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Visit Leegov.com to find useful information for residents, businesses and visitors of Lee County in Southwest Florida

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Home Improvement Loans | BEST Rates | BEST Terms | You SAVE

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As a NON-PROFIT, we can offer the most affordable rates and terms! More people QUALIFY with us than anywhere else. CONTRACTOR REFERRALS are available.

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Find local Habitat for Humanity organizations and ReStores near you.

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Karen Millers program

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Open application until Feb 15. Disaster assistance available.

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Habitat for Humanity of East and Central Pasco County

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Habitat for Humanity is a nonprofit organization that empowers people build and improve places to call home. We believe affordable homeownership plays a critical role in strong and stable communities.

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Chuck Lane

clane@pascocountyfl.net

727-516-1710

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Assistance Programs managed by the County are typically grants or loans to help secure housing such as first and last month's rent, security deposits, financing funds, and similar.

If you are seeking housing such as an apartment, condominium, townhouse, etc., or home ownership, please review our apartment list, visit Buying a Home, contact Collier County Housing Authority or local realtors or use real estate search engines such as Zillow, among others. Additional resources are available on our Additional Resources page.

Collier County's Community and Health Services Division - Housing Staff also works to strengthen affordable housing in the county by dispersing Federal and local funds to local industry partners such as Collier County Housing Authority, Habitat for Humanity, Collier Community Foundation, and similar. The Division partners with developers, contractors and other industry professionals to attract new affordable housing opportunities throughout the county by offering incentives and other programs. Division staff also develop and recommend changes to the growth management plan and land development codes that will facilitate broadening housing options throughout the county. If you are a developer or other partner who can provide affordable housing opportunities, please review the Developer Incentives and Applications page.

Additional disaster funding NOW OPEN.

YEAR-ROUND OPEN PROGRAMS (Open until funds are fully allocated)

Need help securing funds to finance your new home?

The County has available two programs to assist with down payment assistance and closing costs. For more information please visit Buying a Home.

Does your house, townhome or condominium need repairs?

Interest-free, deferred loans up to $50,000 are available to assist eligible homeowners in unincorporated Collier County, the City of Naples, the City of Marco Island, or Everglades City with repair(s) of their single-family homes, townhomes or condominium units. Mobile homes built prior to July 13, 1994, do not qualify for assistance. For more information, including how to apply, visit the SHIP Owner-occupied Rehabilitation page.

Are you 60 years of age or older and need help paying your electric bills or need repair or replacement of your air conditioning?

The Emergency Home Energy Assistance Program (EHEAP) is available to households who have a delinquent electric bill and an adult 60 years or older who resides in the home. EHEAP can also assist with the repair and replacement of air conditioning to an elderly household who is a homeowner. For information about how to qualify, apply and more, please visit the Frequently Asked Questions page.

American Rescue Plan (ARP), Local Recovery Program for Household Assistance - Rent, Mortgage, Utility Bills

Applications are CLOSED. If you are a current recipient who needs to re-certify or otherwise need access to your existing application, you may access your information here: https://colliercountyfl.force.com/recovery/s. Detailed information about the ARP program is available on our Frequently Asked Questions page.

ESG - RUSH RENTAL ASSISTANCE

Were you homeless, made homeless or about to become homeless due to financial impacts of Hurricanes Ian, Helene or Milton, in Collier County?

Collier County residents impacted by one or multiple hurricanes and whose income is under 30% average median income (AMI) may qualify for assistance. To see the income qualifications and more details, visit the Hurricane Assistance page.

AFFORDABLE HOUSING ASSISTANCE

Collier County's Home Tenant Based Rental Assistance Program (TBRA) is CLOSED.

Collier County's HOME and HOME-ARP Tenant Based Rental Assistance programs, funded by the United States Department of Housing and Urban Development (HUD), and administered by Collier County's Community and Human Services Division, provides rental assistance for eligible very low and low-income individuals or families with below 60% Area Median Income (AMI) (See chart below). Rent subsidies allow families to pay 30% of adjusted income for rent and utility allowance while the program, within specific limits, pays the difference. The Tenant Based Rental Assistance (TBRA) Program provides eligible households with rent subsidies, security /move-in deposits, and one-time electric-utility deposits.

2025 HOME Income Limits- Naples-Immokalee-Marco Island, FL MSA

PROGRAM

1 PERSON

2 PERSON

3 PERSON

4 PERSON

5 PERSON

6 PERSON

7 PERSON

8 PERSON

30% LIMITS

$23,900

$27,300

$30,700

$34,100

$36,850

$39,600

$42,300

$45,050

50% LIMITS

$39,800

$45,450

$51,150

$56,800

$61,350

$65,900

$70,450

$75,000

60% LIMITS

$47,760

$54,540

$61,380

$68,160

$73,620

$79,080

$84,540

$90,000

IMPORTANT: Landlords must also be approved for the program before any rental subsidies can be paid.

To Report Fraud

To report fraud that you suspect is occurring or has occurred, please notify Collier County for review. Any suspected fraud in connection with Collier County's emergency rental assistance program should be reported immediately. Collier County reserves the right to decline funding or participation, to any applicant, if it is determined that fraud has occurred.

Please complete the Fraud Report online form if you suspect or have knowledge of a tenant or landlord that has made a fraudulent application or received funds inappropriately. Once the form is completed, you will have the option to submit it electronically or print and mail it to the address indicated on the form.

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Collier Community Assistance Programs - Collier County Affordable Housing

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Assistance Programs managed by the County are typically grants or loans to help secure housing such as first and last month's rent, security deposits, financing funds, and similar. If you are seeking housing such as an apartment, condominium, townhouse, etc., or home ownership, please review our apartment list, visit Buying a Home, contact Collier County Housing Authority or local realtors or use real estate search engines such as Zillow, among others.

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Published on December 18, 2025
HUD & SHIP Funding Cycle for Eligible Nonprofit or For-Profit Organizations

The Collier County Community and Human Services Division (CHS) announces the opening of the PY2026-2027 grant application cycle. During PY2026-2027, Collier County is scheduled to receive federal funds from the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), Emergency Solutions Grants (ESG), and State Housing Initiatives Partnership (SHIP) funds. Funding is available only to eligible Nonprofit or For-Profit organizations. Individuals seeking assistance should visit https://www.colliercountyhousing.com/collier-community-assistance-programs/.

The pre-application period for local, State, and Federal grant funds will begin on Thursday, January 8, 2026, and will continue until 12:00 p.m. on Tuesday, January 20, 2026. Those invited to complete a full application will be notified no later than January 30, 2026. The full application portal will be open to invitees on Tuesday, February 3, 2026, and will close at 12:00 p.m., Wednesday, February 25, 2026. The link to the pre-applications will be available on the CHS website, accessible on the main page at www.collier.gov or www.colliercountyhousing.com. Paper copies of the application may also be obtained at our offices, located at 3339 Tamiami Trail East, Suite 213, Naples, FL 34112, between 9 a.m. and 4 p.m.

