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Snap-chat rolls out a redesign of its Redesign

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Snap-chat rolls out a redesign of its Redesign

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Following the huge redesign of snap chat millions of Americans around the world weren't too pleased. This cost the Company millions of dollars in uninstalls and in term caused users to no longer use the app. Snap chat despite losing a chunk of money decided to redesign the app once more fixing all of the problems the app previously faced. Millions of people signed a petition to change the app back to its original format which prompted the redesign of the redesign.

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Stitch Fix CEO Katrina Lake on why Gender Matters in the business world

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Stitch Fix CEO Katrina Lake on why Gender Matters in the business world

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Stitch Fix an American company ran by CEO Katrina Lake has just previously won an award for being more diverse than other public companies. She has re-imagined shopping in a way that gender barriers will be no longer making her company appeal to all sorts of consumers. 86% of the employees are female which differs from the normal work-base of huge corporations around America.

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Stitch Fix CEO Katrina Lake on Why Her Gender Matters

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TIME sat down with the tech leader to discuss disruption in shopping and Silicon Valley

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Why Argentina talks with the IMF are enraging the country - May 12

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Why Argentina talks with the IMF are enraging the country - May 12

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Argentina's president this Saturday is reportedly seeking over 30 billion of support for his country's ailing economy. He believes it is necessary to avoid crisis that has happened so much in the past. In the past year alone Argentina has lost a 1/4 of its value. Inflation has hit an all time high of 25% which is the highest rate in Latin America thus far. The IMF are very cautious about giving Argentina money due to the fact of their previous involvement with each other resulted in Argentina losing almost every penny of the donated money.

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Why Argentina's Talks With The IMF Are Setting Off Alarm Bells in The Country

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Argentina's appeal for help from the IMF revives traumatic memories

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The classic British pub is trying to survive challenging times - May 11

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The classic British pub is trying to survive challenging times - May 11

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Although sales at the pub are at an all time low, British Pubs still find ways to bring people together and alleviate social isolation. For decades pubs have been declining in numbers, since the smoking ban their has been a huge decline in the sales at local pubs. The U.K. alone lost over 7,000 pubs in 8 years, most of them being "wet lead" which meant they only served drinks. It seems to me that the alcoholic supply in pubs has far exceeded the demand.

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The Classic British Pub Tries to Survive Challenging Times

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Since Roman times, pubs have occupied a unique place in British society-but now, two public houses close their doors for good every day.

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With jail sentences and corporate flameouts, China is talking its debt - May 11

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With jail sentences and corporate flameouts, China is talking its debt - May 11

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Starting at the peak of scandalous corporations China is proceeding to take down any firm/business built off of debt. On May 10 the Shanghai court imprisoned a tycoon who used a mountain of debt to buy the Waldorf Astoria Hotel. The Chinese government is ever so increasing their efforts to prevent scandalous transactions and faulty economy maneuvers. With higher profile deals on the horizon China must do everything now in their power to decrease their debt.

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HONG KONG - A Shanghai court imprisoned a tycoon who used a mountain of debt to buy the Waldorf Astoria hotel. Small Chinese companies are increasingly saying they cannot repay their bills, as money gets more expensive or harder to find. For other private businesses, the cost to borrow has shot up.

Faced with the looming consequences of a decade-long borrowing binge, the Chinese government is intensifying its efforts stamp out risky lending and speculative froth from the world's second-largest economy. To do it, Beijing is putting the brakes on shadowy forms of underground lending and making public spectacles of the worst offenders, even as it takes steps to ensure that small investors and the broader economy are not shaken.

The most recent and visible sign came Thursday morning, when a court in Shanghai sentenced Wu Xiaohui, the founder of one of China's biggest insurance companies, to 18 years in prison. Mr. Wu, a former car salesman who rose to become one of China's most successful businessmen, was charged in March with fraud and accused of using his company, Anbang Insurance Group, to cheat investors out of more than $10 billion.

