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How I will apply Financial Independence to my life.

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How I will apply Financial Independence to my life.

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This unit was very helpful in finding what's important to me, and how those things can effect my spending. It also helped me decipher my wants from my needs, and what deserves to be my top priority.

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This unit was really great to know about since I am going to college in the fall, along with determining my value, budgeting helps me calculate what I can spend my money on after I have paid for all the important stuff. It also helped me determine how to split my check, how much I'd like to put in my savings, and checking accounts.

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I have only used two banks, Chase and Huntington. Right when I switched to Huntington, I was doing this unit. It helped me determine what kind of bank I'd like to put my money in. I picked Huntington because of it's fee-free banking, and how there are no minimum requirements for accounts.

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A lot of this information in this unit was stuff I already knew, and did in the fall. I think that if I had this class first semester, it would have been a lot more helpful for me as a senior. Or even if it was unit 1 of this class. But it gave me a good refresher on how to read my financial aid from schools, and know what loans I should take out. Always apply for outside scholarships, grants, etc.

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I did this unit right after someone tried to steal money from my debit card on my way to Cleveland. It was helpful to know ways to protect myself from identity theft, and credit card scams. Also check for card skimmers at gas stations, I assume that's where they got my info.