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https://padlet.com/syafrinamachfud/STEEPLEANALYSIS

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vid 1: Ethics

1. Beliefs and faith as a limitation

2. discrimination of sexuality

3. difference in religion

vid 2: politics

1. Even though the minimum wage is increasing, the money is worth less

vid 3:Legal
- Exchange - insurance companies are being supervised to have a fair playing field
- cost is a major issue in the reformation of health care
- insurance policies (some) are not affordable
- govt monitors how much is used for insurance companies (?)
- some services will be free (medicare)
- tax breaks to pay for health insurance
- no lifetime limits
- illegal to turn kids with pre-existing health conditions
vid 4: Economics

1. Everyone is affected

2. Credit crisis brings 2  groups ppl together - home owners (mortgages - houses) and investors (money - firms like insurance)

3. Financial system - wallstreet

4. Closely connected

5. Allows easy borrows for banks (Cheap credit)

6. Leverage = turns good deals to great deals

7. CDO - collateralized debt obligation

vid 5: SOCIAL
- increase in population
- double the amt of ppl in aussie (baby boom)
- more in sydney than queensland
- culturally diversed (1/4 isnt born there
- aging nation
- generations:
1. builders
2. baby boomers
3. gen x
4. gen y
5. gen z
- products may be affected by the constantly changing generation
vid 6:Technological
- photovoltaic glass
- LCD TV Glass
- architectural glass (?)
- architectural surface glass
- appliance veneer glass
- handheld display glass
- automotive display glass
- automotive design glass
- large format display glass
= all weather surface glass
- wall format display glass
- work surface display glass
- electronics ready glass
- large pane display glass
- flexible display glass
- 3d tv display glass
- portable display glass
vid 7:

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Padlet Group:

Video 1 (Ethics)
"God's Hand program"
- Program helps "non-gay" victims and "non-Muslim"
- Claims to not discriminate

Video 2 (Politics)
- President Roosevelt increases the wages of workers
- Minimum Wage is adjusted according to inflation
- Highest worth of minimum wage: 1968, $10.75

Video 3 (Legal)
- Health Care Reform Law
- Problem:
1. Costs (health insurance policy too expensive)
2. Full of holes (more than 1/7 has no insurance, many are underinsured)

Video 4 (Economics)
- Credit crisis
- Everyone's affected
2 groups:
Homeowners (mortgages = houses)
Investors (money)

- Wall St. connect both groups

- Abundance in cheap credit
Leverage : using loans to make a deal better

- Wall St. connects homeowners with investors using mortgages

Video 5 (Social)
- Faster increase in population of Earth over time
- Each year, Australia grows in population by 2%
Builders 1925-1945
Baby Boomers 1946-1964
Gen X 1965-1979
Gen Y 1980-1994
Gen Z 1995-2010

Life moves really fast.

Video 6 (Technology)
- Photovoltaic Glass
- LCD TV Glass
- Architectural Design

Most of the products are higher and more quality in technology
More convenience
More durable and resistant to wear

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Video 1 (Ethics)
Christians organization only wants to help non-gay Africans. They have also helped non-muslims in Indonesia.

Video 2 (Politics)
Influenced by the political leaders, wages keep on rising, but the value is lower in the end.

Video 3 (Legal)
Health Care Reform Law

Insurance:
Problem 1: too expensive (for a family - almost $14,000 a year)
Problem 2 - people with prior health issues are rejected
Problem 3 - lifetime

Government set laws to help balance the social and economy. Govt work together with insurance companies, some health services are free, small businesses are helped.

Video 4 (Economics)
Crisis of credits
everyone is affected
businessmen are looking for investments. The wallstreet only return 1% to the investors, but borrowers are very interested because of the low interest.

Leverage: 10k borrow 990k = 1M
sells them at 1,1M
then pays back 990k, with 10k interest
therefore, the profit is 100k.

Mortgage

Video 5 (Social)
Population rate increases rapidly
1800-2011
Baby boomers = population spiked up
Australia's population has doubled

the different eras make people change their tastes and interests

Video 6 (technology)
Smart Homes
tech becomes more advanced and innovated.
everything becomes easier and more convenient

most technologies seen are touch screens to allow the users to operate it easily and in a more flexible way.

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https://padlet.com/sionorlon2000/wlze0i4wapk9
Video 1 (Social):GOD's Hands - christian organization, money collected for needy Africans
NON GAY! #notdiscriminate
Know the times

Planet eath

Year 1800 1 billion

year 1930 2 billion

now 300 000 baby – each year grow by 2%

in sydney, melbiurne

1925-1945 builders

Baby boomers 1946-1964

Gen X: 1965-1979

Gen Y: 1980-1994

Gen Z: 1995-2010

Organization brand profuct

Time to reach 50 million ppl

Internet-4 years

Ffacebook – 4 months

Video 2 (Technology):
Photovoltaic glass

LCD tV glass

Architectural display glass

Architetctural surface glass

Appliance veneer glass

Handheld display glass

Automotive design glass

Large format display glass

All weather surface glass

Wall-format display glass

Work surface display glass

Electronic ready glass

Large-pane display glass

Flexible display glass

3d tv display glass

Protable display glass

Video 3 (Economics):
Crisis of credit - world wide FIASCO
everyone is affected
COC bring 2 groups together - wall street
years ago investor waiting for place to invest their money
1% low return on investment, makes borrowing money easy.
Leverage works: buy 10000 go borrow 99000, 100 box sells 1100000 for 100 box, pay back - more profit
Investor buys the morgates

safe okay risky – Collateral DO

Video 4 (Environment):
Video 5 (Political):