But other signs are emerging, including loan defaults from a growing number of companies and rising interest rates for many borrowers.

"Like any deleveraging campaign, it is not painless," said Christopher Lee, a China credit specialist at S&P Global, said. "There will be losers."

Mr. Wu's sentence caps a monthslong effort by Beijing to make Anbang an example for other big Chinese conglomerates that borrowed heavily to buy up high-profile trophy assets like hotels and Hollywood studios. Mr. Wu was taken into custody last year. Before the Chinese government seized control of Anbang in February, the company had bought the Waldorf Astoria hotel in New York and a string of other marquee properties.

The high-profile deals prompted worries that growing debt was threatening China's broader economy. Since Mr. Wu fell on hard times, the chiefs of other private Chinese companies that borrowed heavily to make splashy overseas deals, like Dalian Wanda and HNA Group, have begun to sell assets to pay down debt.

"The message there is: You guys need to clean up your own mess and sell whatever you can to fix it," Mr. Lee said.

China has also clamped down on its unruly shadow banking sector, a murky area where non-bank lenders connect borrowers with those willing to lend in exchange for big returns - in many cases, small investors are unaware of potential risks. As a result of new government rules, that money is either drying up or also getting more expensive. For example, the cost of raising money through trust loans - a popular form of shadow banking in China - has risen sharply, from 7 percent to as much as 10 percent over the last 12 months, according to Mr. Lee.

The impact is beginning to show.

Over the last four days alone, three private Chinese companies have defaulted on debt, telling their bondholders that they cannot make repayments, according to data compiled by S&P Global. So far this year, 13 companies have defaulted on bonds, with the pace quickening in recent weeks. Defaults were rare or nonexistent in earlier years, in part because local authorities pressured lenders to forgive or extend missed payment dates to preserve jobs and keep the economy stable.

"The intensified regulatory control on shadow banking activities have largely shut down this alternative financing channel," said Ivan Chung, associate managing director of Greater China credit research at the ratings agency Moody's. "Weak issuers are more vulnerable to default pressure," he added.

Bankruptcies have shot up, too, with new cases growing by more than half in 2017 compared with the previous year, according to a study by Orient Capital Research. In its report, the research firm said it expected to see a significant increase in defaults by Chinese companies again this year.

Overall borrowing has become more expensive for many companies. Bond rates are rising, too, making it more costly for companies to tap that source of money.

The Chinese government is playing a careful game. Even as it allows more defaults, last month it poured more money into the financial system to contain the potential damage.

It is also sparing larger companies like Anbang. With about 35 million policyholders, Anbang could shake China's financial system if it collapsed.

"With smaller companies, they are not necessarily going to step in," said Fraser Howie, a former banker in Asia and a co-writer of three books on the Chinese financial system. He added, "What you're seeing is that the government is allowing some of them to fail. There are lots of private companies that are defaulting on a daily basis."

Anbang said on Thursday that it had sufficient cash to meet its commitments to customers. Mr. Wu, it reiterated, is no longer its chairman. Mr. Wu's lawyer, Zhai Jian, declined to comment.

The court found that Mr. Wu had illegally sold insurance products to bolster the company's financial situation. According to the prosecutors, Mr. Wu instructed employees to falsify financial statements and marketing information in an attempt to skirt regulations and raise money from the public.

The sentence was a strong one given the charges, said Yan Yiming, a criminal lawyer in Shanghai. The court on Thursday also said that it had seized Mr. Wu's bank accounts, real estate and equity.

Mr. Wu had initially struck a defiant tone, contesting the charges in March during his only appearance in the court. But facing a potential life sentence, Mr. Wu had pleaded guilty to the charges and asked the court to consider a lighter sentence.

"I repent deeply," Mr. Wu said in March in a televised statement from the court. "I know and regret my crimes."

