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Saving builds long-term security and investment power, but mindful spending supports the economy and student life balance. #SaveOrSpend

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If you are a student, you have your whole life to work. Spending money now is not nearly as important as spending money later. It's a good skill to be able to save money but when you are a student you have to remember to live a little. Making memories are more important, if you are 60 years old you won't remember all the money you have saved. you will only remember the moments where you could have had a core memory but chose to save money.

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I think it is very important to learn how to be responsible regarding spending or saving money, at a young age. Because when you move out of your parental home, you are (mostly) on your own.

You have to make decisions about spending your money, and if you are not capable of making these decisions wisely, you are going to have a tough time learning.

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I think it's important to save money to cover unexpected expenses. In doing so, it is important to consider how much you need to cover these expenses. What you want to do with the remaining money depends on each person's preferences. Some invest their money and others will do fun things, such as going on holiday or to festivals.

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It is an option for a student to save money. A student who is living on their own has a lot of expense. A student who is working besides his study can also save money.

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In my opinion it's necessary to save money for expenses in the future. This is important when you have unexpected costs so you can still pay those expenses. When you saved some money you can also use this to do something fun, like a holiday or something like that. Also when you save money on your bank account you will get interest on your money.

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I think it is important to save money for unexpected expenses. You also need money for fun activities like vacations.

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I think it is important to save a good amount of your money so you will have enough money for necessary purchases in the future. It is also important to spend your money to support the economy, because if no one will spend an amount of money, jobs will be lost in the future. After all I think it is best to save the most amount of your money.

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In a world where money is key, people have different mindsets about how to spend or save money. For me saving is not possible in because of the fluctuating rates, i would rather invest in stocks. Some stocks do have a great interest over the years and could give you money in return. but i could understand why someone else would not invest. after all it's still a risk you take. So if you are interest in stocks, read about it and gather information to successful invest in stocks.

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I think it's important to save a certain amount of your income. Saving money ensures that you always have some kind of backup in case of emergencies. But you can also save your money for nice things like a vacation with friends or other nice things.

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As this subject is based of how expensive goods are, i think you should react to the current situation. If we look at the current time, groceries are expensive, so then i'd suggest to save more money in comparison to spending money.

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I think it is important to save a certain amount of your income as a student. Saving money ensures that you always have some kind of backup in case of emergencies. On the other hand, I believe that you should enjoy life, especially when you’re young.

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I think it is important to have a balance in saving and spending. It is important to enjoy the moment and spend money on fun activity's. It is also wise to save or invest money for the future.

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In my opinion there is no holy grail when it becomes to spending or saving money. I think it is important that people keep spending money because, if all people decide to save their money the demand will drop and that will cause the unemployment rate to rise. That’s why I think every household should consider a 60/40 rule. This means that they can spend 60% of their earned money whilst the other 40% will go into their savings account. The benefit of this rule is that a household now haves enough room to spend their hard-earned money on things that they need and things that they want. But also the households will save up money for either big future spendings or incidental expenses.

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In my opinion you have to save money for later expenses, but also invest a part of your money in business activities. But I think you have to spend the biggest part of your money in things you enjoy or gives nice memories because who knows you will die tomorrow, ofcourse don't give money to stupid things you will maybe only use one day.

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Saving money is a good thing. You never knows if you a bigger amount of money. If think you need to live a little. So, you can live and save the money that is over. Then you can save and live and stress free live.

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In my opinion there are good sides to spending money as well as saving the money. When you save the money, you will later have some capital to invest on a house or something else you really would like to have. But now it is also nice to spend some money. You have to do fun things and enjoy life! I think there must be a balance between those two.

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I think it is important to always save a litlle bit of money for unexpected costs. But it is also important to enjoy the money you work for. I also think that the dessicion to spend or save money is different for every person because of personal experiences. And beceause of that I don't think I can tell other people when it is important to spend or save money.

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I think it is important to save money. Because it often happens that something expensive breaks down. Also when you want to buy something expensive because it is your goal, you have to save money.

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As a student, money is very valuable. I think it is important to spend money, however, do it wisely. Depending on your situation, it is important to be able to pay for any regular expenses. Some examples to take in consideration, are rent, in case you life by yourself and grocery money. It depends on the amount of money you earn on a monthly basis, whether you can, or can’t spend money on entertainment purposes. If, for any reason, you are facing some big expenses in the nearby future, you should think twice whether it is wise to go to the nearby festival upcoming weekend. If you do not have monthly expenses, like these, it would be more acceptable to go and have some fun. So to end it with a slogan. Be a spender, but spend wisely!

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As a student, it is very important to save money. But for the economy is it important to spent money. It is wise to have a financial stability with a buffer for unexpected costs. Also, people are saving money for the future, for example to travel or buy a house. But on the other hand, when you spent money is this good for the economy and for your own. Mostly people spend money for nice things or activities. It gives a good feeling to spend money for nice things. But it is especially good for the economy in the country, on the moment that no one spending money, the economy gets worse. Because there is a reduction in consumption. In conclusion, I think there should be a compromise between saving and spending money. You need a stable financial situation, but you must spend money.

