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Hook: Isn't it a hassle when we need to count and take out our money to pay anything?

Background information: As we all know that our country is heading towards an era of modernization since everything is at our fingertips. Now, we can just easily use our card and phone to buy anything anywhere and anytime .

Thesis statement: Therefore, we will discuss the benefits of cashless payment such as convenience, more secure and global use.

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Sarah Balqis

Hook:

In this modern era, the use of technologies and digital platforms increases, including the transaction of money. Cashless payments are well received by the community, and they have a big impact on the users.

Background information:

Nowadays, cashless payments are frequently used by people worldwide for shopping or buying something. Cash is no longer significant and important in this era. People usually use online banking, QR codes, or Touch 'n Go e-wallets to buy stuff online or at physical stores. The improvement in technologies makes people's lives much easier and gives many benefits in our daily lives.

Thesis statement:

In this essay, we will dive deeper to explore the benefits of using cashless payment, such as being more convenient, more secure,and saving time.

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Hook:Nowadays, people tend to carry their smartphones and credit cards instead of bringing cash wherever they go. Have you ever wondered what cashless payment is?

Background information: Cashless payment is a method of transaction that does not require the use of physical money.

Thesis statement: It offers several benefits, including improved efficiency, time savings, and enhanced security.

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Irena

Hook:

Speaking of cashless payment, nowadays it is used widely by people from all around the world, as it is convenient to use.

Background information:

Cashless payment can be defined as a payment method that does not necessarily need physical money but instead uses electronic devices to transfer money.

Thesis statement:

In this essay, we would like to discuss the benefits of cashless payment, such as less risk of theft, help in keeping track of your expenses, and faster transactions.

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Ariyana

Hook:

Back then, nobody ever imagined that today we can walk into a store, pick whatever we want, and leave without even touching our wallet. Is this a scene from a science fiction movie? Well, this is the reality we live in today.

Background information:

Cashless payment is a paying method by using online banking applications, namely, MAE and RHB Mobile Banking, to pay for our daily expenses. This modern paying method only requires our smartphone to complete a transaction.

Thesis Statement:

Therefore, I believe that cashless payment has brought us a lot of advantages, such as convenience, time saving, and reduced risk of theft.

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Puteri Nadhirah

Hook:Have you ever wondered what cashless is? According to the Cambridge Dictionary, cashless means using or operating with credit and debit cards and electronic systems, rather than money in the form of coins or notes.

Background Information: Visa reported that during the COVID-19 pandemic, contactless payments increased by over 40% worldwide. Similarly, Sweden stands out as one of the world's most cashless countries, with less than 20% of transactions in cash.

Thesis statement: Thus, cashless payments have many benefits, such as quicker transactions, security and fraud prevention, and improved financial tracking.

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AINUL

Hook:Have you ever struggled to find small change when paying at a shop? Cashless payment systems have become the answer for this problem.

Background information: Cashless payment offers an easier way to handle transactions without using physical cash, instead using other methods such as online banking and others.

Thesis statement: therefore, there are a lot of benefits of cashless payment, such as more convenience, saved time, and more safety and security.

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Husna

Hook:

Carrying thick wallets and counting small change is quickly becoming a thing of the past.

Background information:

As digital technology continues to advance, more people are embracing cashless payment methods to meet the demands of a faster lifestyle.

Thesis statement:

Consequently, the benefits of cashless payments include greater convenience, enhanced protection against theft, and improved money management.

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Hook:

Now top of mind, cashless could be top of wallets in the near future and a priority for many people in the modern era.

Background information:

Cashless payment refers to any transaction where money is transferred digitally without the use of physical cash. Examples of these are credit or debit cards, mobile wallets, online banking, and QR payments.

Thesis statement:

Therefore, it delivers various benefits such as time savings, convenience for online shopping, and managing finances digitally.

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Hook:

Most people nowadays like to use cashless payments in their daily routine. This makes it easier for them to shop without carrying a lot of cash.

Background information:

Cashless payment is a payment system that is made or accepted without the use of physical cash. In the simple terms "payment done without cash." Many cashless payment methods like e-wallets, online banking, and others.

Thesis statement:

Therefore, it has many benefits to use cashless payment, such as enhanced security, fast payment, and more convenience.

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Afiqah

Hook:

In today’s fast-paced world of technology, cashless payments are becoming a popular trend, especially among teenagers. Have you ever used a cashless payment method? This modern way of paying is now making transactions more convenient, offering both speed and safety.