A version of this article appears in print on , on Page B1 of the New York edition with the headline: With Resolve, China Tackles Growing Debt. Order Reprints | Today's Paper | Subscribe

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With Jail Sentences and Corporate Flameouts, China Is Tackling Its Debt

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HONG KONG - A Shanghai court imprisoned a tycoon who used a mountain of debt to buy the Waldorf Astoria hotel. Small Chinese companies are increasingly saying they cannot repay their bills, as money gets more expensive or harder to find. For other private businesses, the cost to borrow has shot up.

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Spotify Pulls R. Kelly and XXXTentacion From Playlists, Stirring a debate - May 11

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Spotify Pulls R. Kelly and XXXTentacion From Playlists, Stirring a debate - May 11

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Due to artists recently distributing several signs of hateful content Spotify has decided to put their front foot forward. One of the biggest music apps known as Spotify has previously removed R.Kelly and XXXTentaction from their playlists. This has stirred a huge controversy over Spotifys action towards these rappers, resulting in a sudden drop in Spotify downloads. The companies total revenue is looking to decrease in the months upcoming.

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Spotify, the music industry's leading streaming service, said on Thursday that it would stop promoting or recommending music by artists whose content or conduct it deemed to be offensive, hoping to quell a furor over the singer R. Kelly but immediately starting another debate over who qualified for the ban.

The company, which was valued at $26.5 billion after an initial public offering last month, introduced its new policy regarding "hate content and hateful conduct" by citing two artists - R. Kelly, the multiplatinum R&B singer, and XXXTentacion, the troubled young rapper and singer - who Spotify said had been removed from all official playlists and recommendation features on the service.

While their music will remain available for streaming by choice, it will no longer appear in Spotify's influential curated packages, which often appear on the service's front page. "We don't censor content because of an artist's or creator's behavior, but we want our editorial decisions - what we choose to program - to reflect our values," Spotify said in a statement. "When an artist or creator does something that is especially harmful or hateful, it may affect the ways we work with or support that artist or creator."

In the case of R. Kelly, Spotify added its voice to the growing chorus attempting to hold the singer responsible after decades of accusations of sexual misconduct. Last week, the Time's Up organization, which formed around the #MeToo movement to support victims of sexual abuse, joined a grass-roots #MuteRKelly campaign that has called on his record label and concert promoter, as well as local venues, radio stations and streaming services, to cease its support of the singer.

Oronike Odeleye, a founder of the #MuteRKelly campaign, said she was "just dumbfounded and awe-struck" that Spotify had "decided to take this moral stance against R. Kelly's amoral behavior." She added, "Hopefully it's a domino effect with the other streaming services."

But by wading into the discussion about what responsibility digital platforms have to police content, Spotify also risked being seen as hypocritical - or insufficiently thorough. Social media companies like Facebook and Twitter have faced increased scrutiny since the presidential election about how they monitor and censor hate speech, and how their imperfect policies break down along ideological lines.

[Never miss a pop music story: Sign up for our weekly newsletter, Louder.]

R. Kelly, who for years has faced lawsuits and news reports alleging sexual coercion and abuse of young girls and women, has denied each of the accusations against him. He is not currently facing any criminal charges and was acquitted in 2008 in a child pornography case that took six years to bring to trial. His management team has called the recent Time's Up campaign an "attempted public lynching of a black man."

In a statement on Thursday, representatives for R. Kelly denounced what they called an "ongoing smear campaign against him, waged by enemies seeking a payoff," and called Spotify's decision "unfortunate and shortsighted."

"Spotify has the right to promote whatever music it chooses, and in this case its actions are without merit," R. Kelly's management team said. "It is acting based on false and unproven allegations. It is bowing to social-media fads and picking sides in a fame-seeking dispute over matters that have nothing to do with serving customers."

R. Kelly currently has one publicly scheduled tour date, on Friday in Greensboro, N.C. A representative for the venue, the Greensboro Coliseum Complex, said on Thursday that the show had not been affected by the protest effort, and tickets are still available via Ticketmaster.