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As a student, I find it important to save money for unexpected costs in the future. In addition, I think every student has certain expected expenses in their future, such as buying a car or moving out of their parents' house, which they need to save money for. On the other hand, I find it important to have fun and not worry too much about the future. In conclusion I would say there is a certain balance between spending money on things you enjoy and preparing yourself for unexpected expenses the future.

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As a student, I think it is important to save money. Due to the fact that students need to have some money to buy school equipment such as books or to be prepared for other unexpected costs. However, as a student you should also enjoy life. This includes taking fun outings and trips. After all, it is also very important to discover the world. So in my opinion, there should be a good balance between saving and spending money.

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I think as a student that it is important to have fun. This includes spending money on activities you like or other things you enjoy. But on the other hand, I think it is also important to have some money on your savings account. Because as a student, you have to purchase a lot of study related stuff. In conclusion I would say that it is important to have fun and spend some of your money, but I think it is more important to have a savings account with a good amount of money so you are prepared for unexpected costs that could happen in the future.

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Spending money is important, because this ensures a well-functioning economy. If no money is spent, fewer jobs will become available. Consider, for example, jobs in shops that will be eliminated. This causes people to lose their jobs and this ultimately means that even less money is spent. It will continue like this.

However, saving money for investments, for instance, is also important. With these investments you can earn money again. This money can be spent and this is ultimately good for the economy. Furthermore, it is important to save money for incidental expenses.

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As a young person, saving money is an important way to become financially healthy. This way you can save money for major expenses, such as a car or vacation. It also gives you more freedom and less worries in several situations. On the other hand, are the interest rates low and the inflation is still high. This way the value decreases drastically. From that point of view is a savings account not the smartest move. Nowadays, many people invest their money in stocks to still get high interest. This has risks, but it can be a smart move to increase your savings. I still hold my savings on my savings account, but investing in stocks is way more efficient nowadays.

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As a student you should enjoy life. This includes spending money on fun activities. However, you should not spend an irresponsible amount since you still need to be able to pay for your tuition and books. At the moment interest rates are increasing, so it will be a good time to start saving some money. After graduation you can put this money, for example, towards further education. In my opinion, neither spending nor saving is better, it is all about the balance between the two.

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In my opinion, you should always have some money on hand for unexpected expenses. However, with today's low interest rates you could favour investing considering the potential appreciation of your money.

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I think as a student it's better to save money, than spending it. Life as a student is expensive, you have to buy a lot of studybooks and a laptop. By saving money you are able to buy these things and you're prepared for unexpected costs.

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I think it's important to save money. In case something expensive breaks like a washing machine or dryer. I would save enough for like 6 months' worth of bills and an additional 2000 euros as an emergency fund.

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I think it’s important to save some money. Especially in this time that everything is becoming more expensive. But you don’t have to save everything, I also think that you should enjoy life and spend money to do fun things.

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I think it's important to save some of your money so you will always have some spare for important and unexpected expenses. I wouldn't save all of it, You are only young once and have the rest of your life to earn money!

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I think it's important to save some money, but it depends on your income. If your income isn't high it's hard to save it, because it is also important to have fun and do things you like.

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You could better save money, than spending it. You never know what’s going to happen, that’s why it’s important to stock money. In case something unexpected happens.

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Saving money is good for unexpected expenses, but has disadvantages due to inflation and the 0% interest rate. You can invest and make more money with it.

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Due the high prices it's better to save money. Especially for unexpected expenses. it is also good to save for your long-term expenses. But that doesn't mean you can buy things anymore, just buy the necessary things.

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I think everyone should save money, you need to have a backup plan. I’ve you don’t save money, you have nothing I’ve there are things broken. Or you can’t buy expensive things in the future, for example, a house or car.

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Because the buying power is decreasing due the high inflation you should invest money instead of saving. But its always good to save a fixed amount of money for unpredictable expenses.
Thom Eising

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In my opinion it is important to set aside a fixed amout of your disposable income. I place mine in to an automated investment account, this isn't without any risk however. besides investing it is important to live a little, go and spend some chash and have fun.

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My advice is to set aside x% of your disposable income because you'll need it for unexpected expenses. The other part of your disposable income I would invest in gold or something similar that is stable because the global economy is uncertain.

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Due to high inflation, purchasing power will decrease rapidly. As a result, less and less can be bought with the savings. This doesn't mean you should spend all your money on unnecessary things. You could invest your savings in gold or stocks.

Noah van der Galien :)

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Saving money is good for your long-term plans and expenses. The world economy is currently uncertain, so saving money is the best thing to do right now.

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Everyone should save a certain percentage of the income. But you shouldn't have to give in on your happiness and social life. So i should save around 50% to 80% of your income depending on your income. With this you would be able to have a nice life and a nice bank balance.

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Saving money is unappealing because interest rates are low. However, if I want to buy a house I will have to use my savings to outbid others.