the benefits that comes with the company but also it provides you with work experience that makes you want to come into work and be motivated.

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JetBlue Airways Corporation Benefits & Perks | PayScale

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JetBlue Airways Corporation employee benefits and perks data. Find information about retirement plans, insurance benefits, paid time off, reviews, and more.

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Karina Sarmiento~ An organization I would like to work with ~

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Karina Sarmiento~ An organization I would like to work with ~

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I would want to work at the company Amazon.

Amazon has wonderful benefits especially for college students. As an upcoming college student I was made aware working at amazon could provide you with full tuition coverage including classes, books and other fees. In addition, Amazon is offering education programs for employees to learn the fundamentals of data center maintenance, it, research design and user experience. This could prove to be a useful tool in the future.

https://hiring.amazon.com/?cmpid=SAGOSD2609H8&gclid=CjwKCAiAs92MBhAXEiwAXTi259B6T9a9Bs6I0XvwoP_o8VVo9ksbeg-87mODVQQV6buxlKLP18CGAhoCqpYQAvD_BwE

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Work is an activity involving mental or physical effort done in order to achieve a purpose or result.

https://time.com/6117090/tim-cadogan-gofundme-ceo-interview/

The article is about the pandemic changing the way employees work for GoFundMe. Since the pandemic started, many people started using the program and employees worked remotely, but now employees are more interested in hybrid work. The CEO is worried that hybrid work will cause less people to use GoFundMe

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Karina Sarmiento The Definition of a Job~

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Karina Sarmiento The Definition of a Job~

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A job is a paid position of regular employment. I agree because a job is a position you have to interview for in order to be employed to receive payment.

https://www.google.com/amp/s/marketbusinessnews.com/financial-glossary/job-definition-meaning/

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Career- an occupation or profession that people follow and requires special training and a certain type of education for it and this is continue as a persons life work

https://www.dbq.edu/CampusLife/OfficeofStudentLife/VocationalServices/WhatisaCareer/

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Visual Representations of the Definitions + NYS Workforce Governance Youth Ideas

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Visual Representations of the Definitions + NYS Workforce Governance Youth Ideas

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People who have a college degree tend to make more money than someone who happens to only have a high school diploma. This is due to the perception that, with college you have a more expansive knowledge, which allows you to look more superior than your competition, and as a result, get a job. The entire motivation of a higher elevation of education, is the prospect of more money, so that they could potentially live a more fulfilling life. People looking for employees want to have a person that is capable of more than they are required to know, and people see college as the way to obtain those skills.

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"By some estimates, income and wealth are near their highest levels in the past hundred years, much higher than the average during that time span and probably higher than for much of American history before then."
Figure 1: U.S. Income Inequality a Rising Trend -Janet Yellen, Federal Reserve Chair¹
Americans have among the highest living standards in the world and have enjoyed rising living standards for decades. Median household income in the United States in 2015 was $56,516, up from $49,276 in 2010. ² However, gains in household income have not been evenly distributed across all income groups. Income inequality has been increasing in the United States since the 1970s, peaking in 2013 ³ (Figure 1). A 2015 Gallup poll found that 63 percent of Americans feel that the distribution of U.S. money and wealth is unfair. ⁴ While many factors contribute to income and wealth inequality, the role of education is a key piece of the puzzle.
Figure 2: U.S. Personal Saving Rate Over 50 Years
Figure 3: A Model of Saving and Spending: The Life Cycle Theory of Consumption and Saving
The Basics

When people earn income, they use that income to do three things: pay taxes, buy goods and services (consume), and save. Saving is not spending on current consumption or taxes and involves giving up some current consumption for future consumption. The accumulation of money set aside for future spending and consumption is known as savings. Americans don't save as much as those in other industrialized nations. The U.S. personal saving rate has dropped substantially over the past 50 years (Figure 2). As of September 2016, the U.S. personal saving rate was 5.7 percent, whereas it has historically averaged 8.4 percent (since 1959). ⁵ By comparison, German households saved 16.7 percent, on average, in 2015.

Saving is an essential component of building wealth. Wealth, also called net worth, is the total value of a person's assets, such as liquid assets (cash or something you can easily turn into cash), real estate, businesses, and cars, minus any liabilities (money owed; debt). Saving to build wealth is an important part of financial planning. And debt is not necessarily a bad thing. Because income tends to start low at younger ages, borrowing (taking on debt) allows people to have things now and pay for them over time. In economic terms, this is called smoothing consumption. Income then tends to increase in middle age and decrease when people retire. Economists often use the life cycle theory of consumption and saving to explain this phenomenon. As shown in the model (Figure 3), people tend to borrow to purchase homes, cars, or an education when they are young, pay down debt and save a portion of their income during their peak working and earning years, and finally spend their saved money during retirement. Within this pattern of planned borrowing and saving, the hump-shaped pattern of income (the curved line) allows for smooth consumption (the horizontal line) across the lifecycle. Thus, saving-to build wealth-is essential for a higher quality of life during retirement.
Figure 4: Unemployment Declines as Education Increases
Two similar terms must be differentiated here: Income is the payment people receive for providing resources in the marketplace. For example, people often receive paychecks twice a month. You may have heard people discuss the flow of income. Saving involves setting some of the flow of income aside to increase wealth. Wealth is the accumulation-or stock-of saved money. Notice that turning the flow of income into a stock of wealth requires saving money. There are several options for saving, including saving in a savings accounts or saving through the purchase of financial assets, which is called financial investment. People invest in financial assets with the aim of "making money"-they hope to earn interest, dividends, profits, and/or capital gains in the future.

