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I know that credit card is an card where u put money so you can spend in online shopping. A credit card is a card issued by a financial company giving the holder an option to borrow funds, usually at point of sale. Credit Cards are a convenient substitute for cash or check, and an essential component of electronic commerce and internet commerce. Credit Card  is a plastic card issued by a financial institution that allows its user to borrow pre-approved funds at the point of sale in order to complete a purchase

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A credit card is a card that allows you to borrow money in small amounts at local merchants. You use the card to make your basic transactions.

The credit card company then charges you interest on your purchases, though there is generally a grace period of approximately thirty days before interest is charged if you do not carry your balance over from month to month. Credit cards have high interest rates and are considered a revolving line of credit that you can use again after you pay it down. Your credit card balance and payment history can affect your credit score.

A credit card is a line of credit you can access with your card.

Generally, you must sign on these purchases (exceptions may be at the gas pump or for small amounts at a drive-thru window).

You will pay interest on the purchases made if not paid off in thirty days.

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I know about credit cards that you buy something so you can pay it every month so your credit goes up, and you can have a good credit. Yes, I will like to have a credit card because would like to have a good credit so I can buy Stuf and pay it every month so my credit goes up.

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A credit card can help you build credit, make convenient payments and meet everyday expenses in your life.
Getting an understanding of how credit cards work can teach you about the benefits of having one over a debit card. Knowing how credit cards work provides useful insight on managing your debt more responsibly.

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Credit card, or credit, is an agreement between you and a financial group, such as a bank, that you will pay them back in the future so that you can buy something now. The financial group lends you the money you need and in return expects you to pay them back over a period of time. You will be required to pay the entire amount you spent plus a small additional fee, called an interest rate if you do not pay your balance in full and on time each month.For example, you want to buy a new TV in time for a Super Bowl party at your house. The TV you want costs $1,000. However, you can’t afford to spend $1,000 on a new TV all at once. Credit allows you to buy that TV today, in time for your party, and then pay it off over time in whatever amounts you can afford. In the end, the TV will cost you more than $1,000 when you add in the finance charges.

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I Know that credit card we used it to Personal finance experts spend a lot of energy trying to prevent us from using creditcards – and with good reason. Many of us abuse them and end up in debt. But many people believe that i if you can use a credit card responsibly, you're actually much better off paying with credit than with debit.The standard debit card offers zero rewards or very small rewards. Many credit cards, however, offer significant rewards when used responsibly.The standard debit card offers zero rewards or very small rewards. Many credit cards, however, offer significant rewards when used responsibly.But not using your credit card can have negative effects on your finances as well. It could prevent you from utilizing an easy method to improve your credit score. It can also lead to your card being canceled, rendering it useless to you in an emergency.

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I know that you can get credit card in order to purchase whatever you want but then you have to pay back monthly. And they give you a certain amount of money to spend. Yes I do want to have a credit car in order to buy things I can afford and being able to pay back, but then you have to control what you're spending. And if you make a small purchase on the card every month and pay the bill on time and in full, you'll be able to build a positive credit history.  And you must be at least 18 to apply for a credit card.

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I know that credits cards let you spend money, any amount of money to buy something, and you have to pay every month thought. Yes i do want to have a credit card that am available to buy anything I want. But the problem is you have to pay every month. This expensive this red bottom this are credit cards.

Free money. Whenever you swipe your card, you'll need to pay for your purchases sooner or later. ...

A debit card. When you swipe a debit card, money is taken out of your bank account immediately. ...

An ATM card. You can use your credit card at many locations, not just at ATMs. ...

A loan. ...

Unlimited money.

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I know credit cards is help you save one.. a small plastic card issued by a bank, business,  allowing the holder to purchase goods or services on credit.

A credit card is a card issued by a financial company giving the holder an option to borrow funds, usually at point sale .Credit cards charge interest and are primarily used for short-term financing . Interest usually begins one month after a purchase is made, and borrowing limits are pre-set according to the individual's credit .

A credit card can used to make purchases, reduce the cost of expensive debt or to earn rewards and cashback. It is essentially a type of loan, where the money you spend on your card is borrowed from a lender, such as a bank or building society. Interest is added to the amount you spend if you do not clear your balance at the end of each month.

How credit cards workWhen you apply for a credit card, you apply to borrow money from the card issuer, usually a bank. The issuer will look at your credit history before it accepts your application – and if you have a low credit score you could be refused credit, or perhaps given a less attractive deal.If all is well, the bank will set a credit limit, which is the maximum amount you can spend on the card. The card company will send you a statement every month, detailing the transactions on the card, plus the amount owing. It will also provide details on the minimum payment you need to make and the payment due date.

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i know that u  pay every month.A credit card  is a tool that allows you to use borrowed money to pay for goods and services. It works like this: When you’re approved, the bank hands over a hunk of credit in the form of a plastic card to use at your discretion.  It works like this: When you’re approved, the bank hands over a hunk of credit in the form of a plastic card to use at your discretion. With this type of plastic, an auto draft from your checking account is occurring when you swipe your card. You’re using your own funds to pay for your items on the spot, so there’s no borrowing involved and no bill to settle at the end of the month.