Background information:

As technology continues to advance, cashless payment methods such as e-wallets, credit cards, online banking, and QR codes have become more popular and easier to use than before. The shift from traditional payment methods to modern digital systems has encouraged businesses to embrace these changes, while consumers happily enjoy greater convenience, speed, and an improved shopping experience.

Thesis statement:

Thus, this change from using cash to cashless payments makes daily life easier and gives many benefits, such as being able to pay globally, helping businesses and governments work better, and improving safety.

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Aisya

Hook: In this high-technology era, the majority of people have already started using cashless payment, as withdrawing money is not convenient anymore.

Background Information: Cashless payment can be defined as using electronic methods to complete a financial transaction without using physical cash or coins. Due to the fact that technology is advancing day by day, there are many forms of cashless payment, such as credit and debit cards, online banking, and QR code payment like Sarawak Pay and Touch 'n Go (TNG).

Thesis statement: Thus, cashless payments have various benefits, such as tracking spending, fast transactions, and convenience.

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Hook:

Payment is a process of transaction of money for purchasing a product.

Background information:

Recently, cashless payment was normalized during and after the pandemic era. There are a lot of online transaction apps nowadays, such as Touch n Go E-wallet, PayPal, and many online banking apps, such as Maybank2U. Moreover, cashless payment is one of the government's obligations to stop COVID-19 from spreading globally.

Thesis statement:

Therefore, there are numerous benefits from cashless payment in many aspects, including transaction efficiency, lower theft crime, and sustainability for a greener environment.

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Hadif Nu’man

Hook

Have you ever heard about cashless payment? Cashless payment is a payment system that is made or accepted without the use of physical cash, instead relying on electronic methods to conduct transactions.

Background Information

Nowadays, cashless payments have become a part of our daily life, especially in online shopping through many applications such as Shopee, Lazada, and TikTok Shop. Thus, cashless payment is not only limited to online shopping. Physical stores also start to use this method to make transactions since it is much easier for the customers and seller.

Thesis Statement

It can be seen that cashless payment has a lot of benefits in this era of modernization, like quicker transactions, enhanced security, and reduced crime.

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Haikal:

Hook: 🪝

In this era of rapid digital transformation, everything has shifted from physical items to online services, including cashless transactions.

Background information: ℹ️

Nowadays people prefer to use online banking, as it makes life so much easier. For example, many people have started using the TnG e-wallet for anything that they wanted to buy. This trend has pushed the whole world to always keep up with the expansion of the technology, especially in payment methods.

Thesis statement:

Therefore, online payment has its own benefits, such as faster transactions, better account security, and a faster payment process.

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Hook:

Nowadays, people usually use cashless payment to make any purchases. However, have you ever wondered what the benefit of cashless payment is?

Background information:

Cashless payment is an alternative to payment that has many different ways, such as QR payment and online transaction without using hard cash.

Thesis statement:

Therefore, it has many benefits, like increased efficiency, more convenience, and enhanced security.

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Hook:

In the modernization era, cashless payment has been a crucial part of our life.

Background information:

Since the Covid-19 pandemic, the majority of people have changed their work ethic from physical to working from home. This also included online businesses. Thus, people need to adapt to the cashless payment method to buy things.

Thesis statement:

Therefore, there are many benefits of cashless payment, including ease of use, fast payment, and no need to bring a wallet anywhere.

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Zul:

Hook :

In this modern age of technology, cashless payment has become the most preferred method of transaction rather than the traditional way.

Background Information :

Cashless payment can be done by using QR code or debit card. This method has been popularized due to COVID-19 outbreak and our need to adapt to the state-of-the-art technology.

Thesis Statement :

In this essay, we will explore and discover about the benefits of cashless payment such as its convenience, security, and flexibility.

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Miss Ain

Hook: In today’s fast-paced digital world, fumbling for coins or waiting for change feels increasingly outdated.

Background Information: As technology continues to reshape everyday life, cashless payment methods such as mobile wallets, credit cards, and online banking have become more popular and accessible than ever before. From small vendors to large corporations, businesses are embracing this shift, while consumers enjoy greater convenience and speed.

Thesis statement: This transition toward a cashless society not only simplifies financial transactions but also brings significant benefits, including enhanced security, improved financial tracking, and broader economic efficiency.