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As you can see there are many benefits of a checking account and it can help everyone to have one. If you don't have one yet go out right now and get it!

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1. Convenience, You don’t need to get out of the car to use a drive-up ATM.

2. You avoid long teller lines in banks

3. Can use the ATM to withdraw cash, make deposits and check account balances.

4. Can find an ATM quickly if you need cash when cards and checks won’t do.

5. Favorable foreign currency exchange rates

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An automated teller machine is an electronic banking outlet, which allows customers to complete basic transactions without the aid of a branch representative or teller.

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1. Some Businesses Charge Extra Fees for Credit Card Payments

2. You Can Pay During Utility Outages

3. Checks are Traceable

4. Checks Are Less Costly Than Money Orders

5. Gift Giving

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Checks are paper forms that people use to transfer money from one place to another.

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1. Like an ATM card for immediate withdrawals of cash

2. Like a check when buying an item.

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Card issued by a bank allowing the holder to transfer money electronically from you account to where you are paying.

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A checking account gives you quick and easy access to your money through checks, debit cards, ATM's, and many other options. With a checking account it becomes very easy to get your money when you need it

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a deposit account held at a financial institution that allows withdrawals and deposits