Attendance at a one-on-one technical assistance meeting is required to be eligible for an invitation to submit a full application. Applicants invited to submit a full application in the PY2026-2027 funding cycle must contact CHS by calling (239) 252-1428 to schedule a technical assistance meeting between January 26, 2026, and January 30, 2026. No applications will be accepted unless a pre-application and a one-on-one technical assistance meeting have occurred.

All pre-applications must be consistent with Collier County's Consolidated Plan and/or SHIP Local Housing Assistance Plan (LHAP). Pre-application and full application details are provided in the PY2026-2027 Grant Application guidance.

Application Guidance:

Administered by the U.S. Department of Housing and Urban Development (HUD), the federal program projects must meet one or more of three national objectives:

Benefits low- and moderate-income persons or households who earn at or below 80% of the median income

Aids in the prevention or elimination of slums or blight

Qualifies as a certified urgent need

Collier County, along with its entitlement cities, the City of Naples and the City of Marco Island, may receive approximately $2,100,000 in CDBG funds, $683,000 in HOME funds, and $195,000 in ESG funds for the PY2026-2027 grant cycle. State SHIP funds totaling approximately $2,850,000, if allocated, will also be included in this grant application cycle. Awards made under SHIP may only be used to support strategies such as Purchase Assistance, Owner-Occupied Rehabilitation, Emergency Housing Repair & Housing Resilience, Demolition and Replacement of Manufactured Housing, Disaster Assistance, New Construction Assistance, Rental Rehabilitation, Rental Acquisition, Rental Development, and Community Land Trust Acquisition & Development. The SHIP allocation can be used towards these strategies to benefit those individuals who make up to 120% of the Area Median Income (AMI). Collier County's Local Housing Assistance Plan (LHAP) outlines how the County intends to use SHIP funds towards the following objectives: to meet the housing needs of the very low, low, and moderate-income households, to expand production of and preserve affordable housing, and to further the housing element of the local government comprehensive plan specific to affordable housing.

For additional information on income limits, please visit https://www.floridahousing.org/owners-and-managers/compliance/income-limits or to view Collier County's LHAP, visit www.collier.gov/Resident-Resources/Community-and-Human-Services-Division/Housing-Programs/Grants. For SHIP-specific questions, contact Lisa Carr by phone at (239) 252-2339 or email at Lisa.Carr@collier.gov.

Funding amounts are subject to change based on actual amounts awarded from grantor agencies and the availability of funds.

Any questions, comments, clarifications, or changes made during the technical assistance period and/or with individuals will be made public on or about January 30, 2026, on the CHS website and through an email blast.

Organizations seeking information, technical assistance with the grant application process, or for any general questions, contact Tracey Smith by phone at (239) 252-1428 or by email at Tracey.Smith@collier.gov.

Collier County is an Equal Opportunity Employer. Collier County complies with the Fair Housing Act (42 U.S.C. 3600, et seq) and County Fair Housing Ordinance No. 92-9.

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The Collier County Community and Human Services Division (CHS) announces the opening of the PY2026-2027 grant application cycle.

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Community Development Block Grant – Disaster Recovery Program

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Information on the funds allocated to Hillsborough County from the CDBG-DR program

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Designed to actively work to ensure that our residents are afforded the opportunity to live in safe, decent, and sanitary homes.

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SHIP opened Oct 30, 2025 - Nov 14, 2025

Lottery-style drawing of applicants. Special Needs households only.

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Manatee County to Distribute Funds for Housing Rehabilitation and Replacement

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Manatee County low- and very-low-income homeowners can apply for financial help for housing rehabilitation and replacement assistance from the Manatee County Community & Veterans Services Department.

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Welcome to DBPR Online Services (login.login)

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The State of Florida is an AA/EEO employer. Copyright 2007-2013 State of Florida. Privacy Statement

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Foreclosure Assistance Program and Residential Rehabilitation Program Dec 4 & 18 are mandatory orientations

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Grant Programs | Fort Pierce, FL - Official Website

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All applicants are required to attend one (1) in-person Mandatory Orientation prior to submitting an application. Attendance is a prerequisite for eligibility.

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Opens Dec 4 - Mobile Homes

Opens Dec 3 - Housing Rehabilitation

Homeownership Development program

Must attend workshops in Nov. to be accepted to program.

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To build partnerships and administer programs that preserve and grow the inventory of safe and sanitary affordable housing in Leon County.

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Better Future is Pasco County’s initiative for our allocation of Community Development Block Grant – Disaster Recovery (CDBG-DR) funds. CDBG-DR is federal U.S. Department of Housing and Urban Development (HUD) funding intended to assist communities with long-term disaster recovery and help us be more resilient in the face of future disasters.

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Orange County Recovers Program Open Application period - Hurricane Ian

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Orange County Recovers Program Open Application period - Hurricane Ian

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Helping Orange County Homeowners

The Orange County Recovers Program (OCRP) provides housing assistance to eligible single-family homeowners affected by Hurricane Ian in September 2022 ('qualifying storm") and still have remaining damage. OCRP assists property owners by providing funding to repair, reconstruct, or replace single-family homes that suffered damage from the qualifying storm. OCRP was designed to ensure that the housing needs of the low- to moderate income homeowners, protected classes, and vulnerable populations are addressed to the greatest extent possible. The program's primary objective is to provide decent, safe, and sanitary housing to eligible applicants.

The Orange County Recovers Program is centrally administered by Orange County's Department of Housing & Community Development and serves low- to moderate-income (LMI) households impacted by Hurricane Ian in Orange County and its surrounding municipalities.
PLEASE NOTE: Luxury items, including but not limited to, high-end countertops, high-end appliances, stone flooring, security systems, swimming pools, spas, fireplaces, sheds, outbuildings, fences, and television satellite dishes are not eligible under OCRP.

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Orange County Recovery Program: Assistance After Hurricane Ian

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Discover the Orange County Recovery Program for housing help post-Hurricane Ian, including support for Alabama residents.

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Lasting Manatee (Community Development Block Grant - Disaster Recovery)

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SHIP is not open for applications.

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If the problem continues, contact the site owner.

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Disaster Assistance - SHIP HHRP Funding Rush Rental Assistance - Housing Assistance tab

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According to the 2022 Florida Department of Economic Opportunity, Occupational Employment Statistics and Wages, 35% of the jobs in Collier County pay less than $35,000 per year with 58% paying less than $45,000 per year. Someone earning a $45,000 yearly salary should be able to afford a housing payment of $1,125 per month. However, 2023 reports have captured the following rent and home sales data:

the median rent in Collier County is $2,230

market rent is $3,922 and

the median home sales price in Collier County is $571,500 (Single Family Homes- $765,000, Condos- $465,000)

Sources: University of Florida Shimberg Center for Housing Studies, Zillow Research, and Apartment List Methodology, 2023, and NABOR Market Report, October 2023
You may find this data sobering, and it's no wonder: Pre-COVID, more than 61% of the jobs in Collier County paid less than $33,250 per year, while the average monthly rental cost was averaging more than $1,500 a month, and the average home price started around $341,000.