In its new rules, Spotify defined hateful content as any that "expressly and principally promotes, advocates, or incites hatred or violence against a group or individual based on characteristics, including, race, religion, gender identity, sex, ethnicity, nationality, sexual orientation, veteran status, or disability."

The streaming service also noted that it has "thought long and hard about how to handle content that is not hate content itself, but is principally made by artists or other creators who have demonstrated hateful conduct personally."

The chart-topping XXXTentacion, the other artist targeted by the new policy, is facing charges in Florida that include aggravated battery of a pregnant woman and witness tampering. As recently as Wednesday, XXXTentacion was featured on the popular Rap Caviar playlist.

Aishah White, a spokeswoman for XXXTentacion, said via email on Thursday: "I don't have a comment, just a question. Will Spotify remove all the artists listed below from playlists?" She included the names of 19 musicians, including Gene Simmons, Michael Jackson, Ozzy Osbourne and Dr. Dre, who have been accused over the years of sexual misconduct or physical violence.

Universal Music, which oversees XXXTentacion's distributor, Caroline, did not immediately respond to a request for comment. R. Kelly's label, RCA Records, a division of Sony Music, did not immediately comment either.

"As you can imagine this is a complicated process with room for debate and disagreement, so we can't get into an artist-by-artist discussion," a spokesman for Spotify said in response to follow-up questions. "In general we work with our partners and try to make decisions on a case-by-case basis."

Official playlists can be a huge platform, especially for developing artists, on streaming services such as Spotify, which counts more than 70 million paying subscribers worldwide, and on competitors like Apple Music and Amazon Music. Streaming has become the dominant mode for music consumption in the United States - with hip-hop/R&B representing the most popular genre - and digital plays are directly correlated to royalty payouts from the services.

While R. Kelly, who has not had a Top 40 hit in more than a decade, was unlikely to have appeared recently on a flagship Spotify playlist like Rap Caviar (9.5 million subscribers) or Today's Top Hits (nearly 20 million), a young artist like XXXTentacion may stand to lose more. His song "Sad!," which had been a popular playlist staple since its release in March, is currently No. 15 on Spotify's United States Top 50 chart.

As of Thursday afternoon, the track still appeared on Apple Music's premiere rap playlist, "The A-List: Hip-Hop." Apple declined to comment on its editorial decisions.

Observers on social media were quick to question where exactly Spotify was drawing the line on conduct. The singer Chris Brown, who was convicted in the 2009 felony assault of his then-girlfriend Rihanna and is the subject of a restraining order by a subsequent ex-girlfriend, currently appears on Today's Top Hits as a featured artist on Lil Dicky's "Freaky Friday." Other artists who have been accused (but not convicted in court) of violence against women, including Rich the Kid, Famous Dex and YoungBoy Never Broke Again, remained on influential playlists like Rap Caviar on Thursday.

And the question remained whether Spotify would confront the reputations of less popular artists, including rock bands like Brand New, PWR BTTM and Hedley, whose members have been accused in recent months of sexual misconduct, but have not been charged criminally. Legacy acts with checkered pasts - Jackson, for instance, or Jerry Lee Lewis with his marriage to his 13-year-old third cousin - could present their own challenges, though older or more obscure musicians are less likely to be actively promoted in general.

Terrence Henderson, the executive known as Punch from Top Dawg Entertainment, home to Kendrick Lamar and SZA, wrote on Twitter: "Whoa. Are they censoring the music? That's dangerous."

Don Gorder, the chairman of the music business and management department at Berklee College of Music, called Spotify's decision "a big deal" given the influence of its playlists, but warned that "it is a slippery slope."

"There are lots of bands in history that have been accused of bad behavior, but they're not taking the pummeling that R. Kelly is taking," he said in an interview, adding that while he found R. Kelly's reported behavior "deplorable," the singer had not been convicted in court. Spotify "created this new moral standard - what is it? Where is the line?"

