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Good ways to maintain a good Credit Score is Pay your bills on time, don't open up too many accounts, keep balances low, and establish a credit history. The better the score, the better the rate you will get from lender.

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It's a way for you to perfersonally track your credit These are your credit accounts. Lenders report on each account you have established with them. They report the type of account (bankcard, auto loan, mortgage, etc), the date you opened the account, your credit limit or loan amount, the account balance and your payment history.

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Credit card fraud is a wide-ranging term for theft and fraud committed using or involving a payment card, such as a credit card or debit card.

Ways to avoid Credit Fraud is make strong passwords and keep them safe, Review your billing statements each month, and don't sign blank credit card receipts.

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Credit bureau and its reporting agencies 

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Credit bureau and its reporting agencies 

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The main purpose of a credit bureau is to gather information on credit users and report the facts in the credit report that sells to businesses that offer credit.
It also sells information to businesses offering credit,such as banks,finance companies, and retail stores.It creates a credit report showing debts owed how much credit is used and whether debts are paid on time.The highest FICO score is 850.

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Practice with grades and attendance, these trends carry on in life. Keep a balance in checking and savings account.

Make purchases with cards. Good part-time or full-time job. Other personal financial information

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Pro's: Convenience makes it easy to buy without carrying cash. You may also save special sales using credit. Building up you credit score may help if you pay bills on time.If you have and emergency and you don't have sufficient cash using a credit may help.

Cons: Overbuying on things that you may not be able to afford.Thinking that since you have a credit you will buy things that you don't need.Sometimes paying the cash can be cheaper when you get gas. But in use of a credit the price is higher. Paying to many payments can become a problem.

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Installment Loan: Monthly payments in specific amounts over time
Single Payment loan: Don’t pay anything until end of loan period
Promissory note: Written promise to repay based on a debtor’s excellent credit history

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Character: Pay bills on time
Capacity: Ability to pay debt when it is due
Capital: Value of the borrower’s possessions

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Wells Fargo
Discovery
Visa
MasterCard
American Express
Bank of America

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Trade Credit: Company receives goods from a supplier and pays for them later (businesses use this)
Loan Credit: Borrow money to use for a special purpose
Installments: Borrower agrees to repay loan in specified amounts
Sales Credit: Using your card to make purchases