"It is the opinion of the panel that Collier County absolutely has a housing affordability problem," according to the Urban Land Institute (ULI) report, which can be found here.

A 2023 FGCU Lutgert College of Business Regional Economic Research Institute and Lightcast report found that 52,749 people commute to work every day from outside of Collier County. Almost 30%,or more than 15,800, of these commuters are coming from east coast counties. These commuters represent employees who work in Collier but live in Lee, Charlotte or other counties in which they spend their wages on rent, taxes, mortgages, groceries, gas and other necessities. Many public-sector employees and large segments of the private sector simply cannot afford to live in Collier County. Their daily commutes from neighboring communities add to traffic congestion and diminish quality of life and active citizen participation.

Providing access to affordable housing closer to jobs reduces commute times and costs, increases quality of life and assists in supporting a healthy local economy. That is why the county is working to address the issue in a variety of ways, including the creation of special incentives for developers to provide housing at affordable prices in their plans and offering programs to assist prospective homebuyers and renters. Current examples of communities with housing affordability options include Allura, Bristol Pines, and Dockside among others.

Collier County's Community and Human Services Division offers a wide range of resources for anyone interested in the topic of affordable housing, seeking it or providing it. We are proud to support our community, families and all individuals looking for the perfect place to call home.

Here are some policy-based decisions that are garnering positive results in our communities:

In 2017, Collier County approved the Collier County Community Housing Plan which contained over 35 individual actions that have been adopted to improve Housing Affordability
Source: Community Housing Plan, 2017

Since 2018, 3,891 NEW affordable units have been approved by the Collier County Board of County Commissioners to be built with 2,108 of those located in the Urban Area and 1,783 allocated for the rural areas and Immokalee
Source: Collier County Growth Management & Community Development Department, Commitment Tracking System, November 2023

The Collier County Board of County Commissioners dedicated the 5-acre, county-owned, Bembridge Planned Unit Development (PUD) site on Santa Barbara Boulevard for affordable housing and contracted to have 82 affordable family rental units built
Source: Harmony Apartments- projected opening December 2023

The Board purchased and dedicated 22 acres of the Golden Gate Golf Course property for affordable housing and contracted for 252 affordable rental apartments and 120 affordable senior housing units to be built

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Home - Collier County Affordable Housing

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According to the 2022 Florida Department of Economic Opportunity, Occupational Employment Statistics and Wages, 35% of the jobs in Collier County pay less than $35,000 per year with 58% paying less than $45,000 per year. Someone earning a $45,000 yearly salary should be able to afford a housing payment of $1,125 per month.

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The State Housing Initiatives Partnership (SHIP) program fosters public/private partnerships to create and preserve affordable housing. Funds are channeled to counties and eligible municipalities on an entitlement basis and are earmarked for this purpose by the William E. Sadowski Act.

Acquisition of property for affordable housing

Construction and gap financing

Down payment and closing cost assistance

Emergency repair

Impact fees

Matching for federal housing grants

Mortgage buy downs

New construction

Programs and home ownership counseling

Rehabilitation

At least 65% of each local government's SHIP funds must be used for home ownership, and 75% must be used for construction, rehabilitation, or emergency repairs.

At least 30% of funds must be reserved for awards to very-low income households. Another 30% of funds must be awarded to low-income households.

Up to 10% of funds may be used for administrative costs.

SHIP was designed to maximize local flexibility in the use of funds. In exchange for flexibility, local governments demonstrate accountability through annual reporting.

The selection of households wishing to obtain assistance through the county's SHIP Program shall be on a first-come, first-served basis for single-family activities.

All possible efforts will be made to accommodate very-low and low-income families in order to exceed the minimum percentages required.

The selection and the expenditure of funds will be done in a manner, which will insure that there will be no discrimination on the basis of race, creed, color, age, sex, familial status, handicap, religion, martial status, or national origin.

More information

For more information call (813) 612-5397.

The Community Development Block Grant (CDBG) Program is authorized under Title 1 of the Housing and Community Development Act of 1974 , as amended.

The primary objective of the Act is the development of viable urban communities. These viable communities are achieved by providing the following, principally for persons of low and moderate income:

To achieve these goals, the CDBG regulations outline eligible activities and the national objective that each activity must meet.

HOME Investment Partnership Program (HOME) provides formula grants to states and localities that communities use - often in partnership with local nonprofit groups - to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership, or provide direct rental assistance to low-income people.

For more information please visit the U.S. Department of Housing and Urban Development .

A community Housing Development Organization (CHDO) is a private nonprofit community-based
service organization that has obtained, or intends to obtain, staff with the capacity to develop
affordable housing for the community it serves.

There are several requirements that they have to meet, such as their organizational structure, experience, legal status, and geographic area they are serving.

The County publishes a Request for Proposals that certifies a CHDO each year.

The American Rescue Plan (ARP) provides to assist individuals or households who are homeless, at risk of homelessness, and other vulnerable populations by providing housing, rental assistance, supportive services, and non-congregate shelter, to reduce homelessness and increase housing stability across the country.

HOME-ARP funds can be used for four eligible activities.

Production or Preservation of Affordable Housing

Tenant-Based Rental Assistance (TBRA)

Supportive Services, including services defined at 24 CFR 578.53(e) , homeless prevention services, and housing counseling

Purchase and Development of Non-Congregate Shelter. These structures can remain in use as non-congregate shelter or can be converted to: 1) emergency shelter under the Emergency Solutions Grant program; 2) permanent housing under the Continuum of Care; or 3) affordable housing under the HOME Program.

For more information, please visit the: U.S. Department of Housing and Urban Development

The HESG program provides funding to:

1. engage homeless individuals and families living on the street

2. improve the number and quality of emergency shelters for homeless individuals and families

3. help operate these shelters

4. provide essential services to shelter residences

5. rapidly re-house
homeless individuals and families

6. prevent families and individuals from becoming homeless

Learn more with the - HESG Program Components Quick Reference.

For more information on how to apply contact the Tampa Hillsborough Homeless Initiative (THHI) at (813) 223-6115 or visit their website .

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State Housing Initiatives Partnership Program (SHIP)

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SHIP - Lydia Mangano CDBG - Spencer Nabors

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SHIP – Hamilton County – Official Website

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SHIPP (CRF) Coronavirus Relief Fund Housing Rehabilitation/Emergency Repair Complete the substantial rehabilitation of substandard, homeowner occupied housing. The economic life of the house should be extended by an additional five (5) to ten (10) years.

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The My Safe Florida Home Program
is Back To help you get readier
for hurricanes and save money!

MSFH is not out of grant money. Grant applications are open to eligible applicants using new Legislature Guidelines. Program did close first time inspection applications.

We recommend using a computer with Chrome when in your portal for best results.

Hurricanes are a fact of life in Florida, and if you have the ability to harden your home without the use of grant funding, please do so immediately! Home hardening improvements are the best way to protect your home from storms and save on insurance.