1962 Bob Dylan
1974 impeachment

1975 wheel of fortune
1978 BEE GEE
1979 US and China diplomatic
1980
1981 Ronald
1990 wrecking
1991 UN set ceasefire
1996 Bob dole
1997 Princess Diana funeral
2008 Bush enacts
2014
1968 10.75
1960s enough to fill whole basket

Video 6 (Legal):
Health care reform law - the problem: Cost, full of holes in system(lifetime limit)

Solution phase 1:
the insurance limited, and forced to give some of it back, free medical care, small business get small tax
310 scaled into 25

Video 7 (:

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ETHICS

· God’s hands program donated 900k to help sub Saharan African children

· All the money provides help only to non-gay victims

·  Help non-Muslim in Indonesian rebuild homes

· Provide pro life victims of the Guatemalan flood(SATIRE)

POLITICS

· 1938 fair labor standards act

·  Minimum wage over time

· Steadily increasing but the value lessens because of inflation

·  Highest at 1968. with around $10.75. Johnson as president

· Begins declining and by 2014 is only 7.15 (really goes down because of bush)

·  In 1930’s on minimum wage people can afford money

LEGAL

· 310 million people, 3/10 want health care reform, 3/10 don't, 3/10 don't care

· Health care reform law

· The problem: cost

·  Health insurance is too expensive, premium is 14k a year and doubles each year

·  Populations is aging, more health problems

·  Highest cost in the federal budget

· Insurance can be turned down for having preexisting conditions

·  Life time limit

· Small business might not be covered because some employees are sick

·  1/7 have no insurance

·  2/7 minimum insurance

Phase 1 (-2014)

·  Solution: limited in how they spent premium dollars, spend too much on administration profit and they must give back

·   Free vaccinations and screening

·  Medicare gets more help

·  Young people remain in family insurance until age 26

·  Small businesses get tax breaks

·  No lifetime limit

· Illegal to turned down kids with preexisting conditions

· Those rejected can be in a high risk pool.

Phase 2

· Medicaid will cover all low income individual in every job

· Tax credit for those unemployed

· Buy coverage in the exchange (info and field of choices of insurance for competitive rates) for individual who need insurance

· Cannot charge them more if their sick

ECONOMIC

·  Credit crisis

· Fiasco in subprime mortgages forced credit market

· Who’s affected. Everyone

· Brings home owners and investors together

·  Home owners represent mortgages and investors represent money and institution

· Banks in wall street are connected to houses in main street

·Usually investors go to the federal reserve to get more money

· .com bust turned the federal aid to 1% ROI

· Cheap credit, borrowing money is easier for banks

· Banks go crazy with leverage

·  Someone with 10k can borrow 99k and get 1M, buys 100 boxes and sells if for 1.1M, pays back 990k and 10k and gets a 90K profit

·  Leverage increases profit

· how banks make money.

·  Wall street takes a lot of credit and pays the bank back

·  Investors sees it and wants their actions

·  So this is done through mortgages

·  Down payment for mortgage broker which connects to mortgage lender. Broker gets commission

·  Lender gets call form investment banker who then sells it mortgages

·  So every month he gets the payment for the homeowner’s mortgages

· Collateralize debt obligation divided in 3, safe, okay and risky

SOCIAL

· Since 1965 Australia population has doubled. Each year there’s are 400k people

· Culturally diverse. i/4 aren't born in Australia

more people in Sydney than queens land

· Aging population

·  Organization brand and product is one generation away form extinction

builders 1925 - 1945
1946-1964 baby boomers
1965 1979 gen x
1980 -1994 gen y
1995 - 2010 gen z

· As the year goes by technology is introduced and is spread faster.

TECHNOLOGY

· photovolatic glass,

· LCD television glass

· large format ultra thin frameless design
architecture display glass
architecture surface glass
appliance veneer glass
handheld display glass
automotive display glass
automtoive design glass
large format display glass
all weather surface glass
wall format display glass
work surface display glass
electornis ready glass
large pane display glass
flexible display glass
3-D TV display glass
basically everything is connected, touch screen and easy.

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Definition:
the society (people, groups, communities) in which the business affects

explanation:
The demographics and culture of a certain community will affect how the business operates. If the business focuses on creating products like clothes, they should identify what generation is currently dominating that certain area, and try to keep up with the changing trends.

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1. define each component of steeple in your own words
2. explain how steeple affects business objectives and strategies

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Definition:

Explanation:
Depending on the quality and how advanced the technology a business has, it limits or expands their business opportunities.

As an example, a business has access to the internet.  Using the internet, they can market their products to the customer, receive direct feedback, and contact other stakeholders.

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Definition:
relating to the economy of the country

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1. Definition:
anything related to the laws, regulations, and policies of a country that the governments impose to limit the adverse effects of the business activities.

2. A business can only run if it satisfies and agrees to the government laws and regulations. When a business brings/causes effects to the society, environment, etc. the governments will set a policy to be able to balance their activities with the community. The legal aspect of a business can protect and also sustain business.

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Definition: the beliefs and morals that affects a business' decision making

- Ethics can affect how the business chooses to create their products/services. The morals that have been adopted by the business would change how the business works and how they operate.

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Even though the minimum wage is increasing, the money is worth less

Definition:
Issues and events related to the Government that affect a business' set wages.

2
Politics and the government has the ability to control the interest rate and thus the economy which affects the wages a business can implement.