Spotify said the decision to no longer promote an artist would be made by an internal committee led by Jonathan Prince, Spotify's vice president of content and marketplace policy. The company said it had also partnered with advocacy groups like the Southern Poverty Law Center, Glaad and the Anti-Defamation League to help identify hateful content.

Though Spotify has previously removed songs from white supremacist acts, its new policy represents a more hands-on approach to editorial decisions such as the content of playlists and the algorithmic recommendations of features like Discover Weekly. Asked last August about its policy regarding artists charged with violent crimes, Spotify said: "As a general matter, Spotify does not alter its content library based on the actions of the individuals behind the content. We hope that Spotify's users will use their own discretion to determine exactly what music they listen to."

In its announcement on Thursday, Spotify acknowledged that it was now entering thorny territory when it came to monitoring lyrics and artist behavior. "It's important to remember that cultural standards and sensitivities vary widely," the company said. "That means there will always be content that is acceptable in some circumstances, but is offensive in others, and we will always look at the entire context."

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Spotify Pulls R. Kelly and XXXTentacion From Playlists, Stirring a Debate

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Spotify, the music industry's leading streaming service, said on Thursday that it would stop promoting or recommending music by artists whose content or conduct it deemed to be offensive, hoping to quell a furor over the singer R. Kelly but immediately starting another debate over who qualified for the ban.

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Goldman Sachs and Apple Plan to offer a new credit card May 10

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Goldman Sachs and Apple Plan to offer a new credit card May 10

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Apple being a huge powerhouse supplying phones and computers to a majority of people across the US are deciding to work together with Goldman Sachs which is a huge financial powerhouse. This would be Goldman Sachs first credit card and would help expand not only their products but apples products as well to a vaster amount of people. The card would fit right into consumer products that Goldman has been offering.

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One company has a devoted customer base teeming with wealthy, well-traveled young adults. The other is a financial powerhouse with few offerings for everyday consumers.

Now they're trying to join forces.

Apple and Goldman Sachs have been working for months on a new credit card product that would bear the Apple Pay brand, according to a person familiar with the companies' talks.

The product would be Goldman's first credit card offering and could help the bank's effort to expand its consumer products. For Apple, the deal could help it extend its Apple Pay brand, the technology giant's digital payment service.

The two companies have been talking for months and haven't settled on all the details, said the person, who spoke on the condition of anonymity because the talks were continuing.

Andrew Williams, a spokesman for Goldman Sachs, declined to comment. An Apple spokesman also declined to comment.

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Last year, a research firm estimated that just 13 percent of iPhones have activated the Apple Pay service. Credit Mike Blake/Reuters

The partnership was reported earlier on Thursday by The Wall Street Journal.

The new card would fit into the suite of consumer products that Goldman recently began offering, like a savings account and an array of personal loans. Goldman hopes to use those new products to reduce its reliance on trading revenue in the years to come.

The card could help Goldman itself into the lives of iPhone users, who represent a far broader swath of consumers than the company now serves, and eventually open them up to the other services the bank has to offer.

"This seems to make sense," said Devin Ryan, an analyst at JMP Securities, "It's just one piece of a much bigger puzzle that is forming that is Goldman Sachs's consumer finance business."

Apple already has one branded credit card, offered by Barclays. That card allows users to earn points they can use for Apple gift cards or for financing the purchase of new Apple products.

It was unclear what, if any, benefits the new card would give consumers. But adding the Apple Pay branding would be a change. Apple introduced Apple Pay in 2014 as a way to pay for everything from a sandwich to a laptop with a wave of a smartphone instead of a swipe of a card. In effect, users upload their credit- or debit-card information to Apple and then use their iPhone, Apple Watch or other Apple products to pay for goods in stores or online. Apple takes a small cut of each transaction.

Apple executives have said they aim for Apple Pay to eventually replace cash and plastic as the primary way to pay. But Apple's payment service has a long way to go.