The My Safe Florida Home Condo Pilot program was appropriated $30 million and is expected to launch in Fall 2024. Click here for more information.

Click here to stay tuned for more information on future funding timelines.

Click here for answers to additional frequently asked questions about recent changes.

MY SAFE FLORIDA HOME VIDEOS

Attention Grant Groups 1 & 2

Application Categories & Dates

THE 3 KEY STEPS TO THE PROGRAM

1. INSPECT

Having a quality wind-mitigation inspection done to your home is the first step towards making it stronger to withstand hurricanes and saving you money on your home insurance.

The inspection report you will receive will provide you with two key benefits:

Give you the opportunity to share your report with your insurance carrier to make sure you're currently receiving all available discounts on the hurricane portion of your home insurance premium.

Be your roadmap to retrofitting your home with the proper improvements to help strengthen it against hurricanes and gain any available discounts on the hurricane portion of your home insurance premium.

2. STRENGTHEN

Using the recommendations contained in your inspection report is the next step towards strengthening your home against hurricanes through the following home improvements:

Roofs & Structure

Strengthen Roof to Deck Attachments

Reinforce Roof-to-Wall Connections

Install Secondary Water Barrier for Roof

Opening Protection

Window Upgrades

Exterior Door Upgrades
(including Garage Doors)

Attention Florida Homeowners:

Always be sure to use a licensed contractor registered with the State of Florida for any improvement work you decide on completing, and we recommend getting bids from at least three contractors so you can compare pricing and choose the best option to suit your needs.

3. SAVE

Strengthening your home against hurricanes through proper improvements is a proven path to gain discounts on the hurricane portion of your home insurance premium.

Contact your insurance agent or carrier to:

Inform them about the improvements you have made in order to gain available discounts on your home insurance premium.

Speak with them about any other options available for you to save money.

Wind Upgrades provide discounts by Law.

IMPORTANT PROGRAM CHANGES

When do the new program changes take affect?

New Program Changes Effective July 1, 2024

Beginning July 1, 2024, the MSFH program will re-open our portal for homeowners. New funding for the program will be tied to new prioritization requirements as enacted by the Legislature. Applications will be accepted and prioritized in 15-day increments.

Grant Group 1 - Low-income homeowners age 60+ - July 1 - July 15th

Grant Group 2 - Low-income homeowners of any age - July 16th - 30th

Grant Group 3 - Moderate-income homeowners age 60+ - July 31st - August 14th

Grant Group 4 - Moderate-income homeowners of any age - August 15th - 30th

Grant Group 5 - All other eligible Florida homeowners - August 31st

Once all funds are awarded, the portal will close and will not accept any additional applications until additional funding is provided.

If I am already approved for a grant do the changes coming July 1 affect me?

No, if you have received notification that your grant application was approved and you were directed to obtain a contractor, you may continue to proceed with your project.

If I received my initial inspection but was unable to submit a grant application before the portal closed, do the new rules effective July 1st apply to me?

Yes, all grant applications submitted after July 1 st are prioritized as follows:

Low-income homeowners age 60+ - July 1 - July 15th

Low-income homeowners of any age - July 16th - 30th

Moderate-income homeowners age 60+ - July 31st - August 14th

Moderate-income homeowners of any age - August 15th - 30th

All other eligible Florida homeowners - August 31st

I have had a home inspection, but I can't complete my grant application, what happens now?

On July 1st, the portal will be re-opened with new prioritization criteria, see question above, "Upcoming law changes July 1, 2024."

If I have submitted a grant application, can I begin construction on my home while awaiting additional grant funds to be available?

No. Do not begin any reimbursable construction PRIOR to receiving your official grant approval notice.

What is the My Safe Florida Home Program?

The My Safe Florida Home Program was re-enacted during the most recent Special Session of the Florida Legislature. The program consists of two primary components:

1. Wind Mitigation Home Inspections. All owners of site-built, single-family, residential homes or townhouses are eligible to make application for a wind mitigation home inspection. This inspection will identify those elements of your home's construction which could be improved to mitigate your home against future wind damages. All inspections will be provided to eligible homeowners free of charge by the State. Applications will be reviewed and approved in the order in which they are received until current funding is exhausted.

2. Wind Mitigation Grants for home retrofitting construction for improvements identified on the free wind mitigation inspection.

Who is eligible to receive a hurricane mitigation inspection?

An owner of a site-built, single-family, residential house or townhouse may apply for and receive an inspection without any further obligation to apply for a grant.

Can I choose my own contractor to complete the work on my house?

Yes. As of July 1, 2024, the My Safe Florida Home Program is allowing homeowners to choose any Certified Florida State contractor to make reimbursable upgrades to their homes.

To be eligible to make any recommended home-hardening improvements for reimbursement, designated Contractors must:

Be licensed and certified with the state of Florida Department of Business and Professional Regulation as:

General Contractor

Building Contractor

Residential Contractor

Specialty Contractor

Roofing Contractor

How do I calculate my reimbursement amount?

According to Florida Statute 215.5586, 2(b), "All grants must be matched on the basis of $1 provided by the applicant for $2 provided by the state up to a maximum state contribution of $10,000 toward the actual cost of the mitigation project." In other words, the homeowner must contribute funds equal to 1/3 of the cost of the project toward the project to be reimbursed for the remaining 2/3's up to a maximum state contribution of $10,000.

For example, if an applicant were to pay $15,000 for new impact-rated windows, their required contribution would be $5,000, and the state's contribution would be equal to the maximum grant amount of $10,000. If the windows cost $9,000, the applicant would pay $3,000 and would receive a state-matched Reimbursement of $6,000. If the windows cost more than $15,000, the applicant would still only receive $10,000, as that is the maximum reimbursement amount.

How do I make sure my project is complete?

Please note that the program assumes no responsibility for the performance of the contractor you select and work with. It will now be up to every MSFH Grantee/homeowner to find and manage their own eligible contractor and relationship. The program and FL Dept. of Financial Services is not responsible for or involved in any way with the grantee's contractor selection and/or the grantee construction and payment process.

Homeowners can find all licensed Florida Contractors at the Florida Department of Business Professional Regulation website here.

What happens if I have a problem with my contractor?

The My Safe Florida Home Program (DFS) is not responsible for work performed by the certified independent Florida contractors selected by the grantee/homeowner. My Safe Florida Home Program does not provide any warranties or guarantees, express or implied, regarding the work performed by grantee selected contractors. Any disputes regarding work performed by contractors must be resolved between the homeowner/client and the contractor. By participating in the My Safe Florida Home Program, the homeowner/grant recipient agrees to hold My Safe Florida Home Program (DFS) harmless and release the program from any and all liability related to the work of the contractors they select for work.

MY SAFE FLORIDA HOME PROGRAM RESOURCES

These are all excellent program resources that you should consider
downloading for future use and printing for reference.

