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A car with multiple rows of seats and significant towing power. Most also have the ability to drive off-road.

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A common type of car that has two rows of seats and a trunk. It can have two doors or four doors, but the backseat should be able to seat adults comfortably.

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A system under which drivers must have coverage for their own protection. It also limits the damages for which an injured party can sue. Under this system, after an accident both parties would be covered by their own insurance policies. Only some states use this system.

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A car that is designed for maximum passenger space. It has multiple rows of seats but often doesn’t offer significant towing power or off-road capability.

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An amount of money given to the borrower for a set period of time. After the set time has passed, the money must be paid back plus the lending fee, called interest. Payments are normally made over a series of months.

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Insurance that compensates an injured party up to a certain amount outlined in the policy statement. This type of insurance ensures you will be able to pay for any damages you cause.

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An agreement that gives one party the use of a commodity for a specified period of time for a specified price.

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Insurance that covers the car of the insured person and pays for repairs after an accident or cash compensation if the car can’t be repaired. This type of coverage is usually optional.

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A car with two front seats and a smaller backseat for occasional passengers. It usually has two doors but sometimes has four.

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A number calculated by taking into account the total cost of a loan, including what the borrower will pay in interest; this makes it easier to compare different loan offers.