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1. Of the places you've visited in our country, what is your most recommended?

2. What topic/s is/are the most useful in your line of work?

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1. Bantayan Island, Cebu. Clean waters. Great place to relax. The people there were kind too. Definitely will go back again 💯

2. Time value of money. One million pesos today is not the same as one million pesos a year later. 💸

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1. Caramoan Island!!! One of the most underrated island beaches that we have. I love it there! 💖🤩😍

2. Discounting to a present value. The longer the life of the project, the greater the difference in present value due to the compounding effect of the discounting process. Not quite work related but useful to me personally. ✨🔑🐱‍👤💙

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1. My home, nothing beats relaxing at home
2. Understanding the use of NPV in evaluating a project

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1. Nothing beats, Boracay Island.
2. Discount Rates

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1. La Union. Surfing is fun!
2. Net present value, fundamental way of determining economic feasibility of projects!

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1. Ilocos Norte

2. Time Value of Money

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1. Coron, Palawan

2. Little by little, a little becomes a lot. (Compounding interests over the course of time).

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1. Coron, Palawan & Bantayan Island, Cebu

2. NPV, evaluation of project

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1. Sorsogon. It made me speechless.

2. Topics about charts. Time Value of Money

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1. Batanes

2. Time Value of Money

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1. Dakak, Zamboanga Del Norte
2. relevance of discount rates

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1. Batanes. <3
2. discount rates and NPV

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1. Batanes

2. NPV

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1. Sagada ....sea of clouds...

2. discounting and compounding...challenging but essential!!!

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1. Panampangan Island, Tawi-Tawi.

2. It is the net present value method where we need to consider time value of money, a realistic way to evaluate.

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1. Palawan
2. Project-specific discount rate is also appropriate in many cases, esp. when the project will be implemented by the private sector/ the risk will be assumed by the lender that requires a higher real rate of return.

22-1027

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1. Buscalan Tattoo Village, Kalinga

2. NPV is the key!

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1. Guimaras
2. The benefits of discount

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1. Of course, Hundred Island is one of the beautiful place in pangasinan, the people, activities, and the island was outstanding, worth visiting.
2. Always be optimistic about early Investment.

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1. Would love to go back to Baguio (first trip outside Manila w/ lolo and lola)

2. (Also useful in personal life) Identifying how much is needed and the possible short falls. Anticipation is key in effective planning :)

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1. Mt. Pulag ⛰️
2. Importance of NPV

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1. Summer Capital of the Philippines - Baguio

2. Time value of Money

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1.  Crocodile Island, Cagayan
2. NPV and Discount Rates

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1. Baguio City

2. crucial role of discounting in CBA

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1. Lake Mapanuepe, Zambales (legit away from civilization, no phone signal at all. Just breathe in nature. good for camping site)

2. Net Present Value

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1. Lahuy Island, Caramoan-Partido, Camarines Sur
2. Relationship of benefit, cost, investment and discount rate

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1. Baler
2. time value of money. different cost/benefit, cashflow from different perspective (owner, bank, government, etc.)

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1. Mactan, Cebu - not super crowded and just as pretty as Boracay :)
2. Sensitivity analysis and CBA will be very helpful in considering which projects to undertake in my line of work.

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1. Romblon
2. Feasibility criteria