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Helping Florida GET READIER for Hurricanes AND Save Money! - My Safe Florida Home

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MSFH is not out of grant money. Grant applications are open to eligible applicants using new Legislature Guidelines. Program did close first time inspection

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All the counties eligible for CDBG-DR are listed here with links to their page.

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Hurricanes Idalia, Debby, Helene, Milton and the 2024 North Florida Tornadoes

Hurricane Idalia (Category 4, August 2023), Hurricane Debby (Category 1, August 2024), Hurricane Helene (Category 4, September 2024) and Hurricane Milton (Category 5, October 2024) devastated the state of Florida. Each of these storms made landfall on Florida's Gulf Coast, bringing strong winds, heavy rainfall and severe flooding to many parts of the state. The North Florida Tornadoes (May 2024) brought severe weather, including at least 4 tornadoes, to the Big Bend area.

The United States Department of Housing and Urban Development ( HUD) announced that the state of Florida would receive Community Development Block Grant - Disaster Recovery ( CDBG-DR) funding to support long-term resiliency and mitigation efforts following the 2023 and 2024 storms. FloridaCommerce is the governor-designated state authority responsible for administering these funds. Working with Florida's impacted communities, FloridaCommerce's Office of Long-Term Resiliency ( OLTR) has drafted an action plan to guide how this funding will address unmet recovery and mitigation needs following the impacts of Hurricanes Idalia, Debby, Helene and Milton, and the 2024 North Florida Tornadoes.

Eligible Counties

Forty-seven counties have been identified as Most Impacted and Distressed ( MID) areas and are eligible for 2023 and 2024 storm CDBG-DR programs from the state of Florida. In the aftermath of the storms, HUD identified 21 MID counties and 26 additional counties have been identified by the state of Florida as being State MID counties. These counties will be served directly by the state of Florida through FloridaCommerce and Rebuild Florida.

Entitlement Communities

HUD identified eleven Florida counties and cities that will receive direct funding allocations separate from the amount allocated to the state of Florida. These communities will be responsible for designing their own programs to address their communities' unmet needs, as well as administering any funds to run those programs. For Floridians in entitlement communities who are interested in 2023 and 2024 Storm recovery assistance, please contact your community directly; their websites are below:

This map shows the HUD and State-identified MID counties eligible to receive assistance through Rebuild Florida for recovery from the 2023 and 2024 Storms. This map also identifies the eleven entitlement communities.

2023 and 2024 Storms Timeline

A timeline of the 2023 and 2024 Storms disaster recovery process is below. The timeline will be updated with the most recent information as it becomes available.

August 30, 2023: Hurricane Idalia makes landfall near Keaton Beach, Florida.

May 10, 2024: Five North Florida tornadoes touched down in multiple counties throughout Florida's Gulf Coast.

August 5, 2024: Hurricane Debby makes landfall near Steinhatchee, Florida.

September 26, 2024: Hurricane Helene makes landfall near Perry, Florida.

October 9, 2024: Hurricane Milton makes landfall near Siesta Key, Florida.

January 7, 2025: HUD Press Release announces that the state of Florida will receive $925,394,000 in CDBG-DR funding to support long-term resiliency in response to Hurricane Idalia, Hurricane Debby, Hurricane Helene, Hurricane Milton, and the 2024 North Florida Tornadoes.

January 16, 2025: HUD publishes the Federal Register Allocation Announcement Notice formally announcing the allocation of CDBG-DR funds and the regulations guiding the administration of these funds.

March 19, 2025: FloridaCommerce posts the Draft State Action Plan for Disaster Recovery for a 30-day public comment period.

April 25, 2025: Draft State Action Plan submitted to HUD.

June 4, 2025: State Action Plan approved by HUD.

FloridaCommerce has drafted an action plan for use of the funds allocated for recovery from the 2023 and 2024 Storms, as required by HUD. The Draft State Action Plan for Disaster Recovery provides a high-level strategy for how the funding will be used to address eligible communities' long-term resiliency and mitigation needs. The Draft State Action Plan was developed with input from state and community partners, as well as citizens, to determine the remaining long-term resiliency needs and the most critical disaster mitigation needs.

FloridaCommerce posted the Draft State Action Plan for public comment from March 19, 2025 until April 19, 2025. Following the public comment period, FloridaCommerce incorporated and responded to public comments received during the 30-day public comment period. The Draft State Action Plan was submitted to HUD for review and approval on April 25, 2025 and was approved by HUD on June 4, 2025.

Community Workshops

FloridaCommerce hosted Community Workshops aimed to provide assistance and answer questions for citizens and stakeholders impacted by the 2023 and 2024 Storms.

Public Hearings

Before submission to HUD, a draft of the State Action Plan was posted, and FloridaCommerce hosted Public Hearings where members of the public were invited to provide comments and feedback to be used to finalize the State Action Plan.

On March 7, 2025, FloridaCommerce hosted virtual workshops aimed to provide assistance and answer questions for citizens and stakeholders impacted by the 2023 and 2024 Storms.

On March 24, 2025, FloridaCommerce hosted the first Public Hearing, in Leon County, where members of the public were invited to provide comments and feedback for the Draft State Action Plan.

On April 4, 2025, FloridaCommerce hosted the second Public Hearing, in Martin County, where members of the public were invited to provide comments and feedback for the Draft State Action Plan.

On April 7, 2025, FloridaCommerce hosted the third Public Hearing, in Alachua County, where members of the public were invited to provide comments and feedback for the Draft State Action Plan.

Procurements and Solicitations

2025 Federal Register

The Federal Register provides guidance on HUD program requirements to state and local governments. Below are links to the Federal Register guidance applicable to funding associated with the 2023 and 2024 Storms.

To Report Fraud, Waste, and Abuse

If you suspect fraud, waste, or abuse please file a report with FloridaCommerce.

You may also file a complaint regarding this program: File a Complaint

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Long-term resiliency information specific to the 2023 and 2024 storms

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Welcome to Flagler/Clay County Housing Authority

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PUBLIC HOUSING WAITLIST OPEN Public Housing Applications Applications for the Public Housing Program are available every 3rd Wednesday of every month, from 8:00 AM to 11:00 AM, at 502 S Bacher St, Bunnell, FL, 32110. You must apply in person.

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State Housing Initiatives Partnership Program (SHIP) Disaster Program

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State Housing Initiatives Partnership Program (SHIP) Disaster Program

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SHIP (State Housing Initiative Program) | Hernando County, FL

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The purchase Assistance program provides first-time homebuyers that are at or below 120% of the Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area with an interest fee deferred forgivable loan that may be applied towards, down payment, closing, costs, and principal reduction for eligible housing.

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Housing and Human Services - Replacement Rehab and Repair Program

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Brevard County Housing and Human Services Housing Programs Repair, Rehabilitation and Replacement Program

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The Osceola County Housing Office offers vital support to County residents seeking affordable and stable housing solutions including information and services for rental assistance, first-time homebuyer programs, numerous grant programs, homeless services, and more.

