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Dear Lia,

I hope you didn’t mess up too bad. Right now I am an expected graduating senior at Lincoln high, graduating year 2016. I have enrolled to San Diego CIty college to achieve my Associates Degree and transfer to another school to get my Bachelors Degree. From There I hope to go on to get my Medical Degree and become a psychiatrist and open my own practice or work for kaiser or the state.

I want to live in a moderate to big house. Have an average car that big enough that I won't have to cram thing in there when I travel. I want to obtain a lot of money but live modestly. I want to start a family one day. You know how much I adore babies.

It’ll take 2-3 years for my A.A, two more years for my B.A, and four more years for my M.D. That is 8 years of college. That leaves 7 years for me to build my empire. Have fun, get money and live. In 15 years I hope to see myself as successful. If i'm not happy but I'm successful, that’s okay because you can find happiness but you have to build success. We’ve been unhappy before, we can deal. Don’t be a wuss about it. Suck it up, put your big girl panties on and get to it.

We like comfort more than anything and that isn’t always a good thing. While we learn psychology, we won’t be just learning for our patients but for ourselves too.

How are we going to help our patients if we can’t even help ourselves?

Lia, we’ll make it somehow. We make mistakes, we take responsibility and move on to fix it and take the hardships that come along with fixing the problem. In 15 years, I hope to still have no regrets.

In 15 years I hope to be where I hope to be in 15 years. If not, then something better.

Love,

Lia

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Get access to files anywhere through secure cloud storage and file backup for your photos, videos, files and more with Google Drive.

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House+Car+Loans
Aprox. $8,851.52
And Aprox. $15,000 a month salary
Aprox. $6,148.48 to play with

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1. Chase Slate: 0% APR for 15 months, 13.24%/18.24%/23.24%
2.Bank of America 0% APR 18 months, 11.24%/21.24% plus 3% fee for balance transfers.
3. Capital One MasterCard 24.99% APR

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According to H&RBlock survey: http://www.hrblock.com/get-answers/tax-calculators.html#/en/te/results
The taxes I owe are $31,821 because I couldn't think of enough tax write offs also I put no kids because the age i put in there I'd be 26.

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I'll need an A.A, a B.A then to get my medical degree
I'm going to a community college and will pay out of pocket for that with FASFA
The Average B.A costs $22,261 according to http://www.thebestschools.org/bachelors-degree/
The average four years of med. school costs $278,455
I'd have to take out a $300,000-$320,000 loan with an interest rate of 6% per year
My monthly payments would be 5,801.77

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for sale for 662,151
Mortgage 2,940 a month

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It says 4 people so Im going to assume I have kids.
We're going to Disney World in Orlando Florida
Tickets cost 7 day passes: $1,763.64
according to http://tickets.visitorlando.com/store/store.asp?_ga=1.233818718.1100844585.1461078470
Hotel for 10 days 9 nights: $2,227.50 according to http://www.super8.com/hotels/florida/orlando
And gas to drive there from Houston: $100
Grand Total:4,091.14
Leaving 2,908.86 to spend on the kids or whatever

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1 week trip to Hilo hawaii in September
plane round trip: 1,885
Hotel: 300
Total: 2,185
I have 1,815 to spend how I like in Hawaii

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3 Day Cruise vaction to the bahamas for 2.
The flight from Houston to Miami will cost $315
The cost of the cruise will be $1,145.18
The whole thing is $1460.18
Under the $2500 budget leaving $1036.82 to have fun with on the cruise <3

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2015 Lexus Rx 450h SUV
On Average people have paid $109.75 per month for this apx. $50,000 car.
According to http://www.edmunds.com/lexus/rx-450h/2015/

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According to Medscape.com Texas is the 4th best state to live in for a doctor. It has no income tax, great choice of cities and geographic, fewer malpractice lawsuits and an excellent medical community.  Optimal city would be Houston, I have family there.

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http://www.medscape.com/features/slideshow/compensation/2013/psychiatry 2013

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http://www.medscape.com/features/slideshow/compensation/2013/psychiatry

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Being a Psychiatrist is my optimal career.