Education and Income

The relationship between education and income is strong. Education is often referred to as an investment in human capital. People invest in human capital for similar reasons people invest in financial assets, including to make money. In general, those with more education earn higher incomes (see the table). The higher income that results from a college degree is sometimes referred to as the "college wage premium." Research shows that this premium has grown over time. ⁷ In addition, in general, the more skills people have, the more employable they are. As a result, workers with more education have a lower average unemployment rate than those with less education (Figure 4).

Education and Wealth

The relationship between education and wealth is also strong. Of course, earning a higher income makes saving easier, and saving is necessary to build wealth. Those with lower incomes have a flatter (non-humped) income pattern, which makes saving and paying down debt more difficult. But those with more education also tend to make financial decisions that contribute to building wealth. ⁸ It is important to realize, however, that anyone can follow the financial behaviors that well-educated families tend to practice, such as these:

1. Have some liquid assets. Liquid assets can help relieve financial distress during a difficult time without having to sell assets or accumulate debt. Liquid assets include savings accounts, stocks, and bonds.

2. Diversify. To diversify means to invest in various financial instruments to reduce risk. In addition to tangible assets such as houses and cars, those with higher levels of education also tend to hold a greater share of their savings in stocks, bonds, and businesses, which tend to provide higher returns (but also more risk of loss).

3. Keep debt low relative to assets. Those with low debt relative to assets pay lower interest rates. Those with high debt relative to assets pay higher interest rates, which can make it difficult to save. And, over longer periods, both savings and debt are susceptible to the effects of compound interest-which means that savings (or debt) can grow at exponential rates over time.⁹

It is important to realize, however, that the relationship among education, income, and wealth is more complicated than simply more education yielding a higher income and more wealth. Factors such as natural ability and family background also impact both income and wealth and are not caused by having more education (see the boxed insert).

The Role of Financial Literacy

Research shows that up to half of wealth inequality may be caused by differences in financial literacy. ¹⁰ That is, many people do not have the skills or ability to manage their money effectively. As a result, they are more likely to use costly home loan (mortgage) products, ¹¹ pay higher transaction costs and fees, and use high-cost borrowing options. ¹² High-cost borrowing includes the use of payday loans and businesses such as pawn shops and rent-to-own stores. ¹³ Currently only 20 states require high school students to take a course in economics and only 17 states require a course in personal finance. ¹⁴ Research has shown, however, that such education makes a difference: Students in states with financial education requirements have lower loan delinquency rates and higher credit scores relative to students in states without financial education requirements. ¹⁵

Conclusion

Income and wealth inequality have been on the rise in the United States for decades. Research indicates that the level of education is strongly related to both income and wealth. Households with higher levels of education tend to have more liquid assets to withstand financial storms, diversify their savings (investments), and maintain low levels of debt relative to assets. These financial behaviors are effective strategies for building income into wealth. Because much of wealth building can be tied to financial decisionmaking, it is likely that financial literacy can play a key role in reducing wealth inequality over time.

Notes

Glossary

Asset: A resource with economic value that an individual, corporation, or country owns with the expectation that it will provide future benefits.

Capital gains: A profit from the sale of financial investments.

Compound interest: Interest computed on the sum of the original principal and accrued interest.

Credit score: A number based on information in a credit report used to indicate a person's credit risk.

Delinquency rate: The number of loans that have delinquent payments relative to the total number of loans.

Financial asset: A contract that states the conditions under which one party (a person or institution) promises to pay another party cash at some point in the future.

Financial investment: Placing money in a savings account or in any number of financial assets, such as stocks, bonds, or mutual funds, with the intention of making a financial gain.

Financial literacy: Having knowledge of financial matters and applying that knowledge to one's life.

Human capital: The knowledge and skills that people obtain through education, experience, and training.

Income: The payment people receive for providing resources in the marketplace.

Payday loan: A small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. May also be called a paycheck advance or a payday advance.

Transaction costs: The costs associated with buying or selling a good, service, or financial asset.

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Education Income And Wealth | St. Louis Fed

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"By some estimates, income and wealth are near their highest levels in the past hundred years, much higher than the average during that time span and probably higher than for much of American history before then." Figure 1: U.S.

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A career path i’m interested in is being a film and video editor. The entertainment industry has captivated my interest ever since I was a kid. Going to the movie theaters and watching films always made me curious about all the work that was put into it to make the final product. You would have to shoot separate shots and edit it in specific ways to make the audience stay hooked throughout the movie. Sometimes if the editing is rushed or not well made it decreases the quality of the movie even if the plot line is good. In addition, It would be a good career path for me considering the high demand in movies and tv show there is every year. That’s why I’ve always been interested in this career.

https://nytimes.wd5.myworkdayjobs.com/en-US/NYT/job/New-York-NY/Video-Editor_REQ-010324-1

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Rehman Khan - Organization I'm interested in

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Rehman Khan - Organization I'm interested in

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This company excites me because I've always had a fascination with computers, and the tiny aspects that make up the computer. I’ve also had a soft spot for video games, and wanted to incorporate it into my day-to-day life. I have always wanted to make it my lifelong passion, due to my sheer appreciation and dedication to this topic.

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Organization I'm interested in -Faria Ali

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Organization I'm interested in -Faria Ali

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https://www.ewingcole.com/
I'm interested in EwingCole because I am planning to be an architect in the future. Another thing I like about the company is that it has a lot of employees and is located in New York.

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EwingCole - Fully Integrated Architecture, Engineering, Interior Design, and Planning

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Our multi-disciplinary practice is built on the core values of professional excellence, design quality and collaboration. Our goal is to provide the best total solution for our clients, the community and the environment.