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Overview

Hurricane Milton made landfall on Florida's west coast as a Category 3 storm on October 9, 2024. In January 2025, The U.S. Department of Housing and Urban Development (HUD) announced an allocation of $12 billion to states and local governments for major disasters that took place in 2023 or 2024. Orange County expects to receive a $33,357,000 allocation from the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grant - Disaster Recovery (CDBG-DR) to assist with recovery and mitigation efforts related to Hurricane Milton.

Updates will be posted on the website and detailed in the monthly newsletter. Sign up for the newsletter HERE.

CDBG-DR Program Allocation and Funding Thresholds

Community Meetings

Orange County is soliciting input from the community to assist with the development of the Action Plan.

Meetings have been held at the following locations:

Tuesday, March 11, 2025 - Orlo Vista Elementary School

Wednesday, March 12, 2025 - Barnett Park

Thursday, March 13, 2025 - Bithlo Community Center

Tuesday, March 25, 2025 - Sadler Elementary School

CDBG-DR Timeline

A timeline of Orange County's disaster recovery actions related to Hurricane Milton is summarized below. The timeline will be updated with the most recent information as it becomes available.

July 22, 2025: Grant Agreement for CDBG-DR funds executed between Orange County and HUD.

July 3, 2025: Orange County CDBG-DR Action Plan received the final approval from HUD.

June 18, 2025: Draft Action Plan was submitted to HUD for review and approval.

June 3, 2025: Public hearing for the Hurricane Milton Action Plan conducted by the BCC.

April 15, 2025: May 15, 2025: Draft Action Plan was published for a 30-day public comment period and available on this website.

February/March 2025: Community engagement and outreach process for CDBG-DR funds.

January 16, 2025: HUD issued theUniversal Notice for CDBG-DR funds.

October 4, 2024: Hurricane Milton made landfall.

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Orange County - Disaster Recovery Program for Hurricane Milton

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Transform 365 open applications

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Volusia County received an allocation of Rapid Unsheltered Survivor Housing (RUSH) funds from U.S. Department of Housing and Urban Development (HUD). This special allocation of RUSH funding is in response to the President's major disaster declarations for Hurricane Helene (DR-4828- FL) and Hurricane Milton (DR-4834-FL).

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Community Development Programs | Seminole County

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The Affordable Housing Advisory Committee (AHAC) reviews established policies, procedures and ordinances, as well as land development regulations and Seminole

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Official website for Lake County, FL Government and the Lake county Board of County Commissioners.

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Hurricane Debby Recovery | Sarasota County, FL

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NOTICE: All Disaster Recovery Centers in Florida will cease operations temporarily at close of business Tuesday, Sept. 24, in preparation for severe weather. The centers will reopen when weather conditions permit.

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Inspiritus

Rebuilding Together Greater Florida

CDBG-DR

Rebuild Florida

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Hurricane Milton Recovery Resources in Polk - Polk County Government

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Find the latest Hurricane Milton recovery resources for Polk County residents and businesses. Stay updated with new assistance and information HERE!

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The Neighborhood Services Department oversees housing programs and works year-round to leverage funding for City projects and neighborhood programs through grants. The division plans and administers federal, state, local and other types of grants for the City at large.These…

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N​OTICE OF FUNDING AVAILABILITY

Palm Beach County Department of Housing and Economic Development (HED) announces the availability of SHIP Foreclosure Prevention funds. Applications are available online by visiting the website below. Applications are accepted on a first submitted, first qualified, first served basis, subject to funding availability.

SHIP Foreclosure Prevention Program - Funding is provided to assist with delinquent mortgage payments (PITI), up to three (3) months additional payments, property taxes, and homeowners insurance. Additionally, funding may assist with late fees, attorney's fees, homeowners' association payments, special assessments, other foreclosure associated costs, and mortgage delinquency and default resolution counseling. Maximum Award Amount is up to $20,000. Assistance will be awarded as a deferred loan secured by a five (5) year mortgage.

Household Size and Income Categories to be served :

PROGRAMS REQUIRED DOCUMENTS: documents must be provided at the time of application - for ALL household members. If the applicant's property is located in the incorporated areas of Boca Raton, Delray Beach, Boynton Beach, and West Palm Beach, the applicant must apply for assistance with the city where the property is located.

Click Here for Foreclosure Prevention Application ​

​For additional information, please contact:

Palm Beach County

Department of Housing and Economic Development (HED)

Mortgage and Housing Investments Division

100 Australian Avenue, 5th Floor, West Palm Beach, FL 33406

Telephone: (561) 233-3600 Receptionist or Antoinette Prescott (561)233-3606

Website: https://pbcgov.com/HED​

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N​OTICE OF FUNDING AVAILABILITY Palm Beach County Department of Housing and Economic Development (HED) announces the availability of SHIP Foreclosure Prevention funds. Applications are available online by visiting the website below. Applications are accepted on a first submitted, first qualified, first served basis, subject to funding availability.

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SHIP AVAILABILITY OF FUNDING NOTICE | Okeechobee County Florida Board of County Commissioners

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OKEECHOBEE COUNTY
AVAILBILITY OF FUNDING
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM Okeechobee County announces that the Florida Housing Finance Corporation has awarded the County $350,000 in State Housing Initiatives Partnership (SHIP) Program funds for State Fiscal Year 2024-2025. Funding is limited and applicants on the current waiting list will be assisted first. Do you have a low-income household? Did you know you may be eligible for Affordable Housing assistance? Okeechobee County has several strategies that may be able to assist you! Purchase Assistance: Funds allocated to this program will provide assistance to income eligible households to purchase existing homes. The County will provide down payment and closing cost assistance through deferred payment loans to eligible homebuyers that meet program requirements. The amount of assistance provided is based on the household income and actual need. All applicants must be pre-qualified for a mortgage prior to applying for SHIP assistance. Additionally, SHIP funding may NOT be used to purchase a mobile home. Owner-Occupied Rehabilitation: Funds allocated to this program will provide rehabilitation assistance to eligible income owner-occupied dwelling units. Applicants must have homeowners’ insurance. The amount of assistance provided is based on the household income and actual need. Emergency Repair: Funds may be awarded to eligible applicants in need of emergency repairs to their home. This includes structural system failures, damaged roofing, damaged windows, hazardous electrical wiring, plumbing issues, septic problems, A/C not functioning properly, or any system failure that is an immediate health or safety hazard to the occupants. Eviction Prevention: Funds will be awarded to low-income renter households recovering from or experiencing a temporary hardship in need of assistance for eviction prevention for up-to 3 months of past due rent and late fees. Eligible hardships include but are not limited to: job loss or income reduction, unexpected vehicle repairs, illness, sudden medical expenses or death of a family member residing in the household. Foreclosure Prevention: Funds will be awarded to low-income households recovering from or experiencing a temporary hardship in need of assistance for foreclosure prevention for up-to 3 months of past due mortgage and late fees. Eligible hardships include but are not limited to: job loss or income reduction, unexpected vehicle repairs, illness, sudden medical expenses or death of a family member residing in the household. Security Deposit and First and Last Month’s Rent: Funds will be awarded to low-income renter households in need of assistance for security deposit and first and last month’s rent. The SHIP applicant must sign a minimum of a one-year lease agreement and eligible mobile homes must be a 1994 or newer. APPLICATIONS AND ASSISTANCE WILL BE AVAILABLE ON WEDNESDAY NOVEMBER 13TH BETWEEN THE HOURS OF 9:00AM – 1:00PM AT 1728 NW 9TH AVENUE (THE DOH-OKEECHOBEE COUNTY AUDITORIUM)

