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Through the article, I learned about the Bank of Korea and other countries' plans for issuing CBDC. I learned that the BOK will not introduce CBDC in the near future, and will conduct a 22-month pilot test to examine that it is stable enough to replace paper money. Also, besides studying, there are things I learned from communicating with my classmates. I learned the importance of consideration by helping each other by asking and answering questions and explaining what each understood.

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At the beginning of this semester, I was embarrassed and nervous because I wasn't used to online class through Zoom. But as I took the zoom class, I got used to it and found the advantages of it, so I became happy. I thought it was an advantage to be able to communicate smoothly with my professor, such as freely sharing questions and answers. Also, I found about the differences between zoom and face-to-face classes. I felt the good point that I could express my opinion more actively than in face-to-face classes, and that I was less nervous when making presentations.

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I think my English skills have improved through this class. By talking, discussing, and presenting in English, my writing and communication abilities were strengthened and understanding of my major could be improved. I think not only my English skills but also personality has changed positively. I used to be nervous and unconfident when I spoke my thoughts and opinions. However, through this class, especially my experience as a leader of the discussion, I became more active and less nervous than before.