The research firm Loup Ventures estimated last year that just 13 percent of active iPhones had activated the service. And Apple Pay isn't even the most popular mobile-payment service. It faces stiff global competition from Samsung Pay and Google's Android Pay, as well as Alibaba's Alipay and Tencent's WeChat Pay in China.

Jack Nicas contributed reporting for this story.

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Goldman Sachs and Apple Are Said to Plan a New Credit Card

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One company has a devoted customer base teeming with wealthy, well-traveled young adults. The other is a financial powerhouse with few offerings for everyday consumers. Now they're trying to join forces. Apple and Goldman Sachs have been working for months on a new credit card product that would bear the Apple Pay brand, according to a person familiar with the companies' talks.

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First time Home-buyers learn to move quickly in tight markets -  May 9

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First time Home-buyers learn to move quickly in tight markets -  May 9

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In today's economy the average median price for most homes in march put on the market range from $200,000 to $300,000. This shows the 6% increase from the previous year. Houses that suit families with lower incomes are finding that its much harder to lock down these smaller sized homes. Houses below $150,000 are sold almost instantly forcing homeowners to either increase their income/keep waiting for a deal on a house.

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Rising home prices and a slim supply of starter homes in many areas are making this spring a challenging one for first-time buyers, real estate professionals say.

The typical price of a previously owned home in March was about $250,000, up nearly 6 percent from a year earlier, according to the National Association of Realtors. The median price was higher in certain parts of the country, particularly in the Northeast and the West.

Plus, homes sell quickly when they come on the market - especially smaller, lower-priced homes. Seasonal demand is increasing as usual, but buyers are finding that there is a lack of new listings. Homes are going under contract in about a month, the association reported, about four days faster than last year.

"The starter house is nearly missing in some markets," said Jessica Lautz, the association's managing director of survey research and communication.

Much new construction is aimed at more affluent buyers. Plus, investors - both professional and amateur - are turning to single-family homes as rental properties to diversify their holdings, creating more competition for traditional buyers when houses come on the market, said Danny Gardner, senior vice president of affordable lending and access to credit at Freddie Mac. Freddie is one of two (along with Fannie Mae) big government-controlled mortgage finance companies.

Competition for all homes in general was particularly cutthroat in some areas, especially in Western markets like San Francisco and other California cities, along with parts of Texas and Colorado, according to Realtor.com, a listing website. The website also cites Boston as a "hot" market.

In Colorado Springs, Jay Gupta, a real estate agent, described an "unprecedented" imbalance between the supply of homes and the demand for them. Prices in Colorado Springs are rising, in part because buyers priced out of already costly areas like Denver and Boulder are seeking places that are relatively affordable, brokers say.

In April, Mr. Gupta said, the Colorado Springs market had 1,524 active listings, and ended the month with 1,286 sales. Properties selling for less than $225,000 are in extremely short supply, he said: "Those homes just aren't there."

Recently, Mr. Gupta said, a home was listed for $310,000. Forty people attended a three-hour open house, and the property went under contract to a buyer offering $30,000 over the asking price. The buyer, who was relocating from out of state, apparently grew tired of seeing his offers on other houses get declined, Mr. Gupta said.

In addition to daunting bidding wars in some markets, first-time buyers often have trouble coming up with a down payment.

Based on the median home price, a down payment of 20 percent - a longtime rule of thumb - would be more than $50,000. Amassing that much cash can be difficult. The average savings of people who do not own homes was $5,200 in 2016, according to the Realtors association, citing Federal Reserve data.

In reality, however, many home buyers make much smaller down payments. More than half of first-time buyers made down payments of 6 percent or less in the 12 months ending in November 2017, according to survey data from the association.

The notion that a 20 percent down payment is required is increasingly a "myth," said Mr. Gardner of Freddie Mac.

Both Freddie and Fannie, as they are known, support home loans to eligible buyers who put down as little as 3 percent. (The companies do not directly make home loans, but buy mortgages meeting their standards and package them as securities).

Freddie Mac said it would soon expand its low down payment program to broaden the pool of buyers who can qualify. The updated program, to become available this summer, will serve first-time borrowers regardless of income.

Fannie Mae was already offering its low down payment program to a broad pool of borrowers, said Jonathan Lawless, vice president of product development and affordable housing at Fannie Mae.

Here are some questions and answers about home buying in a seller's market:
Should I put 20 percent down on a home, if I can afford it?
Making a 20 percent down payment is still a sound strategy, if you can swing it. You will usually qualify for a lower interest rate on your mortgage, and you will avoid paying for private mortgage insurance, which adds to the cost of your monthly payment.

Plus, in hot markets where sellers can choose from several bids, a larger down payment makes you a more attractive buyer, said Kelly Moye, a broker with ReMax and a spokeswoman for the Colorado Association of Realtors. In bidding wars, she said, "the ones with the biggest down payments usually win," because they are seen as safer buyers more likely to close the deal.

Some states and nonprofit organizations offer help with down payments. You can search online for programs to see if you're eligible.
How can I increase my chances of getting the home I want?
Shoppers should get preapproved for a loan and know what they are looking for in a home, so they are prepared to act quickly if they find one they like, Mr. Gupta said. In hot markets, you do not have time to ponder your options. Make a list of two or three "must haves," he said - whether it's a big yard or a nice view - and make those the priority so you can move fast when the opportunity arises. "You have to be more flexible," he said.
What are current mortgage rates?
The average rate on a 30-year, fixed-rate mortgage was 4.55 percent as of Thursday, unchanged from a week earlier, according to Freddie Mac's rate survey.

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First-Time Home Buyers Learn to Move Quickly in Tight Markets

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Rising home prices and a slim supply of starter homes in many areas are making this spring a challenging one for first-time buyers, real estate professionals say. The typical price of a previously owned home in March was about $250,000, up nearly 6 percent from a year earlier, according to the National Association of Realtors.

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AT&T Chief says Hiring Michael Cohen was a huge mistake - May 6

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AT&T Chief says Hiring Michael Cohen was a huge mistake - May 6

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The Chief of AT&T has recently been getting a lot of lash back due to his most recent employee he has hired Michael Cohen. Also known as Trump's personal lawyer. The company believes since hes been hired the company has faced huge backlash around the country and they believe hiring him was a huge mistake. Since he was hired their has been a swerve in the curve causing diminishing marginal returns.

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AT&T Chief Says Hiring Michael Cohen as Consultant a 'Big Mistake'

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In a staffwide memo, Randall L. Stephenson, the C.E.O., also said the company's head of lobbying would retire.

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Restaurant Chains feel effects of cold winter SJR#3 - May 8

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Restaurant Chains feel effects of cold winter SJR#3 - May 8

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Restaurants around the country are currently taking a huge decrease in sales and production. The effects of the long lasting winter have worn over into the summer and are currently crippling businesses. The cold weather deters customers from going out to eat to just sit at home and cook. The economic system has had a huge decrease in production during these cold months. These restaurants are currently making factor payments too their workers with little to no business costing businesses money.

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State's Capital needs estimated at billions SJR#2 - May 7

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State's Capital needs estimated at billions SJR#2 - May 7

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Each year business and labor representatives need at least 21 billion a year to help keep the state's roads and public buildings "in good condition". The government has underutilized the amount of machinery needed to keep our roads/buildings in good condition. We have the power to keep our roads in good condition, but it seems as if our government is focused on other tasks at hand. Although we have the resources prospects cant find a plan to help this ever growing situation.

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Companies offer perks to attract millennials SJR#1 - May 5

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Companies offer perks to attract millennials SJR#1 - May 5

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Major employers are beginning to roll out major perks for working for their company. Companies like Uber, ebay and freelancer are all types of jobs available for the younger population. These companies are using things such as a production possibilities graph in order to show alternative ways to use their resources. For example "New moms at accounting company Grant Thornton can pump while on business trips."