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State Housing Initiative Partnership (SHIP) Program | Martin County Florida

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The State Housing Initiative Partnership Program is a Martin County sponsored program to provide loans to very-low, low, and moderate income persons to assist

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The Indian River County Local Housing Assistance Program (IRCLHAP) was established on April 6, 1993 pursuant to the State Housing Initiatives Partnership (SHIP) Program. IRCLHAP’s purpose is to increase the availability of affordable housing units in the County by providing low or no-interest loans for down payments and closing costs; loans for impact fees; and loans for renovation of substandard housing units. Funding is from the SHIP program. The County’s Community Services Department administrates and monitors the program.

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Rebuild Fl.

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State Housing Initiatives Program (SHIP)

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Housing projects are administered by the State Housing Initiatives Partnership (SHIP) funded by the Florida Housing Finance Corporation and the Community Development Block Grants (CDBG) funded through FloridaCommerce. All programs are based on income eligibility.

Programs

Purchase Assistance - Potential homeowners may be eligible for down payment assistance through the SHIP program. You must be pre-approved by a Florida-certified lender and the price of the home can not exceed $230,000.

Home Repairs - Homeowners may qualify for home repairs for health, safety, and code improvements.

Home Replacement - Homeowners may qualify for Demolition Reconstruction of their home if the home is deemed to need more than 51% of rehabilitation done to the home.

How to Apply

Print the Application - Housing Assistance Application in English (PDF).

Apply in person at:

DeSoto County Social Services Department
201 E Oak Street, Suite 202
Arcadia, FL 34266

The State Housing Initiatives Partnership (SHW) Act, ss. 420.907-420.9079, Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code, require local governments to develop a one-to-three-year Local Housing Assistance Plan (LHAP) outlining how funds will be used. To view the LHAP click here.

Florida Statutes 125.379 and 166.0451 require counties to identify parcels they own in fee simple that are appropriate for use as affordable housing. The following link to County-owned parcels suitable for affordable housing will provide you with the adopted Resolution of inventoried and identified parcels.

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The Social Services Department administers housing projects such as the State Housing Initiatives Partnership (SHIP) funded by the Florida Housing Finance Corporation and the Community Development Block Grants (CDBG) and the Community Development Block Grant (CDBG) funded through the Florida Department of Economic Opportunity (DEO).

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Mission: The Housing Division of Charlotte County Human Services is responsible for the oversight of the enforcement of federal and state fair housing laws. T.

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There is a SHIP approved lender list available upon request. Dana Saddler has this. We also have a 2021 Resource Guide for Child and Family Focused. Can click link to apply for SHIP

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​The Alachua County State Housing Initiatives Partnership (SHIP) program offers financial assistance for owner-occupied rehabilitation, down payment assistance, and disaster assistance for qualified applicants.
Owner-Occupied Rehabilitation
The SHIP program assists income-eligible, qualified applicants in making critical repairs to owner-occupied houses. Repairs are geared towards improving the health and safety of these homes in the form of an interest-free, deferred second mortgage. This loan is forgivable as long as the applicant continues to own and occupy the rehabilitated home as their primary residence for the term of the loan. SHIP funds assist only housing that meets the constructed state housing standards defined in Chapter 553 of the Florida Statutes.

Interested applicants can apply to the online Neighborly platform.
Down Payment Assistance
The SHIP program assists income-eligible, qualified first-time homebuyers to be used as down payment and closing costs for purchasing a new orexisting home. SHIP funds assist only housing that meets the constructed state housing standards defined in Chapter 553 of the Florida Statutes. SHIP funds may also be used to purchase mobile or manufactured homes built in or after 2010.

Interested applicants must register for a first-time home buyer class by calling 352-393-8209. After completing the class, they can submit an application through the online Neighborly platform.
Disaster Assistance
SHIP program funds may be awarded for immediate activities during and after a disaster or emergency. Funds will be awarded to income-eligible,qualified applicants directly affected by a disaster declared by an executive order of the president or governor.

Interested applicants can request an application by contacting the SHIP office at housing@alachuacounty.us.

Funds for all programs are awarded on a first-qualified, first-served basis, based on income guidelines, priorities identified, and preference given to very low-income families, the elderly, essential personnel, and special-needs households as defined in the SHIP Local Housing Assistance Plan.

The Alachua County SHIP team offers a user-friendly and efficient online application portal for Alachua County residents to participate in the SHIP program.

For more information, contact the SHIP program office at 352-337-6240.

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SHIP Program Provides Housing Assistance for Owner-Occupied Rehabilitation, Down Payment Assistance, and Disaster Assistance

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​The Alachua County State Housing Initiatives Partnership (SHIP) program offers financial assistance for owner-occupied rehabilitation, down payment assistance, and disaster assistance for qualified applicants. Owner-Occupied Rehabilitation The SHIP program assists income-eligible, qualified applicants in making critical repairs to owner-occupied houses.

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A portal where SBA borrowers can view loan details, make payments, and access statements for COVID-19 EIDL, disaster, or SBA-serviced 7(a) loans.

You can sign in with an existing CAFS and Veteran Certification accounts.

Manage your COVID-19 EIDL and disaster loans

View your loans, statements, payment history, and more

The MySBA Loan Portal dashboard provides easy access to due dates, payment amounts, and balances to help you manage your SBA loans.

Make payments to SBA loans with ease

The MySBA Loan Portal provides easy access to your account summary, transactions, and statements and the ability to make payments toward your balance.

Send & receive messages with the SBA team concerning your accounts

The MySBA Loan Portal provides one place to access and archive correspondence concerning your loan accounts.

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A portal where SBA borrowers can view loan details, make payments, and access statements for COVID-19 EIDL, disaster, or SBA-serviced 7(a) loans. You can sign in with an existing CAFS and Veteran Certification accounts. View your loans, statements, payment history, and more The MySBA Loan Portal dashboard provides easy access to due dates, payment amounts, and balances to help you manage your SBA loans.

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9/18/25-11/3/25: CDBG application window (applications available for pick up), Monday-Friday 9a-4p. 11/4/25: CDBG application due no later than 4pm. Applications submitted after this will not be accepted. 10/7/25:

CDBG Applicant Workshop 11a-1p

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CDBG Second Public Hearing Notice - Baker County, Florida

Second Public Hearing Notice - Advertisement Date 10/3/2024

Baker County plans to apply to Florida Commerce for a FFY 2023-2024Small Cities Community Development Block Grant (CDBG) of$750,000 in the housing rehabilitation category. The activities, dollar amounts and estimated percentage of benefit to low-and moderate-income persons are as follows:

Activity Name / CDBG Funding / LMI Benefit

Administration / $112,500/ N/A

Temporary Relocation /$5,000 / 100%

Housing Rehabilitation / $632,500 / 100%

Baker County plans to rehabilitate or demolish and replace at least ten very low-, low-and moderate-income homes within the unincorporated areas of the county that do not meet current building code standards. Baker County will accept applications for rehabilitation assistance from qualified homeowners if grant funding is received.

Baker County does not expect that anyone will be permanently displaced as a result of CDBG-funded activities. If any persons are displaced as a result of the planned activities, Baker County will assist them as described in the County's anti-displacement and relocation policy, which is available for review at the County Manager's Office.

A public hearing to provide citizens an opportunity to comment on the application will be held at the BOCC Chambers,55 N. Third Street, Macclenny, FL 32063, on October 15, 2024, at 6:00 p.m. A draft copy of the application will also be available for review during normal business hours at the County Manager's Office by noon on October 11, 2024. Persons wanting to submit written comments on the application should send them to Sara Little, County Manager, by e-mail at countymanager@bakercountyfl.org or by mail to 55 N. Third Street, Macclenny, FL 32063 no later than October 15, 2024. Immediately following the public hearing, a Fair Housing workshop will be conducted for the public, property owners, housing professionals and local officials to receive information and training materials covering local, state, and federal Fair Housing laws.

A copy of the final application will be available for review in the County Manager's Office no later than October 16, 2024. The application will be submitted to Florida Commerce on or before October 17, 2024. To obtain additional information concerning the application and the public hearing, contact Sara Little, County Manager, at (904) 259-3613 or by e-mail at countymanager@bakercountyfl.org.

The public hearing is being conducted in a handicapped accessible location. Pursuant to the provisions of the Americans with Disabilities Act, any person requiring special accommodations to participate in the hearing is asked to advise the County at least five days before the hearing by contacting Sara Little, County Manager, at (904) 259-3613 or by e-mail at countymanager@bakercountyfl.org. If you are hearing or speech impaired, please contact the County using the Florida Relay Service, 1(800) 955-8771 (TDD) or1(800) 955-8770 (Voice).

Any non-English speaking person wishing to attend the public hearing should contact Sara Little, County Manager, at (904) 259-3613 or by e-mail at countymanager@bakercountyfl.org at least five days prior to the hearing and an interpreter will be provided.
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CDBG Activity:

Press Release CDBG Award to Baker County

1/24/2025: Press Release Florida Commerce award CDBG to 13 local governments including Baker County

4/1/2025: CDBG Administration Services contract awarded to InTouch Consulting Services

5/8/2025: As of this date, County awaiting receipt of CDBG Grant Subgrant Agreement

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Check social media for application announcements. Waiting on funds to be delivered. January is a possible opening for the program.

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Hillsborough Disaster Recovery Grant Program

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Hillsborough Disaster Recovery Grant Program | Home Repair & Relief Funds - Hillsborough Disaster Recovery Grant Program

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GRANT PROGRAM Hillsborough Disaster Recovery Grant Program Hillsborough County is set to receive $709 million in federal aid through the Community Development Block Grant - Disaster Recovery (CDBG-DR) program. This funding aims to assist residents in recovering from the significant impacts of Hurricanes Idalia (2023), Debby, Helene, and Milton (2024), which caused extensive damage across [...]

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Columbia, Dixie, Gilchrist, Lafayette, Madison, Suwannee, Union Counties

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Columbia, Dixie, Gilchrist, Lafayette, Madison, Suwannee, Union Counties

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Several counties' links can be found on this website. Idalia SHIP Funding available.

Suwannee - EOC County SHIP within city of Live Oak 1.5 Million grant awarded.

Layfayette - Subgrant $1.5 Million awarded and looking at starting in Jan 2026

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SHIP Services are in the following counties only: Columbia, Dixie, Gilchrist, Lafayette, Madison, Suwannee and Union County STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM (SHIP): Funding: State of Florida and Florida Housing Finance Corporation Services: Emergency repairs, rehabilitation, down payment and closing costs assistance for Homeownership.

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Public Services Projects to support public services in Lee County. Additional documents are available in the Document Library. Public Services Information Tool Link Our CDBG-DR Public Services Project Information Tool is now available to learn more about the status of these disaster recovery funded projects. Public Services ProjectsAllocationActivity StatusUnmet Needs Long Term Recovery Group - Housing Recovery Services:Agreement with Catholic Charities Diocese of Venice, Inc $2,333,333UnderwayBehavioral Health Services and System of Care Implementation$10,000,000Not Started Unmet Needs Long Term Recovery Group - Housing Recovery Services:Agreement with Catholic Charities Diocese of Venice, Inc

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CDBG funds and SHIP help with storm damage repairs, insurance deductibles and rental or utility arrears. Can be a grant or loan, depending on the needed assistance category.

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About Sunrise St. Pete | Action Plan | Timeline | In the News | Community Participation | FAQs

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Opened Oct 20, 2025

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Community Development – Bradford County, Florida

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Public Records Requests publicrecordsrequest@bradfordcountyfl.gov Clerk to the Board Mail: Public Records Request RMLO P.O. Drawer B Starke, Florida 32091 Community Development Bradford County’s Community Development Department offers incentives to low-income individuals and families to assist wi…

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Have you been helped by our Hometown Heroes Program? We want to hear from you! To share your story, click here!

Click here to hear how Hometown Heroes down payment assistance has impacted many Floridians!

The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce.

This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest rate and additional special benefits to those who have served and continue to serve their country.
Program Details:

Eligible full-time workforce, employed by a Florida-based employer can receive lower than market interest rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points and down payment and closing cost assistance.

Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.

Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.

Links: Income and Loan Limits
Homebuyer Loan Programs Wizard (please click here to connect with a loan officer in your area and get started.)
Share Your Testimonials
BE AWARE: There is no cost to apply for Hometown Heroes Down Payment Assistance. Scammers often target homebuyers who are in need of assistance or trying to purchase a home. A common tactic scammers use is requiring you to pay an upfront fee before providing any services. They may also try to charge you to apply for the program. Avoid any company or individual that does this and report them to the Inspector General's Office at the Florida Housing Finance Corporation 850-488-4197.

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The Florida Division of Emergency Management launched its first Statewide Residential Mitigation Program, Elevate Florida on February 7. The application period closed as of April 11 at 7 p.m. EST.

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Randy Asher Owner 513-748-8964

Contractor #CGC1531075

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Cheryl Martin, Director
2710 E. Silver Springs Blvd.
Ocala, FL 34470

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Contractor - Goal Setters - Randy Asher 513-748-8964

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Contractor - Goal Setters - Randy Asher 513-748-8964

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Roofs, bathrooms, floors, walls, kitchen, siding, windows