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A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.

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A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.

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A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or over the counter at a bank or other financial agency, up to a certain limit.

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Lending money to a family member (or borrowingfrom one) might sound like a good idea: the borrower gets easy approval, and any interest paid stays in thefamily instead of going to a bank. In many cases,family loans are successful – but success requires a lot of open conversation and planning.

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A payday loan is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

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The SBA helps small businesses get loans. The SBA works with lenders to provide loans to small businesses. The agency doesn't lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions.

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A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). ... The basic intention of the VA home loanprogram is to supply home financing to eligible veterans and to help veteranspurchase properties with no down payment.

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Personal loans can be a viable option in a variety of circumstances. First, let's define a personal loan. Some loans are earmarked for a specific purchase. ... Because a personal loanoften has no collateral – it is “unsecured” – the interest rate will probably be higher

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n a personal loan to purchase an automobile. Synonyms: auto loan, car loan Type of: consumer loan, personal loan. a loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay.

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a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

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A student credit card offers you a great way to move into the world of financial independence. Building your credit early is more accessible with a student credit card, which can provide incentives to make purchases and pay them off in a timely manner, as well as options to support you if you miss a payment.

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Closed-end credit is a type of credit that should be repaid in full amount by the end of the term, by a specified date. The repayment includes all the interests and financial charges agreed at the signing of the credit agreement. Closed-end credits include all kinds of mortgage lending and car loans.

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Open-end credit is a preapproved loan between a financial institution and borrower that may be used repeatedly up to a certain limit and can subsequently be paid back